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Sohni Dharti Remittance Program is a point-based loyalty program that allows remitters to accumulate points when sending their remittances through the SBP regulated channels. Upon sending these remittances customers will be allowed to redeem points by participating in the Public Sector Entities (PSEs) and avail their services free of cost.

A mobile application for iOS and Android users is available for download, facilitating customers to register and additionally redeem points through the PSEs on it. Remitters can also add one beneficiary relationship and transfer their reward points to him/her. A centralized back-end system is developed and run by 1LINK.

Don’t miss the opportunity to avail exciting rewards and benefits Download the application.

SBP Survey

State Bank of Pakistan (SBP) is conducting a survey to obtain feedback of Overseas Pakistanis on remittances flows. The information collected through this survey will be used in aggregation; and will only be utilized as input for policy making to increase facilitation in remittances through banking channels.

Please click the link for survey:

The reward points will be awarded as per the following tier-based criteria:
Virtual CategoryAnnual Remittance Amount (fiscal year)Awarding Ratio
(% of remittance amount)
GreenUp to USD 10,000/- 1.00%
Gold From USD 10,001 /– to USD 30,000/- 1.25%
Platinum More than USD 30,000/- 1.50%
The reward points can be redeemed through the following Public Service Entities
Entity Services Offered Redemption Flow
PIA International Air Tickets
Extra Baggage Fee
FBR Mobile Phone Duty
Vehicle Tax – Local Assembly
Vehicle Duty – Imported
NADRA Upgrade-Normal To Urgent
Upgrade-Urgent To Executive
Priority Counters At NADRA
Passport Office Normal/ Urgent Renewal Of Passports Download
State Life Life Insurance Premium Payment Download
Overseas Pakistanis Foundation (OPF) School Fee Payment Download
Utility Stores Corp Retail Purchases At Utility Stores Download
Bureau of Emigration & Overseas Employment (BE&OE) Emigrant Registration Fee – OEP
Emigrant Registration Fee–Direct Employment

Going Forward More Public Sector Entities and other services will be added.

SDRP Complaint Resolution Desk

Tutorial Videos for Sohni Dharti Remittance Loyalty Program

Frequently Asked Questions

  • What is Sohni Dharti Remittance Program (SDRP)?

    Sohni Dharti Remittance Program is a Government of Pakistan initiative to incentivize Non-Resident Pakistanis who send home remittances to Pakistan through official remittance channels.

  • Any Non-Resident Pakistani, CNIC/NICOP holder, who has sent remittance to Pakistan starting October 1st, 2021 can register as a Remitter. A remitter can further register 01 beneficiary using the Sohni Dharti Remittance Program Mobile App.

  • Simply download the Sohni Dharti Remittance Program Mobile App from the Google Play Store or Apple App Store. Input few registration details, including your active Mobile No. and set a password and your registration request will be processed.

  • In case your transaction reference no. is not accepted on the Sohni Dharti Remittance Program App for registration, please check if:

    • The home remittance was sent after October 1st, 2021.
    • At least five working days have passed since you sent the remittance.
    • The transaction reference no. has not been previously used for registration in the Sohni Dharti Remittance Program system.

    In case your issue does not fall under any of the above, please call at +92 21 111 11 67 57 for further assistance.

  • We apologize for the inconvenience you are experiencing. For assistance on the matter, you can get in touch with our Contact Center representative at +92 21 111 11 67 57.

  • As a Remitter, you can register a Beneficiary against his/her valid CNIC No. using the Mobile App. The Beneficiary will receive a registration code along with the App download link on SMS on your provided mobile number, using which he/she can enroll as a Beneficiary. The registration code is valid for 03 days, after which the request will expire, and you will have to re-add the beneficiary.

  • Remitter will add you as a beneficiary. Once you added by the remitter, you will receive a registration code along with the App download link on SMS for the registration on the mobile number provided by the remitter.

  • Using the Transfer Points option on your App Home screen, you can select an active, registered beneficiary and enter the points value you wish to transfer. The points will be transferred to your beneficiary, and he/she will receive an alert for the same.

  • The beneficiary is advised to wait at least one working day for his/her points transfer. If the beneficiary does not receive his/her points, please get in touch with our Contact Center representative at +92 21 111 11 67 57.

  • There is no limit on transfer on points. You may send as many points as you hold at any given time, in a single transfer if you wish.

  • After you have registered as a Remitter, loyalty points are automatically calculated and awarded on your Mobile App on all subsequent remittances sent to Pakistan.

  • It may take up to five working days to get loyalty points awarded on your remittance sent to Pakistan.

  • You may use the Self Award Points feature on the Mobile App Home screen to generate a request for your points award, if not already awarded before. In case you are still unable to receive points against the said transaction, please call our Contact Center representative at +92 21 111 11 67 57 for further assistance on the matter.

  • Under the Self Award Points Feature, you can initiate a points award request for a remittance transaction where you have not received any points, provided over five working days have passed since your remittance transaction.
    For Self-Awarding, only transactions done within the last one year will be eligible. Furthermore, remittances sent prior to October 1st, 2021 are not eligible for the Sohni Dharti Remittance Program.

  • The total value of annual remittance determines the loyalty category. Loyalty points are awarded on a fixed percentage of that value. The awarding percentages vary based on the category of the user.

    Green (Default) – 0 to 10,000 USD annually – 1.00% award of transaction amount

    Gold – 10,001 to 30,000 USD annually – 1.25% award of transaction amount

    Platinum – 30,000 USD plus annually – 1.50% award of transaction amount

  • The remitter’s category will be automatically updated based on the USD amount of remittance he/she has sent in a fiscal year i.e., 1st July to 30th June. The categories will be re-set to Green starting every fiscal year.

  • For the purpose of redemption, 1 loyalty point is equivalent to PKR 1/-.

  • You can use your loyalty points to pay for applicable services at multiple public sector entities. For a list of available loyalty benefits and partners, check the View Loyalty Benefits page on your App Home Screen.

  • Yes, Roshan Digital account holders can also register for SDRP. However, loyalty points will only be awarded against the amount which will be consumed locally and cannot be repatriated.

  • You can only register for this program if you send the remittance to Pakistan in PKR. Remittance send in other currency is not eligible for registration.