Electronic Fund Transfers

What is an Electronic Funds Transfer service?

This is a service for transferring funds between your own account, beneficiary account, any BAHL account and other Bank account by using ATM / Debit Card and iBanking Service. Customer can perform funds transfer via the following channels:

  • BAHL ATM through ATM / Debit Card
  • BAHL iBanking
  • BAHL Mobile Banking

How can I start using the BAHL Electronic Funds Transfer Services?

You need to have a Savings or Current Account in Bank AL Habib along with ATM / Debit Card or iBanking service.

Is the Online Funds Transfer service available 24 hours?

Yes

How long does it take for the funds to be credited?

Instantly, funds transfer on real time basis. On successful funds transfer a SMS alert will be sent to customer registered mobile number, where available. An email alert along with the SMS alert will be sent to customers registered email address if transfer funds through iBanking.

What is the daily limit of funds transfer?

Through ATM:

Private Labels/VISA Silver and UnionPay Card Rs 100,000/-
VISA Gold Card Rs 150,000/-

Through iBanking:

Per Day limit is 100,000 on each (Own Account , Any BAHL Account, Inter Bank Funds Transfer)

Through USSD:

Per Day limit is 100,000 (Funds Transfer or Inter Bank Funds Transfer)

Are there any charges of funds transfer?

There are no charges if you wish to transfer funds from any BAHL to BAHL account.If you wish to transfer funds from BAHL account to other Bank account, charges are as follows:

Upto Rs. 10,000/- RS. 20
Above Rs. 10,000/- & upto Rs. 50,000/- RS. 40
Above Rs. 50,000/- & upto Rs. 75,000/- RS. 60
Above Rs. 75,000/- & upto Rs. 150,000/- RS. 90

Where can I transfer funds?

You may transfer funds on the following through BAHL ATM, iBanking and Mobile Banking service:

  • to beneficiary account
  • to own account
  • to any BAHL account
  • to Member Bank account

    1. ADVANCE MICROFINANCE BANK

    2. ALBARAKA

    3. ALLIED BANK LIMITED

    4. APNA MICROFINANCE BANK

    5. ASKARI BANK LIMITED

    6. BANK ALFALAH LIMITED

    7. BANK OF PUNJAB

    8. BANK ISLAMI

    9. BURJ BANK LIMITED

    10. CITI BANK

    11. DUBAI ISLAMIC BANK

    12. FINCA

    13. FAYSAL BANK LIMITED

    14. FIRST WOMEN BANK

    15. HABIB BANK LIMITED

    16. HABIB METROPOLITAN BANK

    17. ICBC

    18. JS BANK LIMITED

    19. KASB BANK LIMITED

    20.MCB ISLAMIC BANK LTD

    21. MEEZAN BANK LIMITED

    22. MOBILINK MICROFINANCE BANK

    23. MUSLIM COMMERCIAL BANK

    24. NRSP

    25. NATIONAL BANK OF PAKISTAN

    26. SAMBA

    27. SILK BANK

    28. SINDH BANK

    29. SONERI BANK

    30. STANDARD CHARTERED BANK

    31. SUMMIT BANK

    32. TELENOR MICROFINANCE BANK LTD

    33. THE FIRST MICROFINANCE BANK LTD

    34. U MICROFINANCE BANK

    35. UNITED BANK LIMITED

What should I do if I have a problem in Electronic Funds Transfer?

You may contact the following:

  • Your relationship branch where your account is maintained
  • BAHL 24X7 Call Center (111-014-014) or for international customers dial 92-21-32446978-69
  • info@bankalhabib.com