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Armed Forces Pensioner Current
Facilitating Armed Forces personnel to receive pension funds timely and conveniently. The Account is being offered with a host of free and value-added services
Enjoy the exclusive benefits
Free PayPak Debit Card (Default)*
Free Cheque Book
Free Internet Banking / Mobile Banking
Free e-statements
Individual single account only
No minimum balance requirement
No charges on opening and closure of account
SMS Alerts Facility
Banker’s Cheques Facility (Pay Orders)
Online Banking Facility
*Bank AL Habib PayPak Card is the free default Debit Card being offered under this account, however you may opt for a Visa or UnionPay Card. Terms and Conditions Apply.
Free Life and Disability Insurance Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Insurance Cover to our existing saving accountholders. Salient features of this insurance policy are as under:
- Salient features of this insurance policy are as under
- Account holder is not eligible for Free Life Insurance in this account..
The insurance cover is provided to the extent of average balance maintained in the account during last 90 days in case of Natural death and Permanent Disability, whereas in case of Accidental Death the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation of their trust and confidence placed on us.
Open a Armed Forces Pensioner Current
Visit nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
Click here to download Rules/Terms & ConditionsFee & Charges will be levied according to bank`s prevailing schedule of charges.
All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.
Documents Required
- Following relevant documents are required from customer
- Copy of valid CNIC / SNIC / NICOP/ SNICOP as required for Pakistani Nationals or Passport.
- Successful Biometric Verification. In case Biometric verification cannot be performed due to genuine reasons or technical issues, verification of ID document will be performed using Verisys as referred in FAQs of Biometric Verification.
- PPO - Pension Payment Order (Optional)
- Pension Book and Pension Certificate (Optional)
- Non-Marriage certificate (if applicable)
- Life certificate / Non-Marriage certificate after every six months on or before 10th March and on or before 10th Sept). In case of widow/widower, unmarried daughter or sister, a Non-marriage certificate will be submitted by the pensioner in addition of Life/ survival certificate.
- Duly signed Foreign Account Tax Compliance Act (“FATCA”) Form
- Photocopy of Option form duly signed by the pensioner as per Instruction Circular No. 202 dated December 11, 2014.
- Duly signed Self-Certification Form (CRS Individual / Proprietorship Tax Residency)
- Indemnity Form on judicial paper of PKR 50(fifty) irrespective of monthly pension drawn to keep the bank indemnified about liabilities with all sums of money whatsoever including mark-up of his/her Pension Account. The pensioner would further undertake that his/her legal heirs, successors, executors shall be liable to refund excess amount, if any, credited this/her Pension Account either in full or in installments (as agreed mutually) equal to such excess amount
Fee & Charges will be levied according to bank`s prevailing schedule of charges. All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.
Current Account
Meet your regular banking needs with freedom
Meet your regular banking needs with freedom. AL Habib Current Account is a Pak Rupees non-remunerative account specially designed for the customers who are looking to manage their day to day banking needs conveniently. This account offers transactional freedom to both individuals and businessmen who have frequent transactional needs and a requirement to access their funds with ease.
Enjoy the exclusive benefits
No Minimum Balance Requirement
SMS alert facility
Free Mobile / Internet Banking
Free e-statement
PayPak Debit Card (Default)*
*Bank AL Habib PayPak Card is the free default Debit Card being offered under this account, however you may opt for a Visa or UnionPay Card. Terms and Conditions Apply.
Free Life and Disability Insurance Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Insurance Cover to our existing saving accountholders. Salient features of this insurance policy are as under:
- Salient features of this insurance policy are as under
- Account holder is not eligible for Free Life Insurance in this account..
The insurance cover is provided to the extent of average balance maintained in the account during last 90 days in case of Natural death and Permanent Disability, whereas in case of Accidental Death the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation of their trust and confidence placed on us.
Open a Current Account
Visit nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
Click here to download Rules/Terms & ConditionsFee & Charges will be levied according to bank`s prevailing schedule of charges.
All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.
Documents Required
- Documentation For Resident Account
For individual accounts
- Original CNIC along with a verified copy
- Job Card / Job Letter and Salary Slip for Salaried individual
- Any other proof of income
For Sole Proprietor accounts
- Original CNIC along with a verified copy
- Proprietary rubber stamp for signature specimen
- Copy of NTN (attested by Notary Public)
- Certificate or proof of membership of trade bodies etc., (wherever applicable.)
- Request for Opening of Account on letter head
- Documentation For Non-Resident Account
For salaried individual, Job Card / Job Letter or Salary Slip or a verifiable source of income required.
A valid photocopy of any one of the following identity document is obtained
- Computerized National Identity Card (CNIC) issued by NADRA.
- Smart National Identity Card (SNIC) issued by NADRA.
- National Identity Card for Overseas Pakistani (NICOP) issued by NADRA.
- Pakistan Origin Card (POC) issued by NADRA.
- Alien Registration Card (ARC) issued by National Aliens Registration Authority (NARA), Ministry of Interior (local currency account only).
- Passport having valid visa on it or any other proof of legal stay along with passport (foreign national individuals only).
Non-resident accounts can be grouped in the following categories:
- Non-resident accounts of Pakistan nationals permanently residing and domiciled abroad.
- Non-resident accounts of Pakistan nationals who are abroad for short visits.
- Non-resident accounts of foreign nationals residing abroad.
- Non-resident accounts of foreign nationals ordinarily resident in Pakistan but gone abroad for short visits.
Copy of passport/Pakistan Origin Card is obtained and Declaration on “form QA-22” is obtained.
Taxes
Taxes will be applicable as per government regulations and directives of State Bank of Pakistan
Current Plus
Transactional flexibility with host of fee waivers
Flexibility of transactions plus more benefits, Bank AL Habib Current Plus Account meets all your business-related and individual needs for convenient and secure banking.
Enjoy the exclusive benefits
Personalized Cheque Books*
Banker’s Cheques*
PayPak Debit Card (Default)*
Free E-Statement
Free AL Habib Mobile and Net Banking Facility
SMS Alert Facility
Online Banking*
*Customers can avail these services free of charge on the condition of maintaining an average monthly balance of PKR 25,000/-. However, you can also opt for a Visa or UnionPay Card. Charges will be applicable as per prevailing Schedule of Bank Charges.
Free Life and Disability Insurance Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Insurance Cover to our existing saving accountholders. Salient features of this insurance policy are as under:
- Salient features of this insurance policy are as under
- Account holder is not eligible for Free Life Insurance in this account.
The insurance cover is provided to the extent of average balance maintained in the account during last 90 days in case of Natural death and Permanent Disability, whereas in case of Accidental Death the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation of their trust and confidence placed on us.
Open a Current Plus
Visit nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
Click here to download Rules/Terms & ConditionsFee & Charges will be levied according to bank`s prevailing schedule of charges.
All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.
Documents Required
- Documentation For Resident Account
For individual accounts
- Original CNIC along with verified copy
- Job Card / Job Letter and Salary Slip for Salaried individual
- Any other proof of income
For Sole Proprietor accounts
- Original CNIC along with verified copy
- Proprietary rubber stamp for signature specimen
- Copy of NTN (Attested by Notary Public)
- Certificate or proof of membership of trade bodies etc., (Wherever Applicable.)
- Request for Opening of Account on letter head
For Partnership Accounts
- CNIC copy of all partners (verified).
- Rubber stamp of partnership.
- Request for Opening of Account on letter head
- Operating Instruction on Partnership Letter Head.
- Partnership Letter on Letter Head (Signed by all Partners).
- Partnership Deed (Verified).
- Attested copy of Registration Certificate issued by “Registrar of Firms” in case of registered firm. In case the partnership is unregistered, this fact shall be clearly mentioned on the Account Opening Form.
- Copy of NTN (Attested by Notary Public)
For Companies Account
- Certificate of Incorporation (Attested by Company Secretary).
- Resolution of Board of Directors.
- Complete Memorandum and Articles of Association (attested by SECP & 1st and last page to be attested by company secretary).
- Form-29 (Attested by Company Secretary and SECP).
- List of Directors (Attested by Company Secretary).
- Copy of CNIC’S of all Directors (Attested by Company Secretary).
- NTN Certificate (Attested).
- Form-A & CNIC copies of shareholders holding more than 10 % shares.
- CRS form for tax residency self-certification.
- All documents must be attested by Company Secretary / Director / CEO.
- Articles & Memorandum of Association, Form-A & Form-29 should be attested by Securities and Exchange Commission of Pakistan (SECP).
- Documentation For Non-Resident Account
For salaried individual, Job Card / Job Letter or Salary Slip or Source of income is required.
A valid photocopy of any one of the following identity document is obtained
- Computerized National Identity Card (CNIC) issued by NADRA.
- Smart National Identity Card (SNIC) issued by NADRA.
- National Identity Card for Overseas Pakistani (NICOP) issued by NADRA.
- Pakistan Origin Card (POC) issued by NADRA.
- Alien Registration Card (ARC) issued by National Aliens Registration Authority (NARA), Ministry of Interior (local currency account only).
- Passport; having valid visa on it or any other proof of legal stay along with passport (foreign national individuals only).
Non-resident accounts can be grouped in the following categories
- Non-resident accounts of Pakistan nationals permanently residing and domiciled abroad.
- Non-resident accounts of Pakistan nationals who are abroad for short visits.
- Non-resident accounts of foreign nationals residing abroad.
- Non-resident accounts of foreign nationals ordinarily resident in Pakistan but gone abroad for short visits.
Copy of passport/Pakistan Origin Card is obtained and Declaration on "form QA-22" is obtained.
Taxes and Zakat
Taxes will be applicable as per government regulations and directives of State Bank of Pakistan
Apna Individual Current
Banking convenience with free insurance for peace of mind
Fulfilling your modern-day banking needs
Enjoy the exclusive benefits
Bankers Cheques (Upto three per month)*
PayPak Debit Card (Default)*
Free E-Statement
Free AL Habib Mobile and Net Banking Facility
Online Banking*
*Customers can avail these services free of charge on the condition of maintaining an average monthly balance of PKR 25,000/-. However, you can also opt for a Visa or UnionPay Card. Charges will be applicable as per prevailing Schedule of Bank Charges.
Free Life and Disability Insurance Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Insurance Cover to our existing saving accountholders. Salient features of this insurance policy are as under:
- Salient features of this insurance policy are as under
- Claim is eligible after 90 Days of Account Opening .
- Claims payable on 90 Days of Average Balance in Account .
- Maximum Claim on Accidental Death - PKR 2 Million .
- Maximum Claim on Natural Death / Permanent Disability - PKR. 1 Million .
- In a Joint Account, any one of the account holders is covered.
- Age Limit - 18 to 60 Years.
The insurance cover is provided to the extent of average balance maintained in the account during last 90 days in case of Natural death and Permanent Disability, whereas in case of Accidental Death the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation of their trust and confidence placed on us.
Open a Apna Individual Current
Visit nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
Click here to download Rules/Terms & ConditionsFee & Charges will be levied according to bank`s prevailing schedule of charges.
All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.
Documents Required
- Documentation For Resident Account
For Individual Accounts
- Original CNIC along with a verified copy
- Job Card / Job Letter and Salary Slip for Salaried individual
- Any other proof of income
For Sole Proprietor accounts
- Original CNIC along with verified copy
- Proprietary rubber stamp for signature specimen card
- Copy of NTN (attested by Notary Public)
- Certificate or proof of membership of trade bodies etc., (wherever applicable.)
- Request for Opening of Account on letter head
- Documentation For Non-Resident Account
For salaried individual, Job Card / Job Letter or Salary Slip or a verifiable source of income required.
A valid photocopy of any one of the following identity document is obtained
- Computerized National Identity Card (CNIC) issued by NADRA.
- Smart National Identity Card (SNIC) issued by NADRA.
- National Identity Card for Overseas Pakistani (NICOP) issued by NADRA.
- Pakistan Origin Card (POC) issued by NADRA.
- Alien Registration Card (ARC) issued by National Aliens Registration Authority (NARA), Ministry of Interior (local currency account only).
- Passport having valid visa on it or any other proof of legal stay along with passport (foreign national individuals only).
Non-resident accounts can be grouped in the following categories:
- Non-resident accounts of Pakistan nationals permanently residing and domiciled abroad.
- Non-resident accounts of Pakistan nationals who are abroad for short visits.
- Non-resident accounts of foreign nationals residing abroad.
- Non-resident accounts of foreign nationals ordinarily resident in Pakistan but gone abroad for short visits.
Copy of passport/Pakistan Origin Card is obtained and Declaration on “form QA-22” is obtained.
Taxes
Taxes will be applicable as per government regulations and directives of State Bank of Pakistan
Asaan Remittance Current
It’s a Free, Safe and Easy way to receive remittances
A free, safe and easy way to receive remittances from your loved ones abroad, directly into your account.
Enjoy the exclusive benefits
For receiving Home Remittances from abroad only
No initial deposit or minimum balance requirement
No charges at opening or closure of account
Free Life Insurance
Cash withdrawal limit: PKR 50,000 per day
Fund transfer limit: PKR 50,000 per day
Total Credit Balance Limit: PKR 2,000,000
Cheque book facility
Free e - statements
SMS Alert Facility
PayPak Debit Card (Default)*
*Bank AL Habib PayPak Card is the default Debit Card being offered under this account, however you may opt for a Visa or UnionPay Card. Terms and Conditions Apply.
Free Life and Disability Insurance Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Insurance Cover to our existing saving accountholders. Salient features of this insurance policy are as under:
- Salient features of this insurance policy are as under
- Claims payable on last 90 days of average balance in customer account.
- New account eligible after 90 days of opening of account .
- Maximum claim payable on accidental death - PKR 2 Million.
- Maximum claim payable on natural death/permanent disability - PKR 1 Million.
- In case of joint account, any one of the account holders will be covered.
- Admissible age limit of claim - 18 to 60 years.
The insurance cover is provided to the extent of average balance maintained in the account during last 90 days in case of Natural death and Permanent Disability, whereas in case of Accidental Death the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation of their trust and confidence placed on us.
Open a Asaan Remittance Current
Visit nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
Click here to download Rules/Terms & ConditionsFee & Charges will be levied according to bank`s prevailing schedule of charges.
All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.
Documents Required
- Documents Required
Any one of the following documents may be used as a proof of identity:
- Computerized/Smart National Identity Card (CNIC/SNIC)
- National Identity Card for Overseas Pakistanis (NICOP)
- Passport copy (for non-resident)
- Child Registration Certificate/B-Form /Student ID card (For Minor)
Taxes
Taxes will be applicable as per government regulations and directives of State Bank of Pakistan
Asaan Current
Opening a bank account was never so easy
A special account for Pakistani nationals who do not have a Bank account. All you need is your CNIC and as little as PKR 5/- to start banking with us and enjoy a host of value-added services.
Enjoy the exclusive benefits
Credit Balance Limit of Rs. 500,000/-
Total Debits per month of Rs. 500,000/-
Free Life Insurance
SMS Alert Facility
Free Internet & Mobile Banking
Free e-statements
Free PayPak Debit Card (Default)*
Account can be opened with Rs.5/- only
*Bank AL Habib PayPak Card is the free default Debit Card being offered under this account, however you may opt for a Visa or UnionPay Card. Terms and Conditions Apply.
Free Life and Disability Insurance Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Insurance Cover to our existing saving accountholders. Salient features of this insurance policy are as under:
- Salient features of this insurance policy are as under
- Claims payable on 90 Days of Average Balance in Account.
- Maximum Claim on Accidental Death - PKR 1 Million.
- Maximum Claim on Natural Death / Permanent Disability - PKR. 0.5 Million .
- In a Joint Account, any one of the account holders is covered.
- Age Limit - 18 to 60 Years .
The insurance cover is provided to the extent of average balance maintained in the account during last 90 days in case of Natural death and Permanent Disability, whereas in case of Accidental Death the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation of their trust and confidence placed on us.
Open a Asaan Current
Visit nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
Click here to download Rules/Terms & ConditionsFee & Charges will be levied according to bank`s prevailing schedule of charges.
All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.
Documents Required
- Documents Required
For Individual Accounts
- Original CNIC along with verified copy
Taxes
Taxes will be applicable as per government regulations and directives of State Bank of Pakistan
Pensioner`s Current
Your banking partner, in retreat.
AL Habib Pensioners Account is specially designed for pensioners to facilitate them in receiving their pension funds post retirement. The account assists pensioners carry out routine transactions from their current account with a host of free waivers which helps them save transactional costs.
Enjoy the exclusive benefits
No Initial deposit or minimum balance requirement
No charges on opening and closure of account
Free ATM/Debit Card (PayPak)
Free Standing Instruction Charges
Free Internet & Mobile Banking
Free Cheque Book
SMS Alerts Facility
Banker’s Cheques Facility
Free Life and Disability Insurance Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Insurance Cover to our existing saving accountholders. Salient features of this insurance policy are as under:
- Salient features of this insurance policy are as under
- Account holder is not eligible for Free Life Insurance in this account..
The insurance cover is provided to the extent of average balance maintained in the account during last 90 days in case of Natural death and Permanent Disability, whereas in case of Accidental Death the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation of their trust and confidence placed on us.
Open a Pensioner`s Current
Visit nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
Click here to download Rules/Terms & ConditionsFee & Charges will be levied according to bank`s prevailing schedule of charges.
All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.
Documents Required
- Documentation Required
For individual accounts
- Original CNIC along with a verified copy
- Job Card / Job Letter and Salary Slip for Salaried individual
- Any other proof of income
Basic Banking
Helping you open your basic bank account.
A current account to facilitate and provide you with a host of value-added services.
Enjoy the exclusive benefits
No minimum balance required
No services charges on account
PayPak Debit Card (Default)*
Statement of account to be dispatched once a year
Free Internet & Mobile Banking
Cheque book facility
SMS Alerts Facility
Initial deposit for account opening Rs. 1,000/-
Two deposit and two withdrawals by cheque (cash or clearing) are allowed free of charge
*Customers can avail free PayPak Debit Card on the condition of maintaining a minimum monthly average balance of PKR 25,000/- However, you can also opt for a Visa or UnionPay Card. Charges will be applicable as per prevailing Schedule of Bank Charges.
Free Life and Disability Insurance Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Insurance Cover to our existing saving accountholders. Salient features of this insurance policy are as under:
- Salient features of this insurance policy are as under
- Account holder is not eligible for Free Life Insurance in this account..
The insurance cover is provided to the extent of average balance maintained in the account during last 90 days in case of Natural death and Permanent Disability, whereas in case of Accidental Death the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation of their trust and confidence placed on us.
Open a Basic Banking
Visit nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
Click here to download Rules/Terms & ConditionsFee & Charges will be levied according to bank`s prevailing schedule of charges.
All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.
Documents Required
- Documentation For Resident Account
For individual accounts
- Computerized/Smart National Identity Card (CNIC/SNIC)
- Copy of any utility bill
- Proof of income or salary slip
- In case of salaried person, copy of service/employee card
Note:
If the balance remains "Zero" for six months such accounts may be closed
Taxes
Taxes will be applicable as per government regulations and directives of State Bank of Pakistan
