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Sohni Dharti Remittance Program is a point-based loyalty program that allows remitters to accumulate points when sending their remittances through the SBP regulated channels. Upon sending these remittances customers will be allowed to redeem points by participating in the Public Sector Entities (PSEs) and avail their services free of cost.

A mobile application for iOS and Android users is available for download, facilitating customers to register and additionally redeem points through the PSEs on it. Remitters can also add one beneficiary relationship and transfer their reward points to him/her. A centralized back-end system is developed and run by 1LINK.

Don’t miss the opportunity to avail exciting rewards and benefits Download the application.

SBP Survey

State Bank of Pakistan (SBP) is conducting a survey to obtain feedback of Overseas Pakistanis on remittances flows. The information collected through this survey will be used in aggregation; and will only be utilized as input for policy making to increase facilitation in remittances through banking channels.

Please click the link for survey:

The reward points will be awarded as per the following tier-based criteria:
Virtual CategoryAnnual Remittance Amount (fiscal year)Awarding Ratio
(% of remittance amount)
GreenUp to USD 10,000/- 1.00%
Gold From USD 10,001 /– to USD 30,000/- 1.25%
Platinum From USD 30,001 /– to USD 50,000/- 1.50%
Diamond USD 50,001 above 1.75%
The reward points can be redeemed through the following Public Service Entities
Entity Services Offered Redemption Flow
PIA International Air Tickets
Extra Baggage Fee on PIA International Flights
FBR Mobile Phone Duty
Payment of Duty on Imported Vehicles
NADRA Renewal of CNIC/NICOP Download
Passport Office Renewal Of Passports Download
State Life Life Insurance/Takaful Premium Payment Download
Overseas Pakistanis Foundation (OPF) School Fee Payment Download
Utility Stores Corp Retail Purchases At Utility Stores Download
Bureau of Emigration & Overseas Employment (BE&OE) Emigrant Registration Fee – OEP
Emigrant Registration Fee–Direct Employment

Going Forward More Public Sector Entities and other services will be added.

SDRP Complaint Resolution Desk

Tutorial Videos for Sohni Dharti Remittance Loyalty Program

Frequently Asked Questions