For us, supporting Small & Medium Enterprises is of great importance as they play a vital role in employment generation and poverty reduction. They are a chief component of economic growth and resource mobilisation activities in the industrial sector in Pakistan. SMEs constitute 90% of all enterprises in Pakistan, employing 80% of non-agricultural labour force with an approximate share of 40% in the annual GDP.
Bank AL Habib SME Banking provides proactive, quick and quality services by simplifying procedures and reducing turnaround time for lending to the SMEs, so you can continue your activities on a fast -track. A team of qualified staff in all our branches is at your service to extend their support to you regarding all procedures.
Classification | Annual Sales Turnover | Limit / Exposure |
---|---|---|
SE | Up to PKR 150 Million | PKR 100 Million |
Start-up SE | A small enterprise up to 5 years old will be considered as start-up SE | |
ME | Above PKR 150 Million to PKR 800 Million | PKR 500 Million |
Start-up ME | A Medium Enterprise up to 5 years old will be considered as start-up ME |
SBP introduced Export Finance Scheme (EFS) which is a concessional short term financing facility provided to exporters through banks for exports of manufacturing goods and services especially value added products.