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Remit Account

AL Habib Remit Account facilitates in receiving remittances directly into your account from your loved ones abroad safely and conveniently. The account offers various value-added features.

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Enjoy the Exclusive Benefits

FREE PayPak Debit Card
FREE PayPak Debit Card
FREE First Cheque Book
FREE First Cheque Book
FREE Life Insurance*
FREE Life Insurance*
FREE E-Statements
FREE E-Statements
No Initial Deposit Requirement
No Initial Deposit Requirement
Local Credits are Allowed
Local Credits are Allowed
SMS Alerts Facility
SMS Alerts Facility

* Terms & Conditions apply
You can also open this account online through AL Habib Digital Account.
Note: Minimum Monthly Average Balance requirement is PKR 5,000 to avail Free PayPak Debit Card, Cheque Book & Life Insurance.

Free Life and Disability Insurance Cover

It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Insurance Cover for our existing savings account holders.

    • The minimum eligibility age will be 18 years and the maximum 60 years
    • New accounts eligible after 30 days of account opening
    • In case of a joint account, any one of the account holders will be covered
    • Insurance coverage for death and disability is also PKR 250,000/-

We are offering this service to our valued customers as a token of appreciation for their trust and confidence placed in us.

Open a Remit Account

Visit the nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.

Click here to download the Rules/Terms & Conditions

 

Fees & Charges will be levied according to the bank`s prevailing schedule of charges.

Taxes and Zakat
Taxes will be applicable as per government regulations and directives of the State Bank of Pakistan

Documents Required

  • Any one of the following documents may be used as a proof of identity
    • Computerized/Smart National Identity Card (CNIC/SNIC)
    • National Identity Card for Overseas Pakistanis (NICOP)
    • Pakistan Origin Card
    For Residents:
    • Proof of Income document
    • Proof of Remittance (e.g. Remittance Slip / PRC etc.)
    • FATCA/CRS forms (if applicable)
    • Self-declaration for house wife/students
    For Non/Residents (Joint Account Holder):
    • Valid Passport and Visa
    • FATCA/CRS forms
    • Proof of Income document
    • Non/Resident undertaking (jointly signed)
    • All documents to be attested by Foreign Commission/Consulate

    Taxes

    Taxes will be applicable as per government regulations and directives of State Bank of Pakistan

Armed Forces Pensioner Current Account

Facilitating Armed Forces personnel to receive pension funds timely and conveniently. The Account is being offered with a host of free and value-added services

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Enjoy the Exclusive Benefits

Free PayPak Debit Card (Default)*
Free PayPak Debit Card (Default)*
Free Cheque Book
Free Cheque Book
Free AL Habib Mobile & Netbanking Facility
Free AL Habib Mobile & Netbanking Facility
Free E-Statements
Free E-Statements
 Individual Single Account Only
Individual Single Account Only
No Minimum Balance Requirement
No Minimum Balance Requirement
No Charges on Opening and Closure of Account
No Charges on Opening and Closure of Account
SMS Alerts Facility
SMS Alerts Facility
Banker’s Cheques Facility (Pay Orders)
Banker’s Cheques Facility (Pay Orders)
Online Banking Facility
Online Banking Facility

*PayPak is the default Debit card offered to the customers, however,customers may opt for VISA or UnionPay Card as per the prevailing Schedule of Bank Charges.

Open an Armed Forces Pensioner Current Account

Visit the nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.

Click here to download the Rules/Terms & Conditions

Documents Required

  • Following relevant documents are required from customer
    • Copy of valid CNIC / SNIC / NICOP/ SNICOP as required for Pakistani Nationals or Passport
    • Successful Biometric Verification. In case Biometric verification cannot be performed due to genuine reasons or technical issues, verification of ID document will be performed using Verisys as referred in FAQs of Biometric Verification
    • PPO - Pension Payment Order (Optional)
    • Pension Book and Pension Certificate (Optional)
    • Non-Marriage certificate (if applicable)
    • Life certificate / Non-Marriage certificate after every six months on or before 10th March and on or before 10th Sept. In case of a widow/widower, unmarried daughter, or sister, a Non-marriage certificate will be submitted by the pensioner in addition to Life/ survival certificate
    • Duly signed Foreign Account Tax Compliance Act (“FATCA”) Form (if applicable)
    • Photocopy of Option form duly signed by the pensioner
    • Duly signed Self-Certification Form (CRS Individual / Proprietorship Tax Residency) (if applicable)
    • Indemnity Form on judicial paper of PKR 50(fifty) irrespective of monthly pension drawn to keep the bank indemnified about liabilities with all sums of money whatsoever including mark-up of his/her Pension Account. The pensioner would further undertake that his/her legal heirs, successors, and executors shall be liable to refund the excess amount, if any, credited to his/her Pension Account either in full or in installments (as agreed mutually) equal to such excess amount

    All taxes will be imposed as per government regulations and directives by the State Bank of Pakistan.

Current Account

Meet your regular banking needs with complete freedom

AL Habib Current Account is a Pak Rupees non-remunerative account specially designed for customers who are looking to manage their day-to-day banking needs conveniently. This account offers transactional freedom to both individuals and businessmen who have frequent transactional needs and a requirement to access their funds easily

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Enjoy the Exclusive Benefits

 Free PayPak Debit Card*
Free PayPak Debit Card*
Free AL Habib Mobile & Netbanking Facility
Free AL Habib Mobile & Netbanking Facility
Free E-Statements
Free E-Statements
SMS Alerts Facility
SMS Alerts Facility

*Customers can avail these services free of charge on the condition of maintaining an average monthly balance of PKR 25,000/-. However, you can also opt for a Visa or UnionPay Card. Charges will be applicable as per the prevailing Schedule of Bank Charges.

Free Life and Disability Insurance Cover

It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Insurance Cover for our existing savings account holders.

The insurance cover is provided to the extent of the average balance maintained in the account during the last 90 days in the case of Natural death and Permanent Disability, whereas in the case of Accidental Death the coverage provided is double.

We are offering this service to our valued customers as a token of appreciation for their trust and confidence placed in us.

Open a Current Account

Visit the nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.

Click here to download the Rules/Terms & Conditions

 

Fees & Charges will be levied according to the bank`s prevailing schedule of charges.

All taxes will be imposed as per government regulations and directives of the State Bank of Pakistan

Documents Required

  • Documentation For Resident Account
    For individual accounts
    • Original CNIC along with a verified copy
    • Job Card / Job Letter and Salary Slip for Salaried individual
    • Any other proof of income
    For Sole Proprietor accounts
    • Original CNIC along with a verified copy
    • Proprietary rubber stamp for signature specimen
    • Copy of NTN (attested by Notary Public)
    • Certificate or proof of membership of trade bodies etc., (wherever applicable.)
    • Request for Opening of Account on letter head
  • For salaried individual, Job Card / Job Letter or Salary Slip or a verifiable source of income required.

    A valid photocopy of any one of the following identity document is obtained
    • Computerized National Identity Card (CNIC) issued by NADRA.
    • Smart National Identity Card (SNIC) issued by NADRA.
    • National Identity Card for Overseas Pakistani (NICOP) issued by NADRA.
    • Pakistan Origin Card (POC) issued by NADRA.
    • Alien Registration Card (ARC) issued by National Aliens Registration Authority (NARA), Ministry of Interior (local currency account only).
    • Passport having valid visa on it or any other proof of legal stay along with passport (foreign national individuals only).
    Non-resident accounts can be grouped in the following categories:
    • Non-resident accounts of Pakistan nationals permanently residing and domiciled abroad.
    • Non-resident accounts of Pakistan nationals who are abroad for short visits.
    • Non-resident accounts of foreign nationals residing abroad.
    • Non-resident accounts of foreign nationals ordinarily resident in Pakistan but gone abroad for short visits.

    Copy of passport/Pakistan Origin Card is obtained and Declaration on “form QA-22” is obtained.

    Taxes

    Taxes will be applicable as per government regulations and directives of State Bank of Pakistan

Current Plus Account

Transactional flexibility with host of fee waivers

Flexibility of transactions plus more benefits, Bank AL Habib Current Plus Account meets all your business-related and individual needs for convenient and secure banking.

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Enjoy the Exclusive Benefits

 Free Personalized Cheque Books*
Free Personalized Cheque Books*
Free Banker’s Cheques*
Free Banker’s Cheques*
Free PayPak Debit Card (Default)*
Free PayPak Debit Card (Default)*
 Free E-Statements
Free E-Statements
Free AL Habib Mobile & Netbanking Facility
Free AL Habib Mobile & Netbanking Facility
SMS Alerts Facility
SMS Alerts Facility
 Free Online Banking*
Free Online Banking*

*Customers can avail these services free of charge on the condition of maintaining an average monthly balance of PKR 25,000/-. However, you can also opt for a Visa or UnionPay Card. Charges will be applicable as per the prevailing Schedule of Bank Charges.

Free Life and Disability Insurance Cover

It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Insurance Cover for our existing savings account holders.

The insurance cover is provided to the extent of the average balance maintained in the account during the last 90 days in the case of Natural death and Permanent Disability, whereas in the case of Accidental Death the coverage provided is double.

We are offering this service to our valued customers as a token of appreciation for their trust and confidence placed in us.

Open a Current Plus Account

Visit the nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.

Click here to download the Rules/Terms & Conditions

 

Fees & Charges will be levied according to the bank`s prevailing schedule of charges.

Taxes and Zakat
Taxes will be applicable as per government regulations and directives of the State Bank of Pakistan

Documents Required

  • Documentation For Resident Account
    For individual accounts
    • Original CNIC along with verified copy
    • Job Card / Job Letter and Salary Slip for Salaried individual
    • Any other proof of income
    For Sole Proprietor accounts
    • Original CNIC along with verified copy 
    • Proprietary rubber stamp for signature specimen
    • Copy of NTN (Attested by Notary Public)
    • Certificate or proof of membership of trade bodies etc., (Wherever Applicable.) 
    • Request for Opening of Account on letter head
    For Partnership Accounts
    • CNIC copy of all partners (verified).
    • Rubber stamp of partnership.
    • Request for Opening of Account on letter head
    • Operating Instruction on Partnership Letter Head.
    • Partnership Letter on Letter Head (Signed by all Partners).
    • Partnership Deed (Verified).
    • Attested copy of Registration Certificate issued by “Registrar of Firms” in case of registered firm. In case the partnership is unregistered, this fact shall be clearly mentioned on the Account Opening Form.
    • Copy of NTN (Attested by Notary Public)
    For Companies Account
    • Certificate of Incorporation (Attested by Company Secretary).
    • Resolution of Board of Directors.
    • Complete Memorandum and Articles of Association (attested by SECP & 1st and last page to be attested by company secretary).
    • Form-29 (Attested by Company Secretary and SECP).
    • List of Directors (Attested by Company Secretary).
    • Copy of CNIC’S of all Directors (Attested by Company Secretary).
    • NTN Certificate (Attested).
    • Form-A & CNIC copies of shareholders holding more than 10 % shares.
    • CRS form for tax residency self-certification.
    • All documents must be attested by Company Secretary / Director / CEO.
    • Articles & Memorandum of Association, Form-A & Form-29 should be attested by Securities and Exchange Commission of Pakistan (SECP).
  • For salaried individual, Job Card / Job Letter or Salary Slip or Source of income is required.

    A valid photocopy of any one of the following identity document is obtained
    • Computerized National Identity Card (CNIC) issued by NADRA.
    • Smart National Identity Card (SNIC) issued by NADRA.
    • National Identity Card for Overseas Pakistani (NICOP) issued by NADRA.
    • Pakistan Origin Card (POC) issued by NADRA.
    • Alien Registration Card (ARC) issued by National Aliens Registration Authority (NARA), Ministry of Interior (local currency account only).
    • Passport; having valid visa on it or any other proof of legal stay along with passport (foreign national individuals only).
    Non-resident accounts can be grouped in the following categories
    • Non-resident accounts of Pakistan nationals permanently residing and domiciled abroad.
    • Non-resident accounts of Pakistan nationals who are abroad for short visits.
    • Non-resident accounts of foreign nationals residing abroad.
    • Non-resident accounts of foreign nationals ordinarily resident in Pakistan but gone abroad for short visits.

    Copy of passport/Pakistan Origin Card is obtained and Declaration on "form QA-22" is obtained.

    Taxes and Zakat

    Taxes will be applicable as per government regulations and directives of State Bank of Pakistan

Apna Individual Current Account

Banking conveniently and fulfilling your modern-day banking needs.

Bank AL Habib Apna Individual Current Account is a personal account that fulfills modern day banking needs of segments of society which may include professionals, employees, farmers, self-employed, and students across the board.

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Enjoy the Exclusive Benefits

Free Bankers’ Cheques (Up to three per month)*
Free Bankers’ Cheques (Up to three per month)*
Free PayPak Debit Card (Default)*
Free PayPak Debit Card (Default)*
Free E-Statements
Free E-Statements
Free AL Habib Mobile & Netbanking Facility
Free AL Habib Mobile & Netbanking Facility
Free Online Banking*
Free Online Banking*
Free Life Insurance**
Free Life Insurance**

*Customers can avail these services free of charge on the condition of maintaining an average monthly balance of PKR 25,000/-. However, you can also opt for a Visa or UnionPay Card. Charges will be applicable as per the prevailing Schedule of Bank Charges.

** Terms and Conditions Apply

Free Life and Disability Insurance Cover

It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Insurance Cover for our existing savings account holders.

    • Claim is eligible after 30 Days of Account Opening
    • Claims payable on 90 Days of Average Balance in Account
    • Maximum Claim on Accidental Death - PKR 4 Million
    • Maximum Claim on Natural Death / Permanent Disability - PKR 2 Million
    • In a Joint Account, any one of the account holders is covered
    • Age Limit - 18 to 60 Years

The insurance cover is provided to the extent of the average balance maintained in the account during the last 90 days in the case of Natural death and Permanent Disability, whereas in the case of Accidental Death the coverage provided is double.

We are offering this service to our valued customers as a token of appreciation for their trust and confidence placed in us.

Open an Apna Individual Current Account

Visit the nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.

Click here to download the Rules/Terms & Conditions

 

Fees & Charges will be levied according to the bank`s prevailing schedule of charges.

Taxes
All taxes will be imposed as per government regulations and directives of the State Bank of Pakistan

Documents Required

  • Documentation For Resident Account
    For Individual Accounts
    • Original CNIC along with a verified copy
    • Job Card / Job Letter and Salary Slip for Salaried individual
    • Any other proof of income
    For Sole Proprietor accounts
    • Original CNIC along with verified copy
    • Proprietary rubber stamp for signature specimen card
    • Copy of NTN (attested by Notary Public)
    • Certificate or proof of membership of trade bodies etc., (wherever applicable.)
    • Request for Opening of Account on letter head
  • For salaried individual, Job Card / Job Letter or Salary Slip or a verifiable source of income required.

    A valid photocopy of any one of the following identity document is obtained
    • Computerized National Identity Card (CNIC) issued by NADRA.
    • Smart National Identity Card (SNIC) issued by NADRA.
    • National Identity Card for Overseas Pakistani (NICOP) issued by NADRA.
    • Pakistan Origin Card (POC) issued by NADRA.
    • Alien Registration Card (ARC) issued by National Aliens Registration Authority (NARA), Ministry of Interior (local currency account only).
    • Passport having valid visa on it or any other proof of legal stay along with passport (foreign national individuals only).
    Non-resident accounts can be grouped in the following categories:
    • Non-resident accounts of Pakistan nationals permanently residing and domiciled abroad.
    • Non-resident accounts of Pakistan nationals who are abroad for short visits.
    • Non-resident accounts of foreign nationals residing abroad.
    • Non-resident accounts of foreign nationals ordinarily resident in Pakistan but gone abroad for short visits.

    Copy of passport/Pakistan Origin Card is obtained and Declaration on “form QA-22” is obtained.

    Taxes

    Taxes will be applicable as per government regulations and directives of State Bank of Pakistan

Asaan Remittance Current Account

It’s a Free, Safe, and Easy way to receive remittances.

Receive remittances from your loved ones abroad, directly into your account.

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Enjoy the Exclusive Benefits

For Receiving Home Remittances from Abroad Only
For Receiving Home Remittances from Abroad Only
No Initial Deposit or Minimum Balance Requirement
No Initial Deposit or Minimum Balance Requirement
No Charges at Opening or Closure of Account
No Charges at Opening or Closure of Account
 Free PayPak Debit Card*
Free PayPak Debit Card*
Cash Withdrawal Limit: PKR 50,000 per day
Cash Withdrawal Limit: PKR 50,000 per day
Funds Transfer Limit: PKR 50,000 per day
Funds Transfer Limit: PKR 50,000 per day
 Total Credit Balance Limit: PKR 2,000,000
Total Credit Balance Limit: PKR 2,000,000
 Cheque Book Facility
Cheque Book Facility
 Free E-Statements
Free E-Statements
SMS Alerts Facility
SMS Alerts Facility
Free Life Insurance**
Free Life Insurance**

*PayPak is the default Debit card offered to the customers, however, customers may opt for VISA or UnionPay Card as per the prevailing Schedule of Bank Charges.

Free Life and Disability Insurance Cover

It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Insurance Cover for our existing savings account holders.

    • Claim is eligible after 30 Days of Account Opening
    • Claims payable on 90 Days of Average Balance in Account
    • Maximum Claim on Accidental Death - PKR 4 Million
    • Maximum Claim on Natural Death / Permanent Disability - PKR 2 Million
    • In a Joint Account, any one of the account holders is covered
    • Age Limit - 18 to 60 Years

The insurance cover is provided to the extent of the average balance maintained in the account during the last 90 days in the case of Natural death and Permanent Disability, whereas in the case of Accidental Death the coverage provided is double.

We are offering this service to our valued customers as a token of appreciation for their trust and confidence placed in us.

Open an Asaan Remittance Current Account

Visit the nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.

Click here to download the Rules/Terms & Conditions

 

Fees & Charges will be levied according to the bank`s prevailing schedule of charges.

Taxes
All taxes will be imposed as per government regulations and directives of the State Bank of Pakistan

Documents Required

  • Any one of the following documents may be used as proof of identity:
    • Copy of valid CNIC / SNIC / NICOP or Passport
    • Incase CNIC does not contain a photograph, attested copy of any document such as driving license that contains a photograph, in addition to CNIC
    • When catering to the opening of minor (Asaan Remittance) accounts, obtain attested copies of Form-B, Birth Certificate or Student ID Card (as appropriate) for the minor. In addition, attested copy of any of the aforementioned applicable identity document must be obtained from the guardian.
    • Duly signed Foreign Account Tax Compliance Act (“FATCA”) Form.
    • Duly signed Self-Certification Form (CRS Individual / Proprietorship Tax Residency).
    • Indemnity Form for Photo Account.
    • Indemnity Form for mismatch of signature with CNIC.

Asaan Current Account

Opening a bank account was never so easy

A special account for Pakistani Nationals who do not have a Bank Account. All you need is your CNIC to start banking with us and enjoy a host of value-added services.

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Enjoy the Exclusive Benefits

Credit Balance Limit of Rs. 1,000,000/-
Credit Balance Limit of Rs. 1,000,000/-
Total Debits per month of Rs. 1,000,000/-
Total Debits per month of Rs. 1,000,000/-
Free PayPak Debit Card *
Free PayPak Debit Card *
SMS Alerts Facility
SMS Alerts Facility
Free AL Habib Mobile & Netbanking Facility
Free AL Habib Mobile & Netbanking Facility
Free E-Statements
Free E-Statements
Free Life Insurance**
Free Life Insurance**
No Initial Deposit Requirement
No Initial Deposit Requirement
Only One Asaan Account allowed per CNIC
Only One Asaan Account allowed per CNIC

*PayPak is the default Debit card offered to the customers, however customers may opt for VISA or UnionPay Card as per the prevailing Schedule of Bank Charges.

Free Life and Disability Insurance Cover

It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Insurance Cover for our existing savings account holders.

    • Claim is eligible after 30 Days of Account Opening
    • Claims payable on 90 Days of Average Balance in Account
    • Maximum Claim on Accidental Death - PKR 4 Million
    • Maximum Claim on Natural Death / Permanent Disability - PKR 2 Million
    • In a Joint Account, any one of the account holders is covered
    • Age Limit - 18 to 60 Years

The insurance cover is provided to the extent of the average balance maintained in the account during the last 90 days in the case of Natural death and Permanent Disability, whereas in the case of Accidental Death the coverage provided is double.

We are offering this service to our valued customers as a token of appreciation for their trust and confidence placed in us.

Open an Asaan Current Account

Visit the nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.

Click here to download the Rules/Terms & Conditions

 

Fees & Charges will be levied according to the bank`s prevailing schedule of charges.

Taxes
All taxes will be imposed as per government regulations and directives of the State Bank of Pakistan

Documents Required

  • Documents Required
    For Individual Accounts
    • Original CNIC along with verified copy
    Taxes

    Taxes will be applicable as per government regulations and directives of State Bank of Pakistan

Pensioner`s Current Account

Your banking partner, after retirement.

AL Habib Pensioners Account is specially designed for pensioners to facilitate them in receiving their pension funds post-retirement. The account assists pensioners carry out routine transactions from their current account with a host of free waivers which help them save transactional costs.

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Enjoy the Exclusive Benefits

No Initial Deposit or Minimum Balance Requirement
No Initial Deposit or Minimum Balance Requirement
No Charges on Opening and Closure of Account
No Charges on Opening and Closure of Account
Free PayPak Debit Card
Free PayPak Debit Card
Free Standing Instruction
Free Standing Instruction
Free AL Habib Mobile & Netbanking Facility
Free AL Habib Mobile & Netbanking Facility
Free Cheque Book
Free Cheque Book
Free SMS Alerts
Free SMS Alerts
Banker’s Cheques Facility
Banker’s Cheques Facility
Online Banking Facility
Online Banking Facility

Note:*PayPak is the default Debit card offered to the customers, however customer may opt for VISA or UnionPay Card as per the prevailing Schedule of Bank Charges.

Free Life and Disability Insurance Cover

It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Insurance Cover for our existing savings account holders.

The insurance cover is provided to the extent of the average balance maintained in the account during the last 90 days in the case of Natural death and Permanent Disability, whereas in the case of Accidental Death the coverage provided is double.

We are offering this service to our valued customers as a token of appreciation for their trust and confidence placed in us.

Open a Pensioner`s Current Account

Visit the nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.

Click here to download the Rules/Terms & Conditions

 

Fees & Charges will be levied according to the bank`s prevailing schedule of charges.

Taxes
All taxes will be imposed as per government regulations and directives of the State Bank of Pakistan

Documents Required

  • Following relevant documents are required from customer
    • Copy of valid CNIC / SNIC / NICOP/ SNICOP as required for Pakistani Nationals or Passport
    • Successful Biometric Verification. In case Biometric verification cannot be performed due to genuine reasons or technical issues, verification of ID document will be performed using Verisys as referred in FAQs of Biometric Verification
    • PPO - Pension Payment Order (Optional)
    • Pension Book and Pension Certificate (Optional)
    • Non-Marriage certificate (if applicable)
    • Life certificate / Non-Marriage certificate after every six months on or before 10th March and on or before 10th Sept. In case of a widow/widower, unmarried daughter, or sister, a Non-marriage certificate will be submitted by the pensioner in addition to Life/ survival certificate
    • Duly signed Foreign Account Tax Compliance Act (“FATCA”) Form (if applicable)
    • Photocopy of Option form duly signed by the pensioner
    • Duly signed Self-Certification Form (CRS Individual / Proprietorship Tax Residency) (if applicable)
    • Indemnity Form on judicial paper of PKR 50(fifty) irrespective of monthly pension drawn to keep the bank indemnified about liabilities with all sums of money whatsoever including mark-up of his/her Pension Account. The pensioner would further undertake that his/her legal heirs, successors, and executors shall be liable to refund the excess amount, if any, credited to his/her Pension Account either in full or in installments (as agreed mutually) equal to such excess amount

    All taxes will be imposed as per government regulations and directives by the State Bank of Pakistan.

Basic Banking Account

Helping you open your basic bank account.

A current account to facilitate and provide you with a host of value-added services.

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Enjoy the Exclusive Benefits

No Minimum Balance Required
No Minimum Balance Required
No Services Charges on Account
No Services Charges on Account
Debit Card Facility
Debit Card Facility
Statement of Account to be dispatched once a year
Statement of Account to be dispatched once a year
Free AL Habib Mobile & Netbanking Facility
Free AL Habib Mobile & Netbanking Facility
Cheque Book Facility
Cheque Book Facility
SMS Alerts Facility
SMS Alerts Facility
Initial Deposit for Account Opening Rs. 1,000/-
Initial Deposit for Account Opening Rs. 1,000/-
Two deposit and two withdrawals by cheque (cash or clearing) are allowed free of charge
Two deposit and two withdrawals by cheque (cash or clearing) are allowed free of charge

*PayPak is the default Debit card offered to the customers, however customer may opt for VISA or UnionPay Card as per prevailing Schedule of Bank Charges.

Free Life and Disability Insurance Cover

It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Insurance Cover for our existing savings account holders.

The insurance cover is provided to the extent of the average balance maintained in the account during the last 90 days in the case of Natural death and Permanent Disability, whereas in the case of Accidental Death the coverage provided is double.

We are offering this service to our valued customers as a token of appreciation for their trust and confidence placed in us.

Open a Basic Banking Account

Visit the nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.

Click here to download the Rules/Terms & Conditions

 

Fees & Charges will be levied according to the bank`s prevailing schedule of charges.

Taxes
All taxes will be imposed as per government regulations and directives of the State Bank of Pakistan

Documents Required

  • Documentation For Resident Account
    For individual accounts
    • Computerized/Smart National Identity Card (CNIC/SNIC)
    • Copy of any utility bill 
    • Proof of income or salary slip
    • In case of salaried person, copy of service/employee card
    Note:

    If the balance remains "Zero" for six months such accounts may be closed

    Taxes

    Taxes will be applicable as per government regulations and directives of State Bank of Pakistan

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