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Credit Card

AL Habib Gold Credit Card

Bank AL Habib Gold Credit Card enables you the access to your account from over 1.65 million ATMs and 20 million merchants in 148 countries.

Schedule of Charges (Exclusive of FED)
Annual Fee (Basic)Rs. 8,000
Annual Fee (Supplementary)Rs. 3,700
APR25% p.a
Late Payment Fee10% of the minimum payment due or Rs.2,300 whichever is higher
Cash Advance Fee3% of the cash amount or Rs.1,200 whichever is higher
Card Replacement FeeRs. 1,600
Cheque Return FeeRs. 1,000
Sales Slip Retrieval Charges (Local)At Actuals
Sales Slip Retrieval Charges (International)At Actuals
Charges on Foreign Transactions4.50% on Transaction amount
Auto Debit Rejection500
CC Payment via 1 Bill
  • Up to Rs. 10K - Rs. 12.50/-
  • 10K+ to 100K - Rs. 31.25/-
  • 100K+ to 250K - Rs. 62.50/-
  • 250K+ to 1M - Rs. 125/-
  • 1Mln+ to 2.5Mln- Rs. 250/-
  • 2.5Mln+ to 5Mln- Rs. 375/-
  • 5Mln+ - Rs. 500/-