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Foreign Currency Saver
Ease of savings in foreign currency
Bank AL Habib offers saving accounts in major foreign currencies i.e. US Dollar, Pound Sterling and Euro and lets you earn monthly interest.
Check out the Rate of Return on Minimum Monthly Balance
(Effective from Jan 01, 2025) (Rate of Return is Current and subject to change)
Below 5,000.00
1.00%
p.aFrom 5,000.00 to 9,999.99
1.20%
p.aFrom 10,000.00 to 24,999.99
1.30%
p.aFrom 25,000.00 to 99,999.99
1.40%
p.aFrom 100,000 & Above
1.50%
p.a
Enjoy the Exclusive Benefits
Profit Payable on Monthly Basis
SMS Alerts Facility
Free Cheque Book
Free Collection of Outward Foreign Cheques
Free Remittances (Two Per Month)
Free E-Statements
Free AL Habib Mobile & Netbanking
Up to 90% Financing in Pak Rupees
All Other Conditions of Saving Accounts apply
Free Life and Disability Insurance Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Insurance Cover for our existing account holders.
- Salient features of this insurance policy are as under
- Account holder is not eligible for Free Life Insurance in this account.
The insurance cover is provided to the extent of the average balance maintained in the account during the last 90 days in the case of Natural death and Permanent Disability, whereas in the case of Accidental Death the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation for their trust and confidence placed in us.
Open a Foreign Currency Saver Account
Visit the nearest Bank AL Habib Branch or download the Account Opening form online and submit the duly completed form with all the supporting documents at any Bank AL Habib Branch.
Click here to Download the Terms & Conditions
Fee & Charges will be levied according to the bank`s prevailing schedule of charges.
All taxes will be imposed as per the government regulation and directives by the State Bank of Pakistan.
Documents Required
- Documentation For Resident Account
For Individual Accounts
- Original CNIC along with a verified copy
- Job Card / Job Letter and Salary Slip for Salaried individual
- Any other proof of income
For Sole Proprietor Accounts
- Original CNIC along with a verified copy
- Proprietary rubber stamp for signature specimen
- Copy of NTN (attested by Notary Public)
- Certificate or proof of membership of trade bodies etc., (wherever applicable.)
- Request for Opening of Account on letter head
For Partnership Accounts
- CNIC copy of all partners (verified)
- Partnership rubber stamp
- Request for Opening of Account on Partnership letter head
- Operating Instruction on Partnership Letter Head.
- Partnership Letter on Letter Head (Signed by all partners)
- Partnership Deed (verified)
- Attested copy of Registration Certificate issued by Registrar of Firms in case of registered firm. In case the partnership is unregistered, this fact shall be clearly mentioned on the Account Opening Form. NTN Copy (verified)
- Copy of NTN (verified)
For Companies Account
- Certificate of Incorporation (attested by company secretary).
- Resolution of Board of Directors.
- Complete Memorandum and Articles of Association (attested by SECP & 1st and last page to be attested by company secretary).
- Form-29 (attested by company secretary and SECP)
- List of Directors (attested by company secretary).
- Copy of CNIC’S of all Directors (attested by company secretary).
- NTN Certificate (attested).
- Form-A & CNIC copies of shareholders holding more than 10 % shares.
- CRS form for tax residency self-certification
- All documents must be attested by company secretary / Director / CEO.
- Articles & Memorandum of Association, Form-A & Form-29 should be attested by Securities and Exchange Commission of Pakistan (SECP).
- Documentation For Non-Resident Account
For salaried individual, Job Card / Job Letter or Salary Slip or Source of income is required.
A valid photocopy of any one of the following identity document is obtained
- Computerized National Identity Card (CNIC) issued by NADRA.
- Smart National Identity Card (SNIC) issued by NADRA.
- National Identity Card for Overseas Pakistani (NICOP) issued by NADRA.
- Pakistan Origin Card (POC) issued by NADRA.
- Alien Registration Card (ARC) issued by National Aliens Registration Authority (NARA), Ministry of Interior (local currency account only).
- Passport; having valid visa on it or any other proof of legal stay along with passport (foreign national individuals only).
Non-resident accounts can be grouped in the following categories
- Non-resident accounts of Pakistan nationals permanently residing and domiciled abroad.
- Non-resident accounts of Pakistan nationals who are abroad for short visits.
- Non-resident accounts of foreign nationals residing abroad.
- Non-resident accounts of foreign nationals ordinarily resident in Pakistan but gone abroad for short visits.
Copy of passport/Pakistan Origin Card is obtained and Declaration on "form QA-22" is obtained.
Taxes and Zakat
Taxes will be applicable as per government regulations and directives of State Bank of Pakistan
Forex Current
Ease of transactions in foreign currency
Bank AL Habib Forex Current Account allows Pakistani based accounts to be opened with US Dollar, Pound Sterling, Euro and Yuan with No Minimum Balance requirement
Enjoy the Exclusive Benefits
Free Life Insurance.
SMS Alerts Facility
Up to 90% Financing in Pak Rupees.
Free Cheque Book.
Free Collection of Outward Foreign Cheques.
Free Remittances (Three Per Month).
Free E-Statements
Free AL Habib Mobile & Netbanking Available in USD, GBP, EUR & CNY Currencies
Free Life and Disability Insurance Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Insurance Cover for our existing account holders.
- Salient features of this insurance policy are as under
- Claim is eligible after 30 Days of Account Opening
- Claims payable on 90 Days of Average Balance in Account
- Maximum Claim on Accidental Death - PKR 4 Million
- Maximum Claim on Natural Death / Permanent Disability - PKR 2 Million
- In a Joint Account, any one of the account holders is covered
- Age Limit - 18 to 60 Years
The insurance cover is provided to the extent of the average balance maintained in the account during the last 90 days in the case of Natural death and Permanent Disability, whereas in the case of Accidental Death the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation for their trust and confidence placed in us.
Open a Forex Current
Visit the nearest Bank AL Habib Branch or download the Account Opening form online and submit the duly completed form with all the supporting documents at any Bank AL Habib Branch.
Click here to download the Terms & Conditions
Fee & Charges will be levied according to the bank`s prevailing schedule of charges.
All taxes will be imposed as per the government regulation and directives by the State Bank of Pakistan.
Documents Required
- Documentation for Resident Account
For Individual Accounts
- Original CNIC along with a verified copy
- Job Card / Job Letter and Salary Slip for Salaried individual
- Any other proof of income
For Sole Proprietor Accounts
- Original CNIC along with a verified copy
- Propitiatory Rubber Stamp
- Copy of NTN (attested by Notary Public)
- Certificate or proof of membership of trade bodies etc., (wherever applicable.)
- Request for Opening of Account on letter head
For Partnership Accounts
- CNIC copy of all partners (verified)
- Partnership Rubber Stamp
- Request for Opening of Account on letter head
- Operating Instruction on Partnership Letter Head.
- Partnership Letter on Letter Head (Signed by all partners)
- Partnership Deed (verified)
- Attested copy of Registration Certificate issued by Registrar of Firms in case of registered firm. In case the partnership is unregistered, this fact shall be clearly mentioned on the Account Opening Form.
- NTN Copy (verified)
For Companies Account.
- Certificate of Incorporation (attested by company secretary).
- Resolution of Board of Directors.
- Complete Memorandum and Articles of Association (attested by SECP & 1st and last page to be attested by company secretary).
- Form-29 (attested by company secretary and SECP)
- List of Directors (attested by company secretary).
- Copy of CNIC’S of all Directors (attested by company secretary).
- NTN Certificate (attested).
- Form-A & CNIC copies of shareholders holding more than 10 % shares.
- CRS form for tax residency self-certification
- All documents must be attested by company secretary / Director / CEO.
- Articles & Memorandum of Association, Form-A & Form-29 should be attested by Securities and Exchange Commission of Pakistan (SECP).
- Documentation for Non-Resident Account
For salaried individual, Job Card / Job Letter or Salary Slip or Source of Income required.
A valid photocopy of any one of the following identity document is obtained
- Computerized National Identity Card (CNIC) issued by NADRA.
- Smart National Identity Card (SNIC) issued by NADRA.
- National Identity Card for Overseas Pakistani (NICOP) issued by NADRA.
- Pakistan Origin Card (POC) issued by NADRA.
- Alien Registration Card (ARC) issued by National Aliens Registration Authority (NARA), Ministry of Interior (local currency account only).
- Passport; having valid visa on it or any other proof of legal stay along with passport (foreign national individuals only).
Non-resident accounts can be grouped in the following categories:
- Non-resident accounts of Pakistan nationals permanently residing and domiciled abroad.
- Non-resident accounts of Pakistan nationals who are abroad for short visits.
- Non-resident accounts of foreign nationals residing abroad.
- Non-resident accounts of foreign nationals ordinarily resident in Pakistan but gone abroad for short visits.
Copy of passport/Pakistan Origin Card is obtained and Declaration on “form QA-22” is obtained.
Taxes and Zakat
Taxes will be applicable as per government regulations and directives of State Bank of Pakistan
Profit Rate
The rate of profit on savings accounts are subject to change from time to time.
