Fixed Term Deposit

No penalty on Premature Encashment.

Indicative Rates of Profit on Fixed Deposit Schemes

1 Month Deposit

11.25%

p.a
3 Months Deposit

11.35%

p.a
6 Months Deposit

11.50%

p.a
1 Year Deposit

12.10%

p.a
2 Years Deposits

11.60%

p.a
3 Years Deposits

11.45%

p.a
4 Years Deposits

11.40%

p.a
5 Years Deposits

11.35%

p.a
  • On premature encashment, profit will be calculated as per rate of last nearest completed tenure while profit on the remaining number of days deposit held, will be calculated and paid on the Savings Account Profit Rate, applicable at the time of Booking of deposit

Open A Fixed Term Deposit

Visit nearest Bank AL Habib Branch or download account opening form online and submit the duly completed form with all supporting documents.

Download Form

Click here to download Rules/Terms & Conditions

Fee & Charges will be levied according to bank`s prevailing schedule of charges.
All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.

Special Notice Deposit

Notice deposit can be issued to individuals (single or joint), charitable institutions, provident and other funds of benevolent nature, local bodies, autonomous corporations, companies, associations, educational institutions, firms etc., and those as ordered by a competent Court of Law.

Notice deposits are usually held for pre-specified tenors of seven days and thirty days after which they may be encashed.

If the deposit runs for a period in excess of the notice period then the profit will be payable at the same rate up to the encashment date.

Pre-Specified Tenors Of Special Notice Deposit

Nil

Overnight

11.25%*

(7 Days) Notice

11.25%*

(30 Days’ Notice)

Open A Special Notice Deposit

Visit nearest Bank AL Habib Branch or download account opening form online and submit the duly completed form with all supporting documents.

Download Form

Click here to download Rules/Terms & Conditions

Fee & Charges will be levied according to bank`s prevailing schedule of charges.
All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.

AL Habib Special Saver Certificate

Let your savings earn for you

Bank AL Habib Special Saver Certificate has a term of 3 years; the profit is paid out every six months.

Term Deposit certificates are popular with:

  • Individuals (single or joint)
  • Registered Partnership
  • Public & Private Company
  • Registered Trust
  • Government Body etc.

Applicable Indicative Rate of Profit

First Year

11.70%

p.a
(1st & 2nd Profit Payment)
Second Year

11.50%

p.a
(3rd & 4th Profit Payment)
Third Year

11.40%

p.a
(5th & 6th Profit Payment)
  • If the Term deposit is encashed before completing the tenure, the profit on the broken period/remaining number of days deposit held will be calculated and paid on the Savings Account Profit Rate, applicable at the time of Booking of deposit.
  • Rate without affecting profit paid previously.
  • Expected Rate of Return on deposits is effective from October 22, 2019 payable after completion of every six months. (The Indicative rate of profit on deposit schemes are current and subject to change)

Special Saver Certificates let you enjoy exclusive benefits

  • Minimum denomination Certificate PKR 25,000/-
  • Profit automatically credited to the Customer’s Account
  • On maturity customer may opt for automatic roll over at prevailing rate of return
  • Expected Rate of Return on deposits payable after completion of every six months
  • On pre-mature encashment, profit will be paid at the prevailing PLS Savings account Profit.
  • Rate without affecting profit paid previously.
  • Expected Rate of Return on deposits payable after completion of every six months (The Indicative rate of profit on deposit schemes are current and subject to change)
Term Deposits

Open A Special Saver Account

  • Visit nearest Bank AL Habib Branch or download the form online.
  • Submit the duly completed form with all supporting documents.
Download Form

Click here to download Rules/Terms & Conditions

Fee & Charges will be levied according to bank`s prevailing schedule of charges.
All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.

Zamanat Account

Ensure achieving your goal

Bank AL Habib Zamanat Account lets you plan the achievement of your goal and assures that your plan amount will be given along with profits when you or to your loved ones need it.

Indicative Rate of Profit

11.25%

p.a

 

AL Habib Zamanat Account is tailored to your needs

  • Plan Tenure: 1 to 20 years
  • Personalized investment plan
  • No charges on premature encashment
  • Free life insurance for plan tenure
  • Accumulated profit based on bank’s PLS Savings Rate
  • Investment plans starting from PKR 2,000 per month
  • Multiple deposit options: Single Payment or Installments (Monthly, Quarterly, Semi-annually or Annually)
  • Maximum plan limit PKR 20 million
  • Non-Medical limit up to PKR 5 million
  • Age limit: 18 – 60 years

Free Insurance Benefits work for you

  • Death Benefit

    100% sum covered
  • Accidental Death Benefit

    Death benefit + 50% sum covered
  • Permanent Total Disability

    50% sum covered
Term Deposits

Open A Zamanat Account

Visit nearest Bank AL Habib Branch or download account opening form online and submit the duly completed form with all supporting documents.

Download Form

Click here to download Rules/Terms & Conditions

Fee & Charges will be levied according to bank`s prevailing schedule of charges.
All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.

Treasure's Call

Let your idle funds earn for you

Bank AL Habib Treasurer’s Call Account earns handsome profits on funds lying idle with Corporate Societies, Trusts and even Individuals

Treasurer’s Call assures liquidity at 24-hour notice

  • Open to Current Deposited Account.
  • Access to funds requires only a 24 hour notice.
  • Profit calculated on a daily product basis and credited to your account monthly.
  • Minimum Rate of Return is 11.25% p.a. effective from October 22, 2019 which is subject to change.

Open A Treasurer’s Call Account

Visit nearest Bank AL Habib Branch or download account opening form online and submit the duly completed form with all supporting documents.

Click here to download Rules/Terms & Conditions

Fee & Charges will be levied according to bank`s prevailing schedule of charges.
All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.

AL Habib Mahana Munafa Account

Boost your monthly income

AL Habib Mahana Munafa Account lets your earn high profits when you keep your savings for a fixed term. No more temptation to use the principal, just enjoy the monthly profits.

High Returns Reliable and Convenient

1 Year Deposit

12.00%

p.a
2 Years Deposit

11.50%

p.a
3 Years Deposit

11.35%

p.a
4 Years Deposit

11.30%

p.a
5 Years Deposit

11.25%

p.a

* Expected Rate of Return on deposits effective October 22, 2019.
(The Indicative rate of profit on deposit schemes are subject to change)

Key Features

  • Mahaha Munafa Account can be opened with PKR. 25,000/-.
  • Profit paid on the 1st working day of each month.
  • Up to 90% financing available against deposit.
  • Deposit rolled over on maturity for same period at prevailing rates unless otherwise requested.
  • Profit may be drawn through Cheque at any branch of Bank AL Habib or ATMs nationwide.
  • Option available for premature encashment.
  • On premature encashment, profit will be calculated as per rate of last nearest completed tenure while profit on the remaining number of days deposit held, will be calculated and paid on the Savings Account Profit Rate, applicable at the time of Booking of deposit.

Open a Mahana Munafa Account

Visit nearest Bank AL Habib Branch and submit the duly completed form with all supporting documents.

Download Form

Click here to download Rules/Terms & Conditions

Fee & Charges will be levied according to bank`s prevailing schedule of charges.
All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.

AL Habib Salana Munafa Account

Augment your yearly income

Bank AL Habib Salana Munafa Account lets your earn high profits when you keep your savings for a fixed term. So no more temptation to use the principal, just enjoy the annual profits.

Indicative Rate of Profit

12.10%

p.a

Key Features

  • Minimum investment of PKR, 25,000/-.
  • Profit payout at maturity.
  • No uniformity on rate.
  • Up to 90% financing available against deposit.
  • Deposit rolled over on maturity for same period at prevailing rates unless otherwise requested.
  • If the Term deposit is encashed before completing the tenure, the profit on the broken period/remaining number of days deposit held will be calculated and paid on the Savings Account Profit Rate, applicable at the time of Booking of deposit.

Open a Salana Munafa Account

Visit nearest Bank AL Habib Branch and submit the duly completed form with all supporting documents.

Download Form

Click here to download Rules/Terms & Conditions

Fee & Charges will be levied according to bank`s prevailing schedule of charges.
All taxes will be imposed as per government regulation and directives by State Bank of Pakistan.