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Services We Offer

To provide value added services and solutions is part of our mission statement.

In close consultation with our clients, we discuss their requirements thoroughly. When it comes to effectively managing their liquidity/cash flows, we help tailor solutions for them accordingly. Our Cash Management suite of products & services is geared towards addressing business and operational complexities with the objective to streamline our client's receivables and payables.

With our branch network of more than 915 Branches (inclusive of Sub-Branches & Islamic Banking Branches) in 369 cities, towns of Pakistan and including Offshore branches, scalable systems and experienced product specialists, we can add significant proficiencies in streamlining a client’s cash flows and financial operations.

Following products & services are readily available under the ambit of Cash Management:


  • Collection Solutions for Corporates, SME & Commercial clients etc
  • Utility Bills Collection Arrangements
  • Domestic (LCY) Correspondent Banking Services to F.Is
  • School Fee Collection Arrangements (via Branches & iBanking/ATMs)
  • Club Fee Collection Arrangements (via Branches & iBanking/ATMs)
  • Bar Code Enabled Bills / Fee Collection Solutions for Schools & Clubs
  • General Public Flotations – (TFCs / IPOs / Rights Shares Arrangements)
  • API Based Collection Solutions
  • Special Receipts Issuance & Collection Solution


  • Dividend Warrants Payment Arrangements (physical warrants / conventional mechanism)
  • Bulk Salary Disbursement Arrangements
  • AL Habib Payments System
    • e-Dividend Disbursement Solution
    • Payroll, vendors / supplier and other periodic payments (both intra and inter-bank)

Packaged Service

AL Habib Smart School Banking Solution

A complete banking solution benefiting schools as well as its students and teachers.

For more information on how we can assist you, please contact your Branch / Relationship Manager or contact our Cash Management Division at PABX: 021-32277231-39 or 021-32277061-62 Fax : 021-32277260