Grade:

OG II

Division/Branch:

ADC Business – Credit Cards

Job Summary:

• Thorough knowledge of SBP guidelines with regards to Credit Cards.
• Perform data entry on Credit card management system.
• To evaluate Debt Burden of the customer and prepare Risk Rating Sheet/ Credit Card Checklist.
• Checking of negative listing i.e., Debarred/ FIU Watchlist etc. through Compliance Division.
• To process Limit Enhancement/ Reduction & Upgrade cases.
• Arrangement of Renewal Credit Cards as and when required.
• Preparation of daily/ monthly MIS.
• Archiving of Credit Card applications after its approval.
• Updating of e-mail address, mobile no & branch code in Core Banking system.
• To resolve customer Complaints/ Product Leads regarding credit cards in a timely manner.
• SBP reporting matters i.e. monthly e-CIB reporting, Risk Rating, A-07 reporting etc.
• Thorough knowledge of MS office especially MS Excel and its formulas.
• Perform drill on every quarter at BCP site.
• All other tasks given by Unit head to facilitate the customers in a timely manner.

Application Deadline:

October 2nd 2026

Job Overview:

Responsible for smooth operations of Credit Card Product ensuring compliance of bank polices, processes & procedures.

Grade:

Senior Manager

Division/Branch:

ADC Business Division

Job Description:

• Develop and execute a comprehensive product strategy aligned with the bank's goals and objectives.
• Identify market opportunities and trends to enhance existing products and introduce new ones.
• Collaborate with cross-functional teams including marketing, risk management, and technology to bring new products to market.
• Monitor and analyses key performance indicators (KPIs) to assess the health and performance of the credit card portfolio.
• Develop and execute customer acquisition and retention strategies to drive growth and increase market share.
• Monitor portfolio performance and identify emerging risks, taking proactive measures to address them.
• Develop and implement risk mitigation strategies to minimize credit and fraud losses while maximizing profitability.
• Ensure that product complies with relevant regulations and industry standards, especially in the context of financial services and card operations.

Application Deadline:

October 2nd 2026

Job Overview:

Ensuring smooth operations of the Credit Card Product, Merchant Initiation Unit, ADC Internal Control Environment, and compliance of the Bank’s policies, processes, and procedures.

Grade:

Assistant General Manager

Division/Branch:

ADC Business Division

Job Description:

• Develop and execute the overall credit card product strategy in alignment with the bank's business objectives.
• Conduct market research, competitive analysis, and customer segmentation to identify opportunities and drive product enhancements.
• Define product requirements, features, and pricing for credit card products to meet customer demands and maximize profitability.
• Collaborate with cross-functional teams such as marketing, risk management, compliance, and technology to develop and launch new credit card products and initiatives.
• Monitor and analyse credit card portfolio performance, including acquisition, activation, usage, and retention metrics, and develop strategies to drive growth and profitability.
• Stay informed about industry trends, regulatory changes, and market dynamics related to credit card products, and recommend product enhancements and innovations.
• Build and maintain strong relationships with key stakeholders, including internal teams, external partners, and credit card networks.
• Develop and execute marketing campaigns and promotional strategies to drive credit card acquisition and usage.
• Conduct regular competitive benchmarking to ensure the bank's credit card offerings remain competitive in the market.
• Collaborate with customer service teams to ensure efficient handling of credit card-related customer inquiries and issue resolution.

Application Deadline:

October 2nd 2026

Introduction:

Bank AL Habib is looking for motivated and customer-focused individuals to join our branch network as Branch Sales Officers. If you have a passion for banking, a flair for sales, and the drive to deliver an exceptional customer experience, we invite you to be part of our growing team.

Qualification & Experience:

• Graduates with relevant sales experience will be preferred.
• Fresh Graduates are also encouraged to apply.
• Intermediate candidates with relevant banking sales experience are also welcome to apply.

Location:

Karachi

Role Overview:

As a Relationship Manager – Corporate / Commercial Credit at Bank AL Habib Limited, you will play a pivotal role in managing and expanding our credit portfolio. Your expertise will help strengthen client relationships, ensure prudent credit risk management, and support the growth ambitions of our valued corporate clients through tailored financing solutions.

Key Responsibilities:

• Develop and sustain strong, trust-based relationships with corporate clients in line with Bank AL Habib’s high standards of service and integrity.
• Conduct detailed credit assessments, structuring and recommending corporate credit facilities that align with the bank’s risk management framework.
• Collaborate closely with the credit approval and risk management teams to facilitate timely and sound credit decisions.
• Monitor client accounts proactively to identify and mitigate potential credit risks.
• Serve as a financial advisor to clients, offering insights and solutions that help optimize their business operations and financial health.
• Identify and pursue cross-selling opportunities within Bank AL Habib’s comprehensive suite of banking products and services.

Qualifications and Eligibility

• Proven track record in corporate credit or relationship management within at least 5 years of experience the banking sector, preferably in Pakistan’s financial market.
• Strong knowledge of credit risk evaluation, corporate lending products, and regulatory compliance.
• Exceptional communication and negotiation skills with the ability to engage effectively with senior client stakeholders and internal teams.
• Analytical thinker with a detail-oriented approach and sound judgment in credit decision-making.
• Ability to manage multiple priorities and work collaboratively in a dynamic environment.
• Bachelor’s degree in Finance, Business Administration, or a related field; advanced qualifications or certifications are a plus.
• ACCA professionals are highly encouraged to apply, as their expertise aligns well with the role’s financial and credit assessment requirements.

Grade Range:

This position is open for candidates at the grade levels from Manager up to Senior Chief Manager, depending on experience and qualifications.

Job Summary:

The main purpose of this position is to monitor and supervise entire working of a branch and its various departments, maintain and build customer relationship, make sure all Branch targets are met. Ensure strict adherence to the regulatory requirements and Bank’s Systems and Procedures. To be a custodian of Bank’s Assets.

Key Responsibilities:

• To develop new business avenues for the growth of Branch Business and to excel for development of Bank Asset and Liability Products.
• To maintain liaison with Corporate Institutions, Multinational Companies, Government Institutions, and other important Account Holders of the Branch. To market NTBs, meet business targets, guidance to BDBs.
• To administer sales, services, operational efficiency, and HR management activities to meet Bank objectives and achievement of the branch key targets given by the Management. Further ensure that staff will work on conversion of COC and Marketing through cash counter and utility bills.
• To bear responsibility for branch Deposit mobilization, Credit targets, Account Opening and Other KPI’s.
• To achieve month on month deposit and targets assigned to the branch.
• Staff management with respect to the leaves, rotations, trainings and performance reviews – solving their problems and encouraging their efforts.
• Branch Manager should review all the Compliance related tasks performed by Operation Manager.
• Monitoring / ensuring compliance with KYC and other requirements of regulatory bodies.
• Ensure that customer complaints are handled promptly and diligently.
• Make sure that customers are timely attended and their day to day problems/queries are resolved.

Grade:

AM to CM

Qualification:

Minimum Bachelors (Preferably Masters)

Experience Required:

Minimum 3 Years as a Branch Manager

Department:

Retail Banking

Location:

Karachi, Lahore, Hyderabad, Sukkur

Qualification:

Bachelor’s degree in a business-related field

Division:

Financial Services

Number of Job Positions:

Multiple positions

Job Description:

• Knowledge of account opening, cheque book issuance, ATM card processing, and branch banking operations.
• Efficient handling of clearing, remittances, and pay order issuance/cancellation in a timely manner.
• Ability to resolve customer complaints, assess their needs, and provide appropriate guidance.
• Deliver the highest level of customer service.
• Greet and assist customers in a professional manner.

Age:

Not more than 25 years

Location:

Karachi

Job Requirements:

Skills

End-to-End Sales

Excellent Time Management

Branch Banking Operations

Strong Oral and Written Communication

فون بینکنگ آفیسر

کم از کم گریجویشن

کال سینٹر - ADC بزنس ڈویژن

فریش امیدوار، کال سینٹر کے پہلے تجربے کو ترجیح دی جائے گی۔

• بینک اور اس کے صارفین کے درمیان رابطہ کے طور پر کام کرنے کی صلاحیت
• ان باؤنڈ/آؤٹ باؤنڈ دونوں کالوں کو ہینڈل کرنے کی صلاحیت
• صارف کے مسائل، شکایات اور سوالات کو مؤثر طریقے سے حل کرنے کے لیے قوتِ فیصلہ کی ذمہ داری
• صارف کے اطمینان کو ہر فیصلے اور رویے کی بنیاد بنانا
• متعین شدہ ک پر فارمنس میٹرکس کے مطابق کارکردگی کو برقرار رکھنا
• شفٹوں اور گزٹڈ چھٹیوں میں بھی کام کرنے پر آمادگی