Overview

AL Habib Credit Card, Your Trustworthy Companion

Bank AL Habib offers a choice of Classic and Gold Credit Cards to its existing account holders. Enjoy financial freedom as you can buy now and pay later at your convenience. There are up to 51 credit-free days. Choose the Card that suits your lifestyle.

Debit Card

About Our Reward Points

Being our valued customer, you deserve to be rewarded! Earn Reward Points with every PKR. 50 (or equivalent foreign currency) purchases on Basic or Supplementary Cards. Redeeming your Reward Points for desired items or services is quick and easy. Choose from a wide variety and options available at our Reward Points Redemption Partners. Only 2500 Reward Points are required to embark on the redemption journey. Just call our Helpline for redemption.

Redemption Form Rewards Program

Master Credit Card GOLD Features

GOLD Features

Debit Card
Monetary Value Of Reward Points PKR 0.10 per PKR 50 of Retail Spend.
Debit Card
No Joining or Annual Fee
Debit Card
Low Financial Charges.
Debit Card
60% Cash Advance Facility
Debit Card
Points Expire on first in first out Basis, if Unutilized within One Year of Reward.
Debit Card
FOREX Premium Charges on All Foreign Retail Transactions 3%
Debit Card
Free SMS Alerts, e-Statement and Internet Banking
Debit Card
3 Free Supplementary Cards
Debit Card
Reward Points
Debit Card

Master Credit Card GREEN Features

GREEN Features

Debit Card
Monetary Value Of Reward Points PKR 0.10 per PKR 50 of Retail Spend
Debit Card
No Joining or Annual Fee
Debit Card
Low Financial Charges
Debit Card
Reward Points
Debit Card
60% Cash Advance Facility
Debit Card
Points Expire on first in first out Basis, if unutilized within One Year of Reward.
Debit Card
FOREX Premium Charges on All Foreign Retail Transactions 3%
Debit Card
Free SMS Alerts, e-Statement and Internet Banking
Debit Card
3 Free Supplementary Cards
Debit Card

3 Simple Steps to Start

Get

Get

Sign on the designated space on the reverse of your AL Habib Credit Card
Set

Set

Call us at Helpline UAN: 111-014-014 or 0800-00006 or 021 - 32446978
Go

Go

Now your AL Habib Credit Card is ready to use at millions of establishments worldwide.

24-Hour Helpline

AL Habib Helpline is accessible 24/7 from around the world where our well-trained and efficient staff is at your service to assist you.

  • Activation, cancellation and suspension of your Credit Card.

  • Answering your queries.

  • Registering and resolving your complaints.

  • Registering a lost/stolen Credit Card

  • Payment of Credit Card dues.

  • Reward Points Redemption.

  • Availing E-Statement and iBanking Facility.

Overseas
  • +92-21-111-014-014
  • +92-21-800-00006
  • +92-21-32446978
  • +92-21-32464283
  • +92-21-32464285
Pakistan
  • 111-014-014
  • 0800-00006
  • 021-32446978

Eligibility Criteria

AL Habib Credit Card is available for existing customers of the bank.

  • Existing individual Account Holders

  • Salaried employees of Corporate Relationships receiving monthly salaries in their Bank AL Habib account.

  • Self-employed Professionals and Businessmen.

  • Age: 21-60 years for salaried customers.

  • Age: 21-65 years for self-employed Professional and Businessmen.

  • Age for Supplementary Card Applicant: 18-70 years.

  • Minimum Income requirement for salaried applicants PKR 20,000 p.m.

  • Minimum Income requirement for self-employed Professional & Businessmen PKR 25,000 p.m.

  • Debt burden not to exceed 50% of take-home income of the applicant.

  • Clearance from e - CIB and compliance with SBP Prudential Regulations.

Documents Required

  • Credit Cards
    • Bank prescribed application form.
    • Copy of Computerized National Identity Card.
    • Bank Statement Minimum of Six months.
    • CF 1-Annexure Annexure – details of various facilities already obtain from other Banks/DFIs.
    • Credit Shield undertaking, if customer opts, for Credit Shield.
  • For Salaried Applicants
    • Salary Slip or Certificate preferably signed and stamped by Employer.
    • Last six months bank statement crediting the salary amount.
    For Self-Employed Professionals & Businessmen:
    • Proprietorship letter.
    • Company last six-month bank statement.
    For Partnerships:
    • Partnership deed.
    • Company last six-month bank statement.
    Director Public or Private Limited Company:
    • Company Articles and Memorandum of Association form “29 A” where-in mentioned ownership stake.
    • Company last six-month bank statement.

Downloads

  • Statement of Understanding
  • PDF Merchant Change Reward Gold
  • CIP Lounge For Gold Card Members
  • AL Habib Credit Card Schedule of Charges
  • Interest Calculation Letter
  • Credit Cards Safety Measures
  • Credit Card Summary Box

International Helpline Numbers

MasterCard International Helpline Numbers

Support

Lost or Stolen Card Replacement

In case your Card is lost or stolen, call our Helpline immediately to report the incident. Our Customer Service Officer will ensure that the Replacement Card is sent to you within turnaround time.

Learn More

Avail AL Habib iBanking

Your Credit Card Account is just a click away! Log on to AL Habib iBanking from anywhere, any time and manage your AL Habib Credit Card Account conveniently, effectively and without any charges.

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Avail SMS Alerts

SMS Alerts allow you to stay update while using the Credit Card. You will receive alerts on your mobile number if provided by you, on the following activities.

Learn More