Current Accounts

• Scanned copy of original ID card (CNIC/ NICOP/ POC) or record of NADRA verification.
• Undertaking that the source of funds is freelance activities.
• Undertaking to confirm beneficial ownership of funds/ controlling rights and other information provided during the opening of account.
• FATCA/CRS declarations, if required.
• Acceptance of Terms and Conditions (T&Cs) and consent to use the information/ documents provided for due diligence and supervisory functions.

• Computerized/Smart National Identity Card (CNIC/SNIC)
• National Identity Card for Overseas Pakistanis (NICOP)
• Pakistan Origin Card

For Residents:

• Proof of Income document
• Proof of Remittance (e.g. Remittance Slip / PRC etc.)
• FATCA/CRS forms (if applicable)
• Self-declaration for house wife/students

For Non/Residents (Joint Account Holder):

• Valid Passport and Visa
• FATCA/CRS forms
• Proof of Income document
• Non/Resident undertaking (jointly signed)
• All documents to be attested by Foreign Commission/Consulate

Taxes

Taxes will be applicable as per government regulations and directives of State Bank of Pakistan

• Copy of valid CNIC / SNIC / NICOP/ SNICOP as required for Pakistani Nationals or Passport
• Successful Biometric Verification. In case Biometric verification cannot be performed due to genuine reasons or technical issues, verification of ID document will be performed using Verisys as referred in FAQs of Biometric Verification
• PPO - Pension Payment Order (Optional)
• Pension Book and Pension Certificate (Optional)
• Non-Marriage certificate (if applicable)
• Life certificate / Non-Marriage certificate after every six months on or before 10th March and on or before 10th Sept. In case of a widow/widower, unmarried daughter, or sister, a Non-marriage certificate will be submitted by the pensioner in addition to Life/ survival certificate
• Duly signed Foreign Account Tax Compliance Act (“FATCA”) Form (if applicable)
• Photocopy of Option form duly signed by the pensioner
• Duly signed Self-Certification Form (CRS Individual / Proprietorship Tax Residency) (if applicable)
• Indemnity Form on judicial paper of PKR 50(fifty) irrespective of monthly pension drawn to keep the bank indemnified about liabilities with all sums of money whatsoever including mark-up of his/her Pension Account. The pensioner would further undertake that his/her legal heirs, successors, and executors shall be liable to refund the excess amount, if any, credited to his/her Pension Account either in full or in installments (as agreed mutually) equal to such excess amount

For individual accounts

• Original CNIC along with a verified copy
• Job Card / Job Letter and Salary Slip for Salaried individual
• Any other proof of income

For Sole Proprietor accounts

• Original CNIC along with a verified copy
• Proprietary rubber stamp for signature specimen
• Copy of NTN (attested by Notary Public)
• Certificate or proof of membership of trade bodies etc., (wherever applicable.)
• Request for Opening of Account on letter head

For Individual Accounts

• Original CNIC along with a verified copy
• Job Card / Job Letter and Salary Slip for Salaried individual
• Any other proof of income

For Sole Proprietor accounts

• Original CNIC along with verified copy
• Proprietary rubber stamp for signature specimen card
• Copy of NTN (attested by Notary Public)
• Certificate or proof of membership of trade bodies etc., (wherever applicable.)
• Request for Opening of Account on letter head

• Copy of valid CNIC / SNIC / NICOP or Passport
• Incase CNIC does not contain a photograph, attested copy of any document such as driving license that contains a photograph, in addition to CNIC
• When catering to the opening of minor (Asaan Remittance) accounts, obtain attested copies of Form-B, Birth Certificate or Student ID Card (as appropriate) for the minor. In addition, attested copy of any of the aforementioned applicable identity document must be obtained from the guardian.
• Duly signed Foreign Account Tax Compliance Act (“FATCA”) Form.
• Duly signed Self-Certification Form (CRS Individual / Proprietorship Tax Residency).
• Indemnity Form for Photo Account.
• Indemnity Form for mismatch of signature with CNIC.

For Individual Accounts

• Original CNIC along with verified copy

Taxes

Taxes will be applicable as per government regulations and directives of State Bank of Pakistan

• Copy of valid CNIC / SNIC / NICOP/ SNICOP as required for Pakistani Nationals or Passport
• Successful Biometric Verification. In case Biometric verification cannot be performed due to genuine reasons or technical issues, verification of ID document will be performed using Verisys as referred in FAQs of Biometric Verification
• PPO - Pension Payment Order (Optional)
• Pension Book and Pension Certificate (Optional)
• *Life certificate/Biometric verification (whichever is applicable) and in case of family pension, a non-marriage certificate** by the widow/widower, unmarried daughter or sister.
• Duly signed Foreign Account Tax Compliance Act (“FATCA”) Form (if applicable)
• Photocopy of Option form duly signed by the pensioner
• Duly signed Self-Certification Form (CRS Individual / Proprietorship Tax Residency) (if applicable)

For individual accounts

• Computerized/Smart National Identity Card (CNIC/SNIC)
• Copy of any utility bill 
• Proof of income or salary slip
• In case of salaried person, copy of service/employee card

Note:

If the balance remains "Zero" for six months such accounts may be closed

Taxes

Taxes will be applicable as per government regulations and directives of State Bank of Pakistan