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Remit Account
AL Habib Remit Account facilitates in receiving remittances directly into your account from your loved ones abroad safely and conveniently. The account offers various value-added features.
Enjoy the Exclusive Benefits
FREE PayPak Debit Card
FREE First Cheque Book
FREE Life Insurance*
FREE E-Statements
No Initial Deposit Requirement
Local Credits are Allowed
SMS Alerts Facility
* Terms & Conditions apply
You can also open this account online through AL Habib Digital Account.
Note: Minimum Monthly Average Balance requirement is PKR 5,000 to avail Free PayPak Debit Card, Cheque Book & Life Insurance.
Free Life and Disability Insurance Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Insurance Cover for our existing account holders.
- Salient features of this insurance policy are as under
- The minimum eligibility age will be 18 years and the maximum 60 years
- New accounts eligible after 30 days of account opening
- In case of a joint account, any one of the account holders will be covered
- Insurance coverage for death and disability is also PKR 250,000/-
We are offering this service to our valued customers as a token of appreciation for their trust and confidence placed in us.
Open a Remit Account
Visit the nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
Click here to download the Rules/Terms & Conditions
Fees & Charges will be levied according to the bank`s prevailing schedule of charges.
Taxes and Zakat
Taxes will be applicable as per government regulations and directives of the State Bank of Pakistan
Documents Required
- Any one of the following documents may be used as a proof of identity
- Computerized/Smart National Identity Card (CNIC/SNIC)
- National Identity Card for Overseas Pakistanis (NICOP)
- Pakistan Origin Card
For Residents:
- Proof of Income document
- Proof of Remittance (e.g. Remittance Slip / PRC etc.)
- FATCA/CRS forms (if applicable)
- Self-declaration for house wife/students
For Non/Residents (Joint Account Holder):
- Valid Passport and Visa
- FATCA/CRS forms
- Proof of Income document
- Non/Resident undertaking (jointly signed)
- All documents to be attested by Foreign Commission/Consulate
Taxes
Taxes will be applicable as per government regulations and directives of State Bank of Pakistan
Armed Forces Pensioner Current Account
Facilitating Armed Forces personnel to receive pension funds timely and conveniently. The Account is being offered with a host of free and value-added services
Enjoy the Exclusive Benefits
Free PayPak Debit Card (Default)*
Free Cheque Book
Free AL Habib Mobile & Netbanking Facility
Free E-Statements
Individual Single Account Only
No Minimum Balance Requirement
No Charges on Opening and Closure of Account
SMS Alerts Facility
Banker’s Cheques Facility (Pay Orders)
Online Banking Facility
*PayPak is the default Debit card offered to the customers, however,customers may opt for VISA or UnionPay Card as per the prevailing Schedule of Bank Charges.
Open an Armed Forces Pensioner Current Account
Visit the nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
Click here to download the Rules/Terms & ConditionsDocuments Required
- Following relevant documents are required from customer
- Copy of valid CNIC / SNIC / NICOP/ SNICOP as required for Pakistani Nationals or Passport
- Successful Biometric Verification. In case Biometric verification cannot be performed due to genuine reasons or technical issues, verification of ID document will be performed using Verisys as referred in FAQs of Biometric Verification
- PPO - Pension Payment Order (Optional)
- Pension Book and Pension Certificate (Optional)
- Non-Marriage certificate (if applicable)
- Life certificate / Non-Marriage certificate after every six months on or before 10th March and on or before 10th Sept. In case of a widow/widower, unmarried daughter, or sister, a Non-marriage certificate will be submitted by the pensioner in addition to Life/ survival certificate
- Duly signed Foreign Account Tax Compliance Act (“FATCA”) Form (if applicable)
- Photocopy of Option form duly signed by the pensioner
- Duly signed Self-Certification Form (CRS Individual / Proprietorship Tax Residency) (if applicable)
- Indemnity Form on judicial paper of PKR 50(fifty) irrespective of monthly pension drawn to keep the bank indemnified about liabilities with all sums of money whatsoever including mark-up of his/her Pension Account. The pensioner would further undertake that his/her legal heirs, successors, and executors shall be liable to refund the excess amount, if any, credited to his/her Pension Account either in full or in installments (as agreed mutually) equal to such excess amount
All taxes will be imposed as per government regulations and directives by the State Bank of Pakistan.
Current Account
Meet your regular banking needs with complete freedom
AL Habib Current Account is a Pak Rupees non-remunerative account specially designed for customers who are looking to manage their day-to-day banking needs conveniently. This account offers transactional freedom to both individuals and businessmen who have frequent transactional needs and a requirement to access their funds easily
Enjoy the Exclusive Benefits
Free PayPak Debit Card*
Free AL Habib Mobile & Netbanking Facility
Free E-Statements
SMS Alerts Facility
*Customers can avail these services free of charge on the condition of maintaining an average monthly balance of PKR 25,000/-. However, you can also opt for a Visa or UnionPay Card. Charges will be applicable as per the prevailing Schedule of Bank Charges.
Free Life and Disability Insurance Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Insurance Cover for our existing account holders.
- Salient features of this insurance policy are as under
- Account holder is not eligible for Free Life Insurance in this account.
The insurance cover is provided to the extent of the average balance maintained in the account during the last 90 days in the case of Natural death and Permanent Disability, whereas in the case of Accidental Death the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation for their trust and confidence placed in us.
Open a Current Account
Visit the nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
Click here to download the Rules/Terms & Conditions
Fees & Charges will be levied according to the bank`s prevailing schedule of charges.
All taxes will be imposed as per government regulations and directives of the State Bank of Pakistan
Documents Required
- Documentation For Resident Account
For individual accounts
- Original CNIC along with a verified copy
- Job Card / Job Letter and Salary Slip for Salaried individual
- Any other proof of income
For Sole Proprietor accounts
- Original CNIC along with a verified copy
- Proprietary rubber stamp for signature specimen
- Copy of NTN (attested by Notary Public)
- Certificate or proof of membership of trade bodies etc., (wherever applicable.)
- Request for Opening of Account on letter head
- Documentation For Non-Resident Account
Non- Resident Rupee Account can be opened and maintained by the following individuals and entities other than banks:
- Non-resident Pakistanis (NRPs)*
- Foreign nationals except those who have obtained work visa/permit to work in Pakistan
- Firms, companies, etc. which are incorporated/registered outside Pakistan
* A person shall be treated as non-resident if his/her period of stay in Pakistan during a calendar year is less than 183 days, in aggregate.
NRP falling in any one of the above category can open the following types of Non- Resident Rupee Account
- Non-resident Rupee Account-Repatriable (NRAR)
- Non-resident Rupee Account-Non-Repatriable (NRAN)
Current Plus Account
Transactional flexibility with host of fee waivers
Flexibility of transactions plus more benefits, Bank AL Habib Current Plus Account meets all your business-related and individual needs for convenient and secure banking.
Enjoy the Exclusive Benefits
Free Personalized Cheque Books*
Free Banker’s Cheques*
Free PayPak Debit Card (Default)*
Free E-Statements
Free AL Habib Mobile & Netbanking Facility
SMS Alerts Facility
Free Online Banking*
*Customers can avail these services free of charge on the condition of maintaining an average monthly balance of PKR 25,000/-. However, you can also opt for a Visa or UnionPay Card. Charges will be applicable as per the prevailing Schedule of Bank Charges.
Free Life and Disability Insurance Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Insurance Cover for our existing account holders.
- Salient features of this insurance policy are as under
- Account holder is not eligible for Free Life Insurance in this account
The insurance cover is provided to the extent of the average balance maintained in the account during the last 90 days in the case of Natural death and Permanent Disability, whereas in the case of Accidental Death the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation for their trust and confidence placed in us.
Open a Current Plus Account
Visit the nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
Click here to download the Rules/Terms & Conditions
Fees & Charges will be levied according to the bank`s prevailing schedule of charges.
Taxes and Zakat
Taxes will be applicable as per government regulations and directives of the State Bank of Pakistan
Documents Required
- Documentation For Resident Account
For individual accounts
- Original CNIC along with verified copy
- Job Card / Job Letter and Salary Slip for Salaried individual
- Any other proof of income
For Sole Proprietor accounts
- Original CNIC along with verified copy
- Proprietary rubber stamp for signature specimen
- Copy of NTN (Attested by Notary Public)
- Certificate or proof of membership of trade bodies etc., (Wherever Applicable.)
- Request for Opening of Account on letter head
For Partnership Accounts
- CNIC copy of all partners (verified).
- Rubber stamp of partnership.
- Request for Opening of Account on letter head
- Operating Instruction on Partnership Letter Head.
- Partnership Letter on Letter Head (Signed by all Partners).
- Partnership Deed (Verified).
- Attested copy of Registration Certificate issued by “Registrar of Firms” in case of registered firm. In case the partnership is unregistered, this fact shall be clearly mentioned on the Account Opening Form.
- Copy of NTN (Attested by Notary Public)
For Companies Account
- Certificate of Incorporation (Attested by Company Secretary).
- Resolution of Board of Directors.
- Complete Memorandum and Articles of Association (attested by SECP & 1st and last page to be attested by company secretary).
- Form-29 (Attested by Company Secretary and SECP).
- List of Directors (Attested by Company Secretary).
- Copy of CNIC’S of all Directors (Attested by Company Secretary).
- NTN Certificate (Attested).
- Form-A & CNIC copies of shareholders holding more than 10 % shares.
- CRS form for tax residency self-certification.
- All documents must be attested by Company Secretary / Director / CEO.
- Articles & Memorandum of Association, Form-A & Form-29 should be attested by Securities and Exchange Commission of Pakistan (SECP).
- Documentation For Non-Resident Account
Non- Resident Rupee Account can be opened and maintained by the following individuals and entities other than banks:
- Non-resident Pakistanis (NRPs)*
- Foreign nationals except those who have obtained work visa/permit to work in Pakistan
- Firms, companies, etc. which are incorporated/registered outside Pakistan
* A person shall be treated as non-resident if his/her period of stay in Pakistan during a calendar year is less than 183 days, in aggregate.
NRP falling in any one of the above category can open the following types of Non- Resident Rupee Account
- Non-resident Rupee Account-Repatriable (NRAR)
- Non-resident Rupee Account-Non-Repatriable (NRAN)
Apna Individual Current Account
Banking conveniently and fulfilling your modern-day banking needs.
Bank AL Habib Apna Individual Current Account is a personal account that fulfills modern day banking needs of segments of society which may include professionals, employees, farmers, self-employed, and students across the board.
Enjoy the Exclusive Benefits
Free Bankers’ Cheques (Up to three per month)*
Free PayPak Debit Card (Default)*
Free E-Statements
Free AL Habib Mobile & Netbanking Facility
Free Online Banking*
Free Life Insurance**
*Customers can avail these services free of charge on the condition of maintaining an average monthly balance of PKR 25,000/-. However, you can also opt for a Visa or UnionPay Card. Charges will be applicable as per the prevailing Schedule of Bank Charges.
** Terms and Conditions Apply
Free Life and Disability Insurance Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Insurance Cover for our existing account holders.
- Salient features of this insurance policy are as under
- Claim is eligible after 30 Days of Account Opening
- Claims payable on 90 Days of Average Balance in Account
- Maximum Claim on Accidental Death - PKR 4 Million
- Maximum Claim on Natural Death / Permanent Disability - PKR 2 Million
- In a Joint Account, any one of the account holders is covered
- Age Limit - 18 to 60 Years
The insurance cover is provided to the extent of the average balance maintained in the account during the last 90 days in the case of Natural death and Permanent Disability, whereas in the case of Accidental Death the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation for their trust and confidence placed in us.
Open an Apna Individual Current Account
Visit the nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
Click here to download the Rules/Terms & Conditions
Fees & Charges will be levied according to the bank`s prevailing schedule of charges.
Taxes
All taxes will be imposed as per government regulations and directives of the State Bank of Pakistan
Documents Required
- Documentation For Resident Account
For Individual Accounts
- Original CNIC along with a verified copy
- Job Card / Job Letter and Salary Slip for Salaried individual
- Any other proof of income
For Sole Proprietor accounts
- Original CNIC along with verified copy
- Proprietary rubber stamp for signature specimen card
- Copy of NTN (attested by Notary Public)
- Certificate or proof of membership of trade bodies etc., (wherever applicable.)
- Request for Opening of Account on letter head
- Documentation For Non-Resident Account
Non- Resident Rupee Account can be opened and maintained by the following individuals and entities other than banks:
- Non-resident Pakistanis (NRPs)*
- Foreign nationals except those who have obtained work visa/permit to work in Pakistan
- Firms, companies, etc. which are incorporated/registered outside Pakistan
* A person shall be treated as non-resident if his/her period of stay in Pakistan during a calendar year is less than 183 days, in aggregate.
NRP falling in any one of the above category can open the following types of Non- Resident Rupee Account
- Non-resident Rupee Account-Repatriable (NRAR)
- Non-resident Rupee Account-Non-Repatriable (NRAN)
Asaan Remittance Current Account
It’s a Free, Safe, and Easy way to receive remittances.
Receive remittances from your loved ones abroad, directly into your account.
Enjoy the Exclusive Benefits
For Receiving Home Remittances from Abroad Only
No Initial Deposit or Minimum Balance Requirement
No Charges at Opening or Closure of Account
Free PayPak Debit Card*
Cash Withdrawal Limit: PKR 500,000 per day
Funds Transfer Limit: PKR 500,000 per day
Maximum Credit Balance Limit: PKR 3,000,000
Cheque Book Facility
Free E-Statements
SMS Alerts Facility
Free Life Insurance**
*PayPak is the default Debit card offered to the customers, however, customers may opt for VISA or UnionPay Card as per the prevailing Schedule of Bank Charges.
Free Life and Disability Insurance Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Insurance Cover for our existing account holders.
- Salient features of this insurance policy are as under
- Claim is eligible after 30 Days of Account Opening
- Claims payable on 90 Days of Average Balance in Account
- Maximum Claim on Accidental Death - PKR 4 Million
- Maximum Claim on Natural Death / Permanent Disability - PKR 2 Million
- In a Joint Account, any one of the account holders is covered
- Age Limit - 18 to 60 Years
The insurance cover is provided to the extent of the average balance maintained in the account during the last 90 days in the case of Natural death and Permanent Disability, whereas in the case of Accidental Death the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation for their trust and confidence placed in us.
Open an Asaan Remittance Current Account
Visit the nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
Click here to download the Rules/Terms & Conditions
Fees & Charges will be levied according to the bank`s prevailing schedule of charges.
Taxes
All taxes will be imposed as per government regulations and directives of the State Bank of Pakistan
Documents Required
- Any one of the following documents may be used as proof of identity:
- Copy of valid CNIC / SNIC / NICOP or Passport
- Incase CNIC does not contain a photograph, attested copy of any document such as driving license that contains a photograph, in addition to CNIC
- When catering to the opening of minor (Asaan Remittance) accounts, obtain attested copies of Form-B, Birth Certificate or Student ID Card (as appropriate) for the minor. In addition, attested copy of any of the aforementioned applicable identity document must be obtained from the guardian.
- Duly signed Foreign Account Tax Compliance Act (“FATCA”) Form.
- Duly signed Self-Certification Form (CRS Individual / Proprietorship Tax Residency).
- Indemnity Form for Photo Account.
- Indemnity Form for mismatch of signature with CNIC.
Asaan Current Account
Opening a bank account was never so easy
A special account for Pakistani Nationals who do not have a Bank Account. All you need is your CNIC to start banking with us and enjoy a host of value-added services.
Enjoy the Exclusive Benefits
Credit Balance Limit of Rs. 1,000,000/-
Total Debits per month of Rs. 1,000,000/-
Free PayPak Debit Card *
SMS Alerts Facility
Free AL Habib Mobile & Netbanking Facility
Free E-Statements
Free Life Insurance**
No Initial Deposit Requirement
Only One Asaan Account allowed per CNIC
*PayPak is the default Debit card offered to the customers, however customers may opt for VISA or UnionPay Card as per the prevailing Schedule of Bank Charges.
Free Life and Disability Insurance Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Insurance Cover for our existing account holders.
- Salient features of this insurance policy are as under
- Claim is eligible after 30 Days of Account Opening
- Claims payable on 90 Days of Average Balance in Account
- Maximum Claim on Accidental Death - PKR 4 Million
- Maximum Claim on Natural Death / Permanent Disability - PKR 2 Million
- In a Joint Account, any one of the account holders is covered
- Age Limit - 18 to 60 Years
The insurance cover is provided to the extent of the average balance maintained in the account during the last 90 days in the case of Natural death and Permanent Disability, whereas in the case of Accidental Death the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation for their trust and confidence placed in us.
Open an Asaan Current Account
Visit the nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
Click here to download the Rules/Terms & Conditions
Fees & Charges will be levied according to the bank`s prevailing schedule of charges.
Taxes
All taxes will be imposed as per government regulations and directives of the State Bank of Pakistan
Documents Required
- Documents Required
For Individual Accounts
- Original CNIC along with verified copy
Taxes
Taxes will be applicable as per government regulations and directives of State Bank of Pakistan
Pensioner`s Current Account
Your banking partner, after retirement.
AL Habib Pensioners Account is specially designed for pensioners to facilitate them in receiving their pension funds post-retirement. The account assists pensioners carry out routine transactions from their current account with a host of free waivers which help them save transactional costs.
Enjoy the Exclusive Benefits
No Initial Deposit or Minimum Balance Requirement
No Charges on Opening and Closure of Account
Free PayPak Debit Card
Free Standing Instruction
Free AL Habib Mobile & Netbanking Facility
Free Cheque Book
Free SMS Alerts
Banker’s Cheques Facility
Online Banking Facility
Note:*PayPak is the default Debit card offered to the customers, however customer may opt for VISA or UnionPay Card as per the prevailing Schedule of Bank Charges.
Free Life and Disability Insurance Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Insurance Cover for our existing account holders.
- Salient features of this insurance policy are as under
- Account holder is not eligible for Free Life Insurance in this account.
The insurance cover is provided to the extent of the average balance maintained in the account during the last 90 days in the case of Natural death and Permanent Disability, whereas in the case of Accidental Death the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation for their trust and confidence placed in us.
Open a Pensioner`s Current Account
Visit the nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
Click here to download the Rules/Terms & Conditions
Fees & Charges will be levied according to the bank`s prevailing schedule of charges.
Taxes
All taxes will be imposed as per government regulations and directives of the State Bank of Pakistan
Documents Required
- Following relevant documents are required from customer
- Copy of valid CNIC / SNIC / NICOP/ SNICOP as required for Pakistani Nationals or Passport
- Successful Biometric Verification. In case Biometric verification cannot be performed due to genuine reasons or technical issues, verification of ID document will be performed using Verisys as referred in FAQs of Biometric Verification
- PPO - Pension Payment Order (Optional)
- Pension Book and Pension Certificate (Optional)
- Non-Marriage certificate (if applicable)
- Life certificate / Non-Marriage certificate after every six months on or before 10th March and on or before 10th Sept. In case of a widow/widower, unmarried daughter, or sister, a Non-marriage certificate will be submitted by the pensioner in addition to Life/ survival certificate
- Duly signed Foreign Account Tax Compliance Act (“FATCA”) Form (if applicable)
- Photocopy of Option form duly signed by the pensioner
- Duly signed Self-Certification Form (CRS Individual / Proprietorship Tax Residency) (if applicable)
- Indemnity Form on judicial paper of PKR 50(fifty) irrespective of monthly pension drawn to keep the bank indemnified about liabilities with all sums of money whatsoever including mark-up of his/her Pension Account. The pensioner would further undertake that his/her legal heirs, successors, and executors shall be liable to refund the excess amount, if any, credited to his/her Pension Account either in full or in installments (as agreed mutually) equal to such excess amount
All taxes will be imposed as per government regulations and directives by the State Bank of Pakistan.
Basic Banking Account
Helping you open your basic bank account.
A current account to facilitate and provide you with a host of value-added services.
Enjoy the Exclusive Benefits
No Minimum Balance Required
No Services Charges on Account
Debit Card Facility
Statement of Account to be dispatched once a year
Free AL Habib Mobile & Netbanking Facility
Cheque Book Facility
SMS Alerts Facility
Initial Deposit for Account Opening Rs. 1,000/-
Two deposit and two withdrawals by cheque (cash or clearing) are allowed free of charge
*PayPak is the default Debit card offered to the customers, however customer may opt for VISA or UnionPay Card as per prevailing Schedule of Bank Charges.
Free Life and Disability Insurance Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Insurance Cover for our existing account holders.
- Salient features of this insurance policy are as under
- Account holder is not eligible for Free Life Insurance in this account.
The insurance cover is provided to the extent of the average balance maintained in the account during the last 90 days in the case of Natural death and Permanent Disability, whereas in the case of Accidental Death the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation for their trust and confidence placed in us.
Open a Basic Banking Account
Visit the nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
Click here to download the Rules/Terms & Conditions
Fees & Charges will be levied according to the bank`s prevailing schedule of charges.
Taxes
All taxes will be imposed as per government regulations and directives of the State Bank of Pakistan
Documents Required
- Documentation For Resident Account
For individual accounts
- Computerized/Smart National Identity Card (CNIC/SNIC)
- Copy of any utility bill
- Proof of income or salary slip
- In case of salaried person, copy of service/employee card
Note:
If the balance remains "Zero" for six months such accounts may be closed
Taxes
Taxes will be applicable as per government regulations and directives of State Bank of Pakistan
