SME Products & Services

For us, supporting Small & Medium Enterprises is of paramount importance as they play an important role in employment generation and poverty reduction. They are the engines of economic growth and resource mobilization activities in the industrial sector in Pakistan. SMEs constitute 90% of all enterprises in Pakistan, employing 80% of non-agricultural labour force with an approximate share of 40% in the annual GDP.

Bank AL Habib SME Banking provides proactive, quick and quality services by simplifying procedure and reducing turnaround time for lending to the SMEs so you can continue your activities on a fast track. Qualified staff in our branches is there to help and support you on procedures for borrowing and make it convenient for you.

Download Scheme Brochure Refinancing Facility for Modernization

Refinance & Credit Guarantee Scheme

Women Entrepreneurs in Underserved Areas

In order to improve access to financing facility, especially for the women entrepreneurs operating in the underserved areas of Pakistan, Bank AL Habib offers a refinance along with credit guarantee scheme for female borrowers.

Classification Segment Number of Employees Annual Sales Turnover
PKR (Million)
Limit/Exposure
PKR (Million)
SE - Up to 50 150 25
ME Trading 51-100 800 200
ME Manufacturing 51-250 800 200
ME Services 51-250 800 200

Small Enterprise Financing & Credit Guarantee Scheme for Special Persons

Download PDF Policy for Promotion of SME Finance

Enjoy the exclusive benefits

Working Capital Financing
Working Capital Financing
Procurement of Inventory
Procurement of Inventory
Receivable Financing
Receivable Financing
Expansion of Production Facility
Expansion of Production Facility
BMR
BMR
Export/Import
Export/Import
Guarantees
Guarantees
Auto Leasing
Auto Leasing
Procurement of Machinery
Procurement of Machinery

Enjoy the exclusive benefits

Lease Finance Facility for Machinery & Equipment
Lease Finance Facility for Machinery & Equipment
Commercial Vehicle Finance
Commercial Vehicle Finance
AL Habib Zariya
AL Habib Zariya

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