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Bank AL Habib MasterCard Credit Card is now protected by MasterCard SecureCode, which uses the advanced 3D Secure platform for internet-based transactions.

3D Secure is the latest technology aimed at improving online security through authentication of each transaction by the cardholder so that you use your card with more confidence and peace of mind. With this service, when you use your Bank AL Habib MasterCard Credit Card on websites that display the "MasterCard SecureCode” sign, you will receive a One-Time Password (OTP) by SMS and email as you complete your transaction.

Click here to download Rules/Terms & Conditions

3D Secure Enablement Process

1
Shop online at any 3D Secure enabled
2
Enter your Card details at the time of successful checkout
3
You will receive an SMS and email (if available) with the unique 6-digit OTP
4
Enter the 6-digit dynamic OTP shared by the Bank in the OTP screen
5
Upon submission, your transaction will be processed

Disclaimer

  • Bank AL Habib is indemnified against any and all actions, proceedings, liabilities, claims, losses, damages, costs and expenses incurred or sustained by Bank AL Habib in relation to or arising as a result of action of internet session.
  • In case a non 3D secure website is used to perform an online transaction, an OTP will not be generated and the liability for all reversals will reside with the merchant. Therefore, kindly avoid using non 3D secure websites.
  • Bank AL Habib will never contact you asking for your Personal Information, Debit/Credit card number, PIN, OTP or CVV via Phone, SMS or email, and it will not be liable for any loss, damage, costs or expenses of any nature whatsoever arising from any disclosure that you make of the aforesaid information.
  • Please contact our 24/7 Call Center 021-111-014-014 to active the e-commerce service on your card.

Frequently Asked Questions