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Agriculture sector is a vital component of Pakistan’s economy as it provides the raw materials to industries down the line and helps in poverty alleviation. This sector contributed 19.20 percent in the GDP and it remains by far the largest employer absorbing 38.5 percent of the country’s total labor force according to the Economic Survey of Pakistan 2020-21.

The entire spectrum of agriculture sector needs financial support for its sustainable growth. Keeping the importance of the sector in view, BAHL has established a full-fledge division with a sizable field force across Pakistan to provide financial facility at the door step of the farming community with a special focus on underserved areas. In this regard, the bank is directly engaging farmers as well as Agriculture Value Chain Actors (Processors of fruit, meat, milk, etc.) to fulfill their financial needs.

Bank AL Habib Limited (BAHL) offers agriculture financing in crop and non-crop sectors. The bank offers facilities in Conventional as well as Islamic modes of finance as per detail here under.

Agriculture Financing Products

SBP Refinance Scheme

Finance Facility For Storage Of Agricultural Produce

In order to develop the agricultural produce marketing and enhance storage capacity, SBP has introduced “Finance Facility for Storage of Agricultural Produce (FFSAP)” to finance establishment of silos, warehouse and cold storages.

View Details Livestock Financing

Talk to our Agri Experts

Head, Agriculture Division
Lahore - Pakistan
Mr. Fiaz Ahmed Malik


Agri. Business Manager
All Zones (Other Than Multan Zones)
Mr. Malik Muhammad Fiaz



Agri. Business Manager
Multan Zone
Mr. Muhammad Shahid