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Services We Offer

To provide value added services is part of our mission statement.

When it comes to optimize cash flows and liquidity of our clients, we tailor need-based solutions for them. Our Cash Management suite of products and services is geared towards addressing business and operational complexities of clients with the objective to streamline receivables and payables.

With our branch network of 1135 Branches (inclusive of Sub-Branches & Islamic Banking Branches) in 449 cities / towns of Pakistan, scalable systems and experienced product specialists, we add significant efficiencies in streamlining cash flows and financial operations of our clients.

Following products and services are readily available under the ambit of Cash Management:


  • Collection Solutions for Corporates, SMEs & Commercial clients
  • Utility Bills Collection Arrangements
  • Domestic (LCY) Correspondent Banking Services for FIs
  • School Fee Collection Arrangements (via Branches, Netbanking & ATMs)
  • Club Fee Collection Arrangements (via Branches, Netbanking & ATMs)
  • Bar Code Enabled Bills / Fee Collection Arrangements for Schools & Clubs
  • General Public Flotations – (TFCs / IPOs / Rights Shares Arrangements)
  • API Based Collection Arrangements
  • Special Receipts Issuance based Collection Arrangements
  • Collection Arrangements (via internet banking, Mobile Apps & ATMs of other banks) using services of Aggregators
  • NEW: SIDA Based Collection Arrangements


  • Dividend Warrants Payment Arrangements (physical warrants / conventional mechanism)
  • NEW: AL Habib Payments System – Web-Based Version (for both intra & inter-bank transfers):
    • e-Dividend Payments
    • Salary Disbursements, Vendors / Supplier and other day to day and periodic payments

Reporting / MIS / Statement of Account viewing etc:

  • NEW: AL Habib Payments System – Web-Based Version:
    • Real-time viewing of statement of accounts / transactional activity (including collection accounts)
    • Availability of previous 6 months’ statement of accounts
    • Option to download statement of accounts in multiple formats (including MT940)
    • Option to view and download disbursement reports / MIS

Packaged Service

AL Habib Smart School Banking Solution

A complete banking solution benefiting schools as well as its students and teachers.

For more information on how we can assist you, please contact your Branch / Relationship Manager or contact our Cash Management Division at PABX: 021-32277231-39 or 021-32277061-62 Fax : 021-32277260