Islamic Banking Fixed Term Deposit
No penalty on Premature Encashment.
Indicative Rates of Profit on Fixed Deposit Schemes
1 Month Deposit
11.25%
p.a3 Months Deposit
11.35%
p.a6 Months Deposit
11.50%
p.a1 Year Deposit
12.10%
p.a2 Years Deposits
11.60%
p.a3 Years Deposits
11.45%
p.a4 Years Deposits
11.40%
p.a5 Years Deposits
11.35%
p.a- On premature encashment, profit will be calculated as per rate of last nearest completed tenure while profit on the remaining number of days deposit held, will be calculated and paid on the Savings Account Profit Rate, applicable at the time of Booking of deposit
Open A Fixed Term Deposit
Visit nearest Bank AL Habib Branch or download account opening form online and submit the duly completed form with all supporting documents.
Download FormClick here to download Rules/Terms & Conditions
Fee & Charges will be levied according to bank`s prevailing schedule of charges.All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.
Special Notice Deposit
Notice deposit can be issued to individuals (single or joint), charitable institutions, provident and other funds of benevolent nature, local bodies, autonomous corporations, companies, associations, educational institutions, firms etc., and those as ordered by a competent Court of Law.
Notice deposits are usually held for pre-specified tenors of seven days and thirty days after which they may be encashed.
If the deposit runs for a period in excess of the notice period then the profit will be payable at the same rate up to the encashment date.
Pre-Specified Tenors Of Special Notice Deposit
Nil
Overnight
11.25%*
(7 Days) Notice
11.25%*
(30 Days’ Notice)
Open A Special Notice Deposit
Visit nearest Bank AL Habib Branch or download account opening form online and submit the duly completed form with all supporting documents.
Download FormClick here to download Rules/Terms & Conditions
Fee & Charges will be levied according to bank`s prevailing schedule of charges.All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.
AL Habib Special Saver Certificate
Let your savings earn for you
Bank AL Habib Special Saver Certificate has a term of 3 years; the profit is paid out every six months.
Term Deposit certificates are popular with:
- Individuals (single or joint)
- Registered Partnership
- Public & Private Company
- Registered Trust
- Government Body etc.
Applicable Indicative Rate of Profit
First Year
11.70%
p.a(1st & 2nd Profit Payment)
Second Year
11.50%
p.a(3rd & 4th Profit Payment)
Third Year
11.40%
p.a(5th & 6th Profit Payment)
- If the Term deposit is encashed before completing the tenure, the profit on the broken period/remaining number of days deposit held will be calculated and paid on the Savings Account Profit Rate, applicable at the time of Booking of deposit.
- Rate without affecting profit paid previously.
- Expected Rate of Return on deposits is effective from October 22, 2019 payable after completion of every six months. (The Indicative rate of profit on deposit schemes are current and subject to change)
Special Saver Certificates let you enjoy exclusive benefits
- Minimum denomination Certificate PKR 25,000/-
- Profit automatically credited to the Customer’s Account
- On maturity customer may opt for automatic roll over at prevailing rate of return
- Expected Rate of Return on deposits payable after completion of every six months
- On pre-mature encashment, profit will be paid at the prevailing PLS Savings account Profit.
- Rate without affecting profit paid previously.
- Expected Rate of Return on deposits payable after completion of every six months (The Indicative rate of profit on deposit schemes are current and subject to change)
Open A Special Saver Account
- Visit nearest Bank AL Habib Branch or download the form online.
- Submit the duly completed form with all supporting documents.
Click here to download Rules/Terms & Conditions
Fee & Charges will be levied according to bank`s prevailing schedule of charges.All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.
Zamanat Account
Ensure achieving your goal
Bank AL Habib Zamanat Account lets you plan the achievement of your goal and assures that your plan amount will be given along with profits when you or to your loved ones need it.
Indicative Rate of Profit11.25%
p.a
AL Habib Zamanat Account is tailored to your needs
- Plan Tenure: 1 to 20 years
- Personalized investment plan
- No charges on premature encashment
- Free life insurance for plan tenure
- Accumulated profit based on bank’s PLS Savings Rate
- Investment plans starting from PKR 2,000 per month
- Multiple deposit options: Single Payment or Installments (Monthly, Quarterly, Semi-annually or Annually)
- Maximum plan limit PKR 20 million
- Non-Medical limit up to PKR 5 million
- Age limit: 18 – 60 years
Free Insurance Benefits work for you
-
Death Benefit
100% sum covered
-
Accidental Death Benefit
Death benefit + 50% sum covered
-
Permanent Total Disability
50% sum covered
Open A Zamanat Account
Visit nearest Bank AL Habib Branch or download account opening form online and submit the duly completed form with all supporting documents.
Download FormClick here to download Rules/Terms & Conditions
Fee & Charges will be levied according to bank`s prevailing schedule of charges.All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.
Treasure's Call
Let your idle funds earn for you
Bank AL Habib Treasurer’s Call Account earns handsome profits on funds lying idle with Corporate Societies, Trusts and even Individuals
Treasurer’s Call assures liquidity at 24-hour notice
- Open to Current Deposited Account.
- Access to funds requires only a 24 hour notice.
- Profit calculated on a daily product basis and credited to your account monthly.
- Minimum Rate of Return is 11.25% p.a. effective from October 22, 2019 which is subject to change.
Open A Treasurer’s Call Account
Visit nearest Bank AL Habib Branch or download account opening form online and submit the duly completed form with all supporting documents.
Click here to download Rules/Terms & Conditions
Fee & Charges will be levied according to bank`s prevailing schedule of charges.All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.
AL Habib Mahana Munafa Account
Boost your monthly income
AL Habib Mahana Munafa Account lets your earn high profits when you keep your savings for a fixed term. No more temptation to use the principal, just enjoy the monthly profits.
High Returns Reliable and Convenient
1 Year Deposit
12.00%
p.a2 Years Deposit
11.50%
p.a3 Years Deposit
11.35%
p.a4 Years Deposit
11.30%
p.a5 Years Deposit
11.25%
p.a* Expected Rate of Return on deposits effective October 22, 2019.
(The Indicative rate of profit on deposit schemes are subject to change)
Key Features
- Mahaha Munafa Account can be opened with PKR. 25,000/-.
- Profit paid on the 1st working day of each month.
- Up to 90% financing available against deposit.
- Deposit rolled over on maturity for same period at prevailing rates unless otherwise requested.
- Profit may be drawn through Cheque at any branch of Bank AL Habib or ATMs nationwide.
- Option available for premature encashment.
- On premature encashment, profit will be calculated as per rate of last nearest completed tenure while profit on the remaining number of days deposit held, will be calculated and paid on the Savings Account Profit Rate, applicable at the time of Booking of deposit.
Open a Mahana Munafa Account
Visit nearest Bank AL Habib Branch and submit the duly completed form with all supporting documents.
Download FormClick here to download Rules/Terms & Conditions
Fee & Charges will be levied according to bank`s prevailing schedule of charges.All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.
AL Habib Salana Munafa Account
Augment your yearly income
Bank AL Habib Salana Munafa Account lets your earn high profits when you keep your savings for a fixed term. So no more temptation to use the principal, just enjoy the annual profits.
Indicative Rate of Profit12.10%
p.aKey Features
- Minimum investment of PKR, 25,000/-.
- Profit payout at maturity.
- No uniformity on rate.
- Up to 90% financing available against deposit.
- Deposit rolled over on maturity for same period at prevailing rates unless otherwise requested.
- If the Term deposit is encashed before completing the tenure, the profit on the broken period/remaining number of days deposit held will be calculated and paid on the Savings Account Profit Rate, applicable at the time of Booking of deposit.
Open a Salana Munafa Account
Visit nearest Bank AL Habib Branch and submit the duly completed form with all supporting documents.
Download FormClick here to download Rules/Terms & Conditions
Fee & Charges will be levied according to bank`s prevailing schedule of charges.All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.
