- Financing facility for brand new locally assembled vehicles.
- RDA Account holder with Resident Pakistani Spouse as co-borrower.
- Regular Salaried individuals with minimum 2 years experience of current employer.
- Contractual Salaried individual with minimum 3 years experience.
- Self-Employed Professionals (SEP) with minimum 3 years experience in similar profession / professional setup.
- Minimum Down Payment 15-45% depending upon the variant of vehicle.
- Holder of Permanent Resident Card / Nationality for Non-Gulf Countries, and Residency / Resident Card for Gulf Countries.
- Having clear credit history.
- Vehicle to be registered in the name of borrower or spouse as co-borrower.
- Facility to be disbursed and monthly installments to be paid from Roshan Digital PKR Account.
- For lien based facility, 100% lien marking on financing amount on PKR deposit, 120% on foreign currency deposit.
- Processing fee, documentation etc to be charged as per the Bank’s Schedule of Charges while courier charges at actual to be applied.
- Minimum age at the time of application: 25 years.
- Maximum age at maturity of financing: 60 years for salaried, 65 years for SEP.
For lien based facility, minimum experience and minimum Down Payment shall not be applicable.
- Employed / Working in Gulf Countries: Equivalent to DHS 10,000/-.
- Employed / Working in UK, USA, Canada, Australia, and countries where BAHL has branches / representative offices: Equivalent to USD 3,000/-.
For lien based facility, minimum income requirement, and restrictions of stated jurisdictions shall not be applicable.