Islamic Banking 
Armed Forces Pensioner Savings
“AL Habib Armed Forces Pensioner Account” facilitates Armed Forces personnel to receive pension funds timely and conveniently. The Account is being offered with host of free and value added services.
Indicative Rate of Profit is
6.75%
p.a.
- On Average Monthly Balance applicable from June 1, 2020 (The rates of profit are Current and subject to change).
- All other conditions including Zakat & Taxes for Savings Account are applicable.
Enjoy the exclusive benefits
Free PayPak ATM/Debit Card
Free Cheque Book
Free Internet / Mobile Banking
Free e-Statements
Individual single account only
No Initial deposit or minimum balance requirement
No charges on opening and closure of account
SMS Alerts Facility
Banker’s Cheques Facility (Pay Orders)
Online Banking Facility
Higher return on Savings Account
Bi-annual profit payout & calculated on monthly average balance
Free Life and Disability Insurance Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Insurance Cover to our existing saving accountholders. Salient features of this insurance policy are as under:
- Salient features of this insurance policy are as under
- Account holder is not eligible for Free Life Insurance in this account..
The insurance cover is provided to the extent of average balance maintained in the account during last 90 days in case of Natural death and Permanent Disability, whereas in case of Accidental Death the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation of their trust and confidence placed on us.
Open a Armed Forces Pensioner Savings
Visit nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
Click here to download Rules/Terms & ConditionsFee & Charges will be levied according to bank`s prevailing schedule of charges.
All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.
Documents Required
- Following relevant documents are required from customer
- Copy of valid CNIC / SNIC / NICOP/ SNICOP as required for Pakistani Nationals or Passport.
- Successful Biometric Verification. In case Biometric verification cannot be performed due to genuine reasons or technical issues, verification of ID document will be performed using Verisys as referred in FAQs of Biometric Verification.
- PPO - Pension Payment Order (Optional)
- Pension Book and Pension Certificate (Optional)
- Non-Marriage certificate (if applicable)
- Life certificate / Non-Marriage certificate after every six months on or before 10th March and on or before 10th Sept). In case of widow/widower, unmarried daughter or sister, a Non-marriage certificate will be submitted by the pensioner in addition of Life/ survival certificate.
- Zakat declaration on Bond Paper or attested copy of duly executed affidavit (In case of exemption from Zakat)
- In case of Non-Muslim exemption from Zakat declaration on plain paper
- Duly signed Foreign Account Tax Compliance Act (“FATCA”) Form
- Photocopy of Option form duly signed by the pensioner as per Instruction Circular No. 202 dated December 11, 2014.
- FIU watch list and Debarred Screen shots.
- Duly signed Self-Certification Form (CRS Individual / Proprietorship Tax Residency)
- Indemnity Form on judicial paper of PKR 50(fifty) irrespective of monthly pension drawn to keep the bank indemnified about liabilities with all sums of money whatsoever including mark-up of his/her Pension Account. The pensioner would further undertake that his/her legal heirs, successors, executors shall be liable to refund excess amount, if any, credited this/her Pension Account either in full or in installments (as agreed mutually) equal to such excess amount
Fee & Charges will be levied according to bank`s prevailing schedule of charges. All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.
Monthly Saver
Let your savings add to your monthly income
Bank AL Habib Saver Account with profits paid every month is for individuals (single or joint) salaried persons, self-employed, retired, housewife, minor, etc. of any age group.
Enjoy the exclusive benefits
Indicative Rate of Profit6.60%
p.a- On Average Monthly Balance applicable from June 1, 2020. (The Indicative rate of profit is Current and subject to change)
- Profit may be drawn through Cheque from any branch of Bank AL Habib or ATMs nationwide.
- All other conditions including Zakat & Taxes for Savings account are applicable.
Enjoy the exclusive benefits
No minimum or maximum balance requirement.
Free Internet Banking & E-Statements.
90% financing available on deposit.
Attractive rate of profit
Preferential rate of profit
Free Life and Disability Insurance Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Insurance Cover to our existing saving accountholders. Salient features of this insurance policy are as under:
- Salient features of this insurance policy are as under
- Account holder is not eligible for Free Life Insurance in this account.
The insurance cover is provided to the extent of average balance maintained in the account during last 90 days in case of Natural death and Permanent Disability, whereas in case of Accidental Death the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation of their trust and confidence placed on us.
Open a Monthly Saver
Visit nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
Click here to download Rules/Terms & ConditionsFee & Charges will be levied according to bank`s prevailing schedule of charges.
All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.
Documents Required
- Documents Required For Resident Account
For individual accounts
- Original CNIC along with a verified copy
- Job Card / Job Letter and Salary Slip for Salaried individual
- Any other proof of income
- Child Registration Certificate/B-Form/Student ID Card (For Minor)
For Sole Proprietor accounts
- Original CNIC along with verified copy
- Proprietary rubber stamp
- Copy of NTN (attested by Notary Public)
- Certificate or proof of membership of trade bodies etc., (wherever applicable)
- Request for Opening of Account on letter head
For Partnership Accounts
- CNIC copy of all partners (verified)
- Partnership Rubber Stamp
- Request for Opening of Account on letter head
- Partnership Letter on Letter Head (Signed by all partners)
- Partnership Deed (verified)
- Attested copy of Registration Certificate issued by Registrar of Firms in case of registered firm. In case the partnership is unregistered, this fact shall be clearly mentioned on the Account Opening Form.
- Copy of NTN (verified)
For Companies Account
- Certificate of Incorporation (attested by company secretary).
- Resolution of Board of Directors.
- Complete Memorandum and Articles of Association (attested by SECP & 1st and last page to be attested by company secretary).
- Form-29 (attested by company secretary and SECP)
- List of Directors (attested by company secretary).
- Copy of CNIC’S of all Directors (attested by company secretary).
- NTN Certificate (attested).
- Form-A & CNIC copies of shareholders holding more than 10 % shares.
- CRS form for tax residency self-certification
- All documents must be attested by company secretary / Director / CEO.
- Articles & Memorandum of Association, Form-A & Form-29 should be attested by Securities and Exchange Commission of Pakistan (SECP).
- Documentation for Non-resident Account
For salaried individual, Job Card / Job Letter or Salary Slip Or Source of income required.
A valid photocopy of any one of the following identity document is obtained
- Computerized National Identity Card (CNIC) issued by NADRA.
- Smart National Identity Card (SNIC) issued by NADRA.
- National Identity Card for Overseas Pakistani (NICOP) issued by NADRA.
- Pakistan Origin Card (POC) issued by NADRA.
- Alien Registration Card (ARC) issued by National Aliens Registration Authority (NARA), Ministry of Interior (local currency account only).
- Passport; having valid visa on it or any other proof of legal stay along with passport (foreign national individuals only).
Non-resident accounts can be grouped in the following categories
- Non-resident accounts of Pakistan nationals permanently residing and domiciled abroad.
- Non-resident accounts of Pakistan nationals who are abroad for short visits.
- Non-resident accounts of foreign nationals residing abroad.
- Non-resident accounts of foreign nationals ordinarily resident in Pakistan but gone abroad for short visits.
Copy of passport/Pakistan Origin Card is obtained and Declaration on “form QA-22” is obtained.
Senior Citizen
Growing old earns special privileges
Bank AL Habib Senior Citizen Account with special benefits is for individuals aged 60 Years & above. For Joint Accounts, at least one account holder should be 60 years or above. Only individuals (Single/ Joint) can open this account.
Indicative Rate of Profit is
6.75%
p.a.
- On Average Monthly Balance applicable from June 1, 2020 (The rates of profit are Current and subject to change).
- All other conditions including Zakat & Taxes for Savings Account are applicable.
Enjoy the exclusive benefits
No minimum or maximum balance requirement
Up to 90% financing available on deposits.
Free Online Banking
Profit calculated on monthly average balance
Free Bankers Cheques
Profit payout on monthly basis
No restrictions on withdrawals
Attractive rate of profit
Free E statements
ATM / Debit Card
SMS alert facility
Free Life and Disability Insurance Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Insurance Cover to our existing saving accountholders. Salient features of this insurance policy are as under:
- Salient features of this insurance policy are as under
- Account holder is not eligible for Free Life Insurance in this account..
The insurance cover is provided to the extent of average balance maintained in the account during last 90 days in case of Natural death and Permanent Disability, whereas in case of Accidental Death the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation of their trust and confidence placed on us.
Open a Senior Citizen
Visit nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
Click here to download Rules/Terms & ConditionsFee & Charges will be levied according to bank`s prevailing schedule of charges.
All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.
Documents Required
- Documents Required
For individual accounts
- Original CNIC along with verified copy
- Job Card / Job Letter and Salary Slip for Salaried individual
- Any other proof of income
- Documentation for Non-Resident Account
For salaried individual, Job Card / Job Letter or Salary Slip Or Source of income required.
A valid photocopy of any one of the following identity document is obtained
- Computerized National Identity Card (CNIC) issued by NADRA.
- Smart National Identity Card (SNIC) issued by NADRA
- National Identity Card for Overseas Pakistani (NICOP) issued by NADRA
- Pakistan Origin Card (POC) issued by NADRA.
- Passport; having valid visa on it or any other proof of legal stay along with passport (foreign national individuals only).
Non-resident accounts can be grouped in the following categories
- Non-resident accounts of Pakistan nationals permanently residing and domiciled abroad.
- Non-resident accounts of Pakistan nationals who are abroad for short visits.
- Non-resident accounts of foreign nationals residing abroad.
- Non-resident accounts of foreign nationals ordinarily resident in Pakistan but gone abroad for short visits.
Copy of passport/Pakistan Origin Card is obtained and Declaration on “form QA-22” is obtained.
Taxes and Zakat
Taxes will be applicable as per government regulations and directives of State Bank of Pakistan
Young Savers
Saving can be fun for young ones
Bank AL Habib Young Savers Account is for children under 18 years of age. It is especially designed to allow parents to save for their children’s future. Being part of the process is fun for kids and teaches them financial discipline from a young age
Savings grow at designated Rate of Return on monthly average balance
Up to PKR 500,000
6.75%
p.aAbove PKR 500,000
6.50%
p.aApplicable from June 1, 2020. The Indicative rate of profit is current and subject to change.
Profit would be subject to Zakat, Withholding Tax and other Government Levies unless exempted.
- YSA EMV Debit Card Transaction Limits
- ATM Cash Withdrawal PKR 3,000 Amount / per day (PKR)
- POS (Point of Sale) Transaction PKR 3,000 Amount / per day (PKR)
- Nominal Fee Structure
- Card Replacement Fee PKR 300
Enjoy the exclusive benefits
Open the account with as little as PKR 5/-
Free ATM / Debit Card (EMV PayPak) for customers aged 16 years and above
Free issuance of Banker’s Cheques
Free Internet and Mobile Banking
Free first cheque book (10 Leaves)
Free online banking
Free e statements
SMS alert facility
Incremental rate of Profit
Six monthly profit payout
Profit calculated on monthly average balance
No minimum or maximum balance requirement
The account offers two tiers of profit payout
Free Life and Disability Insurance Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Insurance Cover to our existing saving accountholders. Salient features of this insurance policy are as under:
- Salient features of this insurance policy are as under
- Account holder is not eligible for Free Life Insurance in this account..
The insurance cover is provided to the extent of average balance maintained in the account during last 90 days in case of Natural death and Permanent Disability, whereas in case of Accidental Death the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation of their trust and confidence placed on us.
Open a Young Savers
Visit nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
Click here to download Rules/Terms & ConditionsFee & Charges will be levied according to bank`s prevailing schedule of charges.
All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.
Documents Required
- Documents Required
Any one of the following documents may be used as a proof of identity
- Computerized/Smart National Identity Card (CNIC/SNIC) of Guardian.
- National Identity Card for Overseas Pakistanis (NICOP)
- Proof of income or salary certificate
- In case of salaried person, copy of service/employee card
- Child Registration Certificate/B-Form /Student ID card (For Minor)
- Documentation for Non-resident Account
For salaried individual, Job Card / Job Letter or Salary Slip Or Source of income required.
A valid photocopy of any one of the following identity document is obtained
- Computerized National Identity Card (CNIC) issued by NADRA.
- Smart National Identity Card (SNIC) issued by NADRA
- National Identity Card for Overseas Pakistani (NICOP) issued by NADRA
- Pakistan Origin Card (POC) issued by NADRA.
- Passport; having valid visa on it or any other proof of legal stay along with passport (foreign national individuals only).
Non-resident accounts can be grouped in the following categories
- Non-resident accounts of Pakistan nationals permanently residing and domiciled abroad.
- Non-resident accounts of Pakistan nationals who are abroad for short visits.
- Non-resident accounts of foreign nationals residing abroad.
- Non-resident accounts of foreign nationals ordinarily resident in Pakistan but gone abroad for short visits.
Taxes and Zakat
Taxes will be applicable as per government regulations and directives of State Bank of Pakistan
Profit Rate
The Indicative rate of profit on savings accounts are subject to change from time to time.
PLS Saving
While you save, we provide cover to your life
An account that manages your savings with convenience of day to day transactional needs
6.50%
p.a.- On Average Monthly Balance. (Applicable from June 1, 2020. The Indicative rate of profit is current and subject to change).
Enjoy the exclusive benefits
No Minimum Balance Requirement
ATM/Debit Card Issuance
Free Internet and Mobile Banking
Free E-Statements
Up to 90% Financing Against Deposit
Free Life Insurance*
SMS Alert Facility
Free Life and Disability Insurance Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Insurance Cover to our existing saving accountholders. Salient features of this insurance policy are as under:
- Salient features of this insurance policy are as under
- Claims payable on last 90 days of average balance in customer account.
- New account eligible after 90 days of opening of account.
- Maximum claim payable on accidental death - PKR 2 Million.
- Maximum claim payable on natural death/permanent disability - PKR 1 Million.
- In case of joint account, any one of the account holder will be covered.
- Admissible age limit of claim - 18 to 60 years.
The insurance cover is provided to the extent of average balance maintained in the account during last 90 days in case of Natural death and Permanent Disability, whereas in case of Accidental Death the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation of their trust and confidence placed on us.
Open a PLS Saving
Visit nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
Click here to download Rules/Terms & ConditionsFee & Charges will be levied according to bank`s prevailing schedule of charges.
All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.
Documents Required
- Documents Required
For individual accounts
- Original CNIC along with verified copy
- Job Card / Job Letter and Salary Slip for Salaried individual
- Any other proof of income
For Sole Proprietor accounts
- Original CNIC along with verified copy
- Proprietary rubber stamp
- Copy of NTN (attested by Notary Public)
- Certificate or proof of membership of trade bodies etc., (wherever applicable.)
- Request for Opening of Account on letter head
For Partnership Accounts
- CNIC copy of all partners (verified)
- Partnership Rubber Stamp
- Request for Opening of Account on letter head
- Operating Instruction on Letter Head.
- Partnership Letter on Letter Head (Signed by all partners)
- Partnership Deed (verified)
- Attested copy of Registration Certificate issued by Registrar of Firms in case of registered firm. In case the partnership is unregistered, this fact shall be clearly mentioned on the Account Opening Form.
- NTN Copy (verified)
For Companies Account
- Certificate of Incorporation (attested by company secretary).
- Resolution of Board of Directors.
- Complete Memorandum and Articles of Association (attested by SECP & 1st and last page to be attested by company secretary).
- Form-29 (attested by company secretary and SECP)
- List of Directors (attested by company secretary).
- Copy of CNIC’S of all Directors (attested by company secretary).
- NTN Certificate (attested)
- Form-A & CNIC copies of shareholders holding more than 10 % shares.
- CRS form for tax residency self-certification
- All documents must be attested by company secretary / Director / CEO.
- Articles & Memorandum of Association, Form-A & Form-29 should be attested by Securities and Exchange Commission of Pakistan (SECP).
- Documentation for Non-resident Account
For salaried individual, Job Card / Job Letter or Salary Slip Or Source of income required.
A valid photocopy of any one of the following identity document is obtained
- Computerized National Identity Card (CNIC) issued by NADRA.
- Smart National Identity Card (SNIC) issued by NADRA
- National Identity Card for Overseas Pakistani (NICOP) issued by NADRA
- Pakistan Origin Card (POC) issued by NADRA.
- Alien Registration Card (ARC) issued by National Aliens Registration Authority (NARA), Ministry of Interior (local currency account only).
- Passport; having valid visa on it or any other proof of legal stay along with passport (foreign national individuals only).
Non-resident accounts can be grouped in the following categories
- Non-resident accounts of Pakistan nationals permanently residing and domiciled abroad.
- Non-resident accounts of Pakistan nationals who are abroad for short visits.
- Non-resident accounts of foreign nationals residing abroad.
- Non-resident accounts of foreign nationals ordinarily resident in Pakistan but gone abroad for short visits.
Copy of passport/Pakistan Origin Card is obtained and Declaration on “form QA-22” is obtained.
Taxes and Zakat
Taxes will be applicable as per government regulations and directives of State Bank of Pakistan
Profit Rate
The Indicative rate of profit on savings accounts are subject to change from time to time.
Asaan Saving
Opening a bank account was never so easy
If you are a resident Pakistani national and have never opened a bank account before, Bank AL Habib Asaan Saving Account is just for you. Easy to open, it is loaded with value added services.
Bank AL Habib Asaan Account Incentives
Excellent Rate of Return (Subject to existing rate)
6.75%
- Applicable from June 1, 2020. The Indicative rate of profit is current and subject to change.
Enjoy the exclusive benefits
Free Life Insurance
Free Internet & Mobile Banking
Free E-Statements
SMS Alert Facility
Account can be opened with PKR.5/- only
One Page Account Opening Form
Profit payout every six months
Profit calculated on monthly average balance
Total Debits per Month: Rs. 500,000/-
Total Credit Balance Limit: Rs. 500,000/-
Free Life and Disability Insurance Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Insurance Cover to our existing saving accountholders. Salient features of this insurance policy are as under:
- Salient features of this insurance policy are as under
- Claims payable on last 90 days of average balance in customer account .
- New account eligible after 90 days of opening of account .
- Maximum claim payable on accidental death - PKR 1 Million .
- Maximum claim payable on natural death/permanent disability - PKR 0.5 Million .
- In the case of a joint account, an individual account holder will be protected.
- Admissible age limit of claim - 18 to 60 years .
The insurance cover is provided to the extent of average balance maintained in the account during last 90 days in case of Natural death and Permanent Disability, whereas in case of Accidental Death the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation of their trust and confidence placed on us.
Open a Asaan Saving
Visit nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
Click here to download Rules/Terms & ConditionsFee & Charges will be levied according to bank`s prevailing schedule of charges.
All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.
Documents Required
- Documents Required
For individual accounts
- Original CNIC along with verified copy
Taxes and Zakat
Taxes will be applicable as per government regulations and directives of State Bank of Pakistan
Profit Rate
The rate of profit on savings accounts is subject to change from time to time.
Asaan Remittance Savings
Receive money directly into your account and see it grow
Open Bank AL Habib Asaan Remittance Saving Account and receive your money from abroad directly in your saving account. See your savings grow by earning profit. Sending and receiving money is free, fast and safe. Account is easy to open with a simplified one-page account opening form.
Indicative Rate of Profit6.75%
p.a- Applicable from June 1, 2020. The Indicative rate of profit is current and subject to change.
Enjoy the exclusive benefits
For receiving Home Remittances from abroad only
Free Life Insurance
No initial deposit or minimum balance required
No charges at opening or closure of account
Cash withdrawal limit: PKR 50,000 per day
Fund transfer limit: PKR 50,000 per day
Total Credit Balance Limit: PKR 2,000,000
Cheque book facility
Free e-statements
SMS Alert Facility
ATM / Debit Card
Free Life and Disability Insurance Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Insurance Cover to our existing saving accountholders. Salient features of this insurance policy are as under:
- Salient features of this insurance policy are as under
- Claims payable on last 90 days of average balance in customer account .
- New account eligible after 90 days of opening of account .
- Maximum claim payable on accidental death - PKR 2 Million .
- Maximum claim payable on natural death/permanent disability - PKR 1 Million .
- In case of joint account, any one of the account holders will be covered .
- Admissible age limit of claim - 18 to 60 years .
The insurance cover is provided to the extent of average balance maintained in the account during last 90 days in case of Natural death and Permanent Disability, whereas in case of Accidental Death the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation of their trust and confidence placed on us.
Open a Asaan Remittance Savings
Visit nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
Click here to download Rules/Terms & ConditionsFee & Charges will be levied according to bank`s prevailing schedule of charges.
All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.
Documents Required
- Documents Required
Any one of the following documents may be used as a proof of identity:
- Computerized/Smart National Identity Card (CNIC/SNIC).
- National Identity Card for Overseas Pakistanis (NICOP).
- Passport copy (for non-residents).
- Child Registration Certificate/B-Form /Student ID card (For Minor).
Taxes and Zakat
Taxes will be applicable as per government regulations and directives of State Bank of Pakistan
Profit Rate
The Indicative rate of profit on savings accounts are subject to change from time to time.
Pensioner`s Savings
AL Habib Pensioner Account helps you handle your financial needs.
“AL Habib Pensioners Account” is specially designed for pensioners to facilitate them in receiving their pension funds after retirement. The account assist pensioners carry out routine transactions from their saving account with a host of free waivers which helps them save their routine transactional costs.
Indicative Rate of Profit
6.75%
p.a
Enjoy the exclusive benefits
No Initial deposit or minimum balance requirement
No charges on opening and closure of account
Free Standing Instruction Charges
Free Internet & Mobile Banking
Free Cheque Book
SMS Alerts Facility
Banker’s Cheques Facility
ATM/Debit Card
Attractive rate of profit
Free Life and Disability Insurance Cover
It gives us great pleasure to inform our valued customers that Bank AL Habib has arranged Absolutely Free Insurance Cover to our existing saving accountholders. Salient features of this insurance policy are as under:
- Salient features of this insurance policy are as under
- Account holder is not eligible for Free Life Insurance in this account..
The insurance cover is provided to the extent of average balance maintained in the account during last 90 days in case of Natural death and Permanent Disability, whereas in case of Accidental Death the coverage provided is double.
We are offering this service to our valued customers as a token of appreciation of their trust and confidence placed on us.
Open a Pensioner`s Savings
Visit nearest Bank AL Habib Branch or Download Account Opening form online and submit the duly completed form with all supporting documents at any Bank AL Habib Branch.
Click here to download Rules/Terms & ConditionsFee & Charges will be levied according to bank`s prevailing schedule of charges.
All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.
Documents Required
- Documentation For Resident Account
For individual accounts
- Original CNIC along with copy verified
- Job Card / Job Letter or Salary Slip for Salaried individual
- Any other proof of income
- Documentation For Non-Resident Account
For individual accounts
Any of the following documents may be used as proof of identity:
- Copy of CNIC/SNIC
- Original PPO- Pension Payment Order
- Name of NBP branch / GPO from where pension was being drawn
- Pension Book and Pension Certificate
- After every 6-month pensioner should submit the life certificate / Non-Marriage certificate
- Copy of Pension Book mentioning monthly amount of pension and other particulars will also be required along with other documents as required in case of individual accounts.
Taxes and Zakat
Taxes will be applicable as per government regulations and directives of State Bank of Pakistan
Profit Rate
The Indicative rate of profit on savings accounts are subject to change from time to time.
