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Services We Offer

To provide value added services is part of our mission statement.

When it comes to optimize cash flows and liquidity of our clients, we tailor need-based solutions for them. Our Cash Management suite of products and services is geared towards addressing business and operational complexities of clients with the objective to streamline their receivables and payables.

With our branch network of 955 Branches (inclusive of Sub-Branches & Islamic Banking Branches) in 383 cities / towns of Pakistan, scalable systems and experienced product specialists, we add significant efficiencies in streamlining cash flows and financial operations of clients.

Following products and services are readily available under the ambit of Cash Management:


  • Collection Solutions for Corporates, SME & Commercial clients etc
  • Utility Bills Collection Arrangements
  • Domestic (LCY) Correspondent Banking Services to F.Is
  • School Fee Collection Arrangements (via Branches & iBanking/ATMs)
  • Club Fee Collection Arrangements (via Branches & iBanking/ATMs)
  • Bar Code Enabled Bills / Fee Collection Solutions for Schools & Clubs
  • General Public Flotations – (TFCs / IPOs / Rights Shares Arrangements)
  • API Based Collection Solutions
  • Special Receipts Issuance & Collection Solution
  • Collection Arrangements (via internet banking, Mobile Apps & ATMs of other banks) using services of Aggregators


  • Dividend Warrants Payment Arrangements (physical warrants / conventional mechanism)
  • Bulk Salary Disbursement Arrangements
  • AL Habib Payments System
    • e-Dividend Disbursement Solution
    • Payroll, vendors / supplier and other periodic payments (both intra and inter-bank)

Packaged Service

AL Habib Smart School Banking Solution

A complete banking solution benefiting schools as well as its students and teachers.

For more information on how we can assist you, please contact your Branch / Relationship Manager or contact our Cash Management Division at PABX: 021-32277231-39 or 021-32277061-62 Fax : 021-32277260