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Credit Card
AL Habib Gold Credit Card
Bank AL Habib Gold Credit Card enables you the access to your account from over 1.65 million ATMs and 20 million merchants in 148 countries.
Schedule of Charges (Exclusive of FED)
| Annual Fee (Basic) | Rs. 6,500 (Reduced fee of Rs.650 will be charged on spending of Rs.150,000 within 60 days. Full Reversal on spending of Rs. 200,000 within 90 days) |
| Annual Fee (Supplementary) | Rs. 3,000 (Reduced fee of Rs.300 will be charged on spending of Rs.75,000 within 60 days. Full Reversal on spending of Rs. 100,000 within 90 days) |
| APR | 25% |
| Late Payment Fee | 10% of the minimum payment due or Rs.2200 whichever is higher |
| Cash Advance Fee | 3% of the cash amount or Rs.1000 whichever is higher |
| Card Replacement Fee | Rs. 1600 |
| Cheque Return Fee | Rs. 900 |
| Sales Slip Retrieval Charges (Local) | At actuals |
| Sales Slip Retrieval Charges (International) | At actuals |
| Charges on Foreign Transactions | 4.5% on Transaction amount |
