Islamic Banking 
(021) 111-014-014 
Login 
En 
SME Products & Services
For us, supporting Small & Medium Enterprises is of great importance as they play a vital role in employment generation and poverty reduction. They are a chief component of economic growth and resource mobilisation activities in the industrial sector in Pakistan. SMEs constitute 90% of all enterprises in Pakistan, employing 80% of non-agricultural labour force with an approximate share of 40% in the annual GDP.
Bank AL Habib SME Banking provides proactive, quick and quality services by simplifying procedures and reducing turnaround time for lending to the SMEs, so you can continue your activities on a fast -track. A team of qualified staff in all our branches is at your service to extend their support to you regarding all procedures.
SME Definition
| Enterprise Category* | Criteria – Annual Sales Turnover |
|---|---|
|
|
| Start-up | A small or medium enterprise, up to 5 years old will be considered as a Start-up (SE / ME) |
*All independent, for profit, private owned enterprises.
Important Documents for SME
SME Financing and Services
Working Capital Financing
Short Term Financing
Long Term Financing
Commercial Vehicle Financing
AL Habib Zariya / Receivable Financing
Export/Import
Auto Lease
Trade Finance
Guarantees
Export Finance Scheme
SBP introduced Export Finance Scheme (EFS) which is a concessional short term financing facility provided to exporters through banks for exports of manufacturing goods and services especially value added products.
