Eligibility Criteria
BASIC ELIGIBILITY CRITERIA

AL Habib Credit Card is available for existing customers of the bank.

  • Existing individual Account Holders
  • Salaried employees of Corporate Relationships receiving monthly salaries in their Bank AL Habib account.
  • Self-employed Professionals and Businessmen.
  • Age: 21-60 years for salaried customers.
  • Age: 21-65 years for self-employed Professional and Businessmen.
  • Age for Supplementary Card: 18-70 years.
  • Minimum Income requirement for salaried applicants Rs. 10,000 p.m.
  • Minimum Income requirement for self-employed Professional & Businessmen Rs. 25,000 p.m.
  • Debt burden not to exceed 50% of take home income of the applicant.
  • Clearance from e - CIB and compliance with SBP Prudential Regulations.
BASIC DOCUMENTS
  • Bank prescribed application form.
  • Copy of Computerized National Identity Card.
  • Bank Statement Minimum of Six months.
  • CF 1-Annexure Annexure – details of various facilities already obtain from other Banks/DFIs.
  • Credit Shield undertaking, if customer opts, for Credit Shield.

INCOME DOCUMENTS
For Salaried Applicants:
  • Salary Slip or Certificate preferably signed and stamped by Employer.
  • Last six months bank statement crediting the salary amount.
For Self-Employed Professionals & Businessmen:
  • Proprietorship letter.
  • Company last six month bank statement.
For Partnerships:
  • Partnership deed.
  • Company last six month bank statement.
Director Public or Private Limited Company:
  • Company Articles and Memorandum of Association form “29 A” where-in mentioned ownership stake.
  • Company last six month bank statement.

More information:

For any additional information on AL Habib Credit Cards please contact our Call Center 24hrs a day and 7 days a week at 111-014-014 or 0800-00006.

Note:

Bank AL Habib Limited reserves the right to decline in full or part any application based on its judgment without notifying any reason to the customer.