Bahl Desktop Logo Bahl Responsive Logo

Introduction

Bank AL Habib offers AL Habib Roshan Digital Account for Non-Resident Pakistanis (NRPs) and Foreign Nationals having a Pakistan Origin Card (POC) to open and manage their accounts in Bank AL Habib through an online digital platform. The product will facilitate overseas Pakistanis with a simple, secure & convenient online digital account opening process which, will ultimately help them make payments, investments and avail various other banking facilities while being abroad.

Product Features

Free E-Statements
Cheque Book Facility
Debit Card Facility
Offered in Pak Rupee & Foreign Currency
Free registration for Netbanking and AL Habib Mobile
No Initial deposit or minimum balance is required
No charges on opening, closure and maintenance of account
Availability of 24/7 Dedicated Roshan Digital Unit (RDU)
Available in Current & Saving account types with both Conventional & Islamic variants
Local credits are allowed to the extent of proceeds received from permissible investments
Access to host of investment avenues e.g. TDR Booking, Mutual Funds, Naya Pakistan Certificate, investment in Pakistan Stock Exchange, property investment etc.
Account can be fed by Foreign Inward Remittances originating from the account holder themselves & other formal SWIFT & Home Remittance channels
Account is fully repatriable
Also available in Joint Account

Steps to Open AL Habib Roshan Digital Account

  • Provide Basic Information.
  • Enter the OTP received on your email address & provide the account opening information.
  • Choose the type of Digital Account: a Foreign Currency Account or a Pak Rupee Account.
  • Upload required documents mentioned in "required documents" and a Live Photo.
  • Receive confirmation on provided email with a reference number.
  • The account opening confirmation will be intimated within 2 working days through email.

Required Documents

The following scanned documents are required for opening of AL Habib Roshan Digital Account:

  • Customer CNIC / SNIC / NICOP / POC
  • Customer Passport (first 2 pages, Pakistani and / or foreign / passport of other country)
  • Specimen Signature (scanned on a white page)
  • Proof of NRP status (e.g. copy of POC, visa entry / exit stamps etc.)
  • Proof of profession and Source of income / Funds (For example: For salaried individuals; employment letter, salary slip or bank account statement & for business persons; business registration document, business letter head or bank account statement etc.)
  • Live Photograph 

Before Getting Started

  • Filling of account opening form will approximately take 10-15 minutes.
  • After gathering the Required Documents you will need to scan and upload them.
  • We advise you to read the FAQs to get familiar with the product.
  • You will also need access to a webcam so that your live photo can be captured.
  • You may use the live chat feature in case you need any kind of assistance at any point.
  • All fields are mandatory.
  • You will have to acknowledge declaration to proceed to next steps.

AL Habib Roshan Digital Account Tutorial

Frequently Asked Questions