Credit Card

AL Habib Gold Credit Card

Bank AL Habib Gold Credit Card enables you the access to your account from over 1.65 million ATMs and 20 million merchants in 148 countries.

Schedule of Charges (Exclusive of FED)

Annual Fee (Basic)	Rs. 6,500 (Reduced fee of Rs.650 will be charged on spending of Rs.150,000 within 60 days. Full Reversal on spending of Rs. 200,000 within 90 days)
Annual Fee (Supplementary)	Rs. 3,000 (Reduced fee of Rs.300 will be charged on spending of Rs.75,000 within 60 days. Full Reversal on spending of Rs. 100,000 within 90 days)
APR	25%
Late Payment Fee	10% of the minimum payment due or Rs.2200 whichever is higher
Cash Advance Fee	3% of the cash amount or Rs.1000 whichever is higher
Card Replacement Fee	Rs. 1600
Cheque Return Fee	Rs. 900
Sales Slip Retrieval Charges (Local)	At actuals
Sales Slip Retrieval Charges (International)	At actuals
Charges on Foreign Transactions	4.5% on Transaction amount