Overview

BAHL Debit Cards are a secure and convenient option to do shopping, pay bills, and do more without carrying cash. You can also withdraw money from an Automated Teller Machine (ATM) using your BAHL Debit Card

Unlike a credit card, the amount is automatically taken from your account, so you must have the balance in your account for your transactions.

Debit Card
Advanced Security for your peace of mind

The small metallic square you see on your new card is what makes it smarter. It uses advanced encryption techniques (Secure chip technology ‘EMV’) to verify your card, adds another layer of security and makes it harder for your card to be misused.

Debit Card

Different debit cards for different people

Bank AL Habib offers Debit Cards with different transaction limits. Choose the one that fits your needs

Visa Debit Gold Features

Linked to the Global VISA Network, Bank AL Habib VISA Gold Debit Card empowers you to handle purchases and withdraw cash while travelling abroad.

Debit Card
Avail Exclusive Discounts at participating outlets
Debit Card
Use it at millions of ATMs and retail outlets locally and globally*
Debit Card
Get Supplementary Cards
Debit Card
Utility bill payment
Debit Card
For 24/7 assistance and guidance call at our Helpline
Debit Card
Transfer Funds
Debit Card

Frequently Asked Questions

  • How to Apply for VISA Debit Gold Card?
    New Customers:
    • Apply by filling the account opening form available at the relationship branch or download online:
    Existing BAHL Debit Cardholders:
    • Call Bank AL Habib Helpline for further assistance:
    • Pakistan: 111-014-014
    • Overseas: 92-21-32446978-9
    Supplementary Cards:
    • You can get up to 5 supplementary cards.
    • To apply please visit your relationship branch.
    Daily Usage Limits:
    TransactionDaily Limits (PKR)
    VISA Gold PrimaryVISA Gold Supplementary
    ATM Cash Withdrawal75,00010,000
    POS (Point of Sale) Transaction200,00010,000
    Funds Transfer Across Accounts150,000Not Allowed
    Fees And Charges:
    Transaction Charges*
    Annual Fee for Primary Card PKR 1100
    Annual Fee for Supplementary Card PKR 600
    Card Replacement Fee PKR 700
    International ATM Withdrawal Charges PKR 200 or 2% of Transaction amount, whichever is higher
    International POS Transaction Charges 2.5 % of the Transaction amount
    International Balance Enquiry Charges PKR 35
    Funds Transfer to bank accounts other than BAHL

    Up to PKR 10,000/-
    Above PKR 10,000/- & up to PKR 50,000/-
    Above PKR 50,000/- & up to PKR 75,000/-
    Above PKR 75,000/- & up to PKR 150,000/-
    PKR 25
    PKR 40
    PKR 60
    PKR 100
    • *Note: These charges are exclusive of FED.
  • In case your Debit Card is lost/stolen or suspect misuse, immediately block your card by calling at Bank AL Habib Helpline from your registered number.

Visa Debit Silver Features

Bank AL Habib Visa Silver Debit Card enables you the access to your account from over 1.65 million ATMs and 20 million merchants in 148 countries.

Debit Card
Avail Exclusive Discounts at participating outlets
Debit Card
Use it at millions of ATMs and retail outlets locally and globally*
Debit Card
Utility Bill Payment
Debit Card
Transfer Funds
Debit Card
Get Supplementary Cards
Debit Card
For 24/7 assistance and guidance call at our Helpline
Debit Card

Frequently Asked Questions

  • How to Apply for VISA Debit Silver Card?
    New Customers:
    • Apply by filling the account opening form available at the relationship branch or download online:
    Existing BAHL Debit Cardholders:
    • Call Bank AL Habib Helpline for further assistance:
    • Pakistan: 111-014-014
    • Overseas: 92-21-32446978-9
    Supplementary Cards:
    • You can get up to 2 supplementary cards.
    • To apply please visit your relationship branch.
    Daily Usage Limits:
    TransactionDaily Limits (PKR)
    VISA Silver PrimaryVISA Silver Supplementary
    ATM Cash Withdrawal50,0005,000
    POS (Point of Sale) Transaction100,0005,000
    Funds Transfer Across Accounts100,000Not Allowed
    Fees And Charges:
    Transaction Charges*
    Annual Fee for Primary Card PKR 800
    Annual Fee for Supplementary Card PKR 425
    Card Replacement Fee PKR 550
    International ATM Withdrawal Charges PKR 200 or 2% of Transaction amount, whichever is higher
    International POS Transaction Charges 2.5 % of the Transaction amount
    International Balance Enquiry Charges PKR 35
    Funds Transfer to any account within BAHL NIL
    Funds Transfer to bank accounts other than BAHL

    Up to PKR 10,000/-
    Above PKR 10,000/- & up to PKR 50,000/-
    Above PKR 50,000/- & up to PKR 75,000/-
    Above PKR 75,000/- & up to PKR 150,000/-
    PKR 25
    PKR 40
    PKR 60
    PKR 100
    • *Note: These charges are exclusive of FED.
  • In case your Debit Card is lost/stolen or suspect misuse, immediately block your card by calling the Bank AL Habib.

Visa Global Customer Assistance Service (GCAS)

While travelling overseas, you can get emergency assistance at the following numbers:

Debit Cards Frequently Asked Questions