For us, supporting Small & Medium Enterprises is of great importance as they play a vital role in employment generation and poverty reduction. They are a chief component of economic growth and resource mobilisation activities in the industrial sector in Pakistan. SMEs constitute 90% of all enterprises in Pakistan, employing 80% of non-agricultural labour force with an approximate share of 40% in the annual GDP.
Bank AL Habib SME Banking provides proactive, quick and quality services by simplifying procedures and reducing turnaround time for lending to the SMEs, so you can continue your activities on a fast -track. A team of qualified staff in all our branches is at your service to extend their support to you regarding all procedures.
|Classification||Segment||Number of Employees||Annual Sales Turnover|
|SE||-||Up to 50||150||25|
SBP introduced the scheme for SMEs to modernize and also to address power shortages.
SBP introduced the scheme for the Women Entrepreneurs.
SBP introduced the scheme for Special persons falling under small enterprise (SE) category.
SBP introduced the scheme for working capital financing of Small Enterprise & Low End Medium Enterprise.
SBP introduced the scheme to lend support in addressing dual challenge of energy shortage and climate change through promotion of renewable energy.
SBP introduced the scheme for Exporters (including SMEs) to avail financing under the facility through Participating Financial Institutions (PFIs) for new imported and locally manufactured plant and machinery. The facility will be available to the export oriented projects with at least 50% of their sales constituting exports if their annual exports are equivalent to US$ 5 million, which ever is lower.
SBP introduced Export Finance Scheme (EFS) which is a concessional short term financing facility provided to exporters through banks for exports of manufacturing goods and services especially value added products.
Government of Pakistan has approved revisions in the key features of PMKJ-YES with a view to make it more purposeful and beneficial for small businesses and agriculture.