In line with Government of Pakistan`s vision, Bank AL Habib offers the Kamyab Jawan Loan Scheme for young entrepreneurs. Eligible persons can apply for the said loan only through the Kamyab Jawan Portal:
https://www.kamyabjawan.gov.pk
Product | Customer Pricing | Debt Equity for New Businesses | Financing Limit |
---|---|---|---|
Tier 1 | 3% | 90:10 | PKR 0.1 Million up to PKR 1 Million |
Tier 2 | 4% | 80:20 | Above PKR 1 Million up to PKR 10 Million |
Tier 3 | 5% | 80:20 | Above PKR 10 Million up to 25 Million |
SMEs (Only one of the Owners, Partners or Directors must be in the age bracket 21 and 45)
All Citizen of Pakistan holding CNIC aged between 21 and 45 years with Entrepreneurial potential
IT/ E-Commerce businesses the lower age limit will be 18 years
All Sectors and Products including Agriculture
Tier 1 Loan: Clean, however personal guarantee of the borrower
Tier 2 & 3 Loans: As per Bank's own credit policy
Vehicle financed under T1, T2 & T3 to serve as collateral