Investment Opportunities

Fixed Term Deposit

No penalty on Premature Encashment.

Indicative Rates of Profit on Fixed Deposit Schemes

1 Month Deposit

9.00%

p.a

3 Months Deposit

8.50%

p.a

6 Months Deposit

8.00

p.a

1 Year Deposit

10.50

p.a

2 Year Deposit

8.60%

p.a

3 Year Deposit

8.60%

p.a

4 Year Deposit

8.60%

p.a

5 Year Deposit

8.60%

p.a

On premature encashment, profit will be calculated as per rate of last nearest completed tenure while profit on the remaining number of days deposit held, will be calculated and paid on the Savings Account Profit Rate, applicable at the time of Booking of deposit

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RDA FCY Fixed Term Deposit

Indicative rates of Profit on Fixed Deposit

1 Month

4.00%

p.a

3 Months

4.15%

p.a

6 Months

4.25%

p.a

12 Months

4.50%

p.a

1 Month

3.00%

p.a

3 Months

3.15%

p.a

6 Months

3.25%

p.a

12 Months

3.50%

p.a

1 Month

3.00%

p.a

3 Months

3.15%

p.a

6 Months

3.25%

p.a

12 Months

3.50%

p.a

Key Features

Available in tenures of 1,3,6 & 12 Months
Invest from as low as $/£ /€ 100
Early encashment is allowed
Tax & Zakat Exempted

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AL Habib Special Saver Certificate

Let your savings earn for you

Bank AL Habib Special Saver Certificate has a term of 3 years; the profit is paid out every six months.

Term Deposit certificates are popular with:

Individuals (single or joint)
Registered Partnership
Public & Private Company
Registered Trust
Government Body etc.

Applicable Indicative Rate of Profit

First Year

8.50%

p.a

(1st & 2nd Profit Payment)

Second Year

8.50%

p.a

(3rd & 4th Profit Payment)

Third Year

8.50%

p.a

(5th & 6th Profit Payment)

If the Term deposit is encashed before completing the tenure, the profit on the broken period/remaining number of days deposit held will be calculated and paid on the Savings Account Profit Rate, applicable at the time of Booking of deposit.
Rate without affecting profit paid previously.
Expected Rate of Return on deposits is effective from May 06, 2025 payable after completion of every six months. (The Indicative rate of profit on deposit schemes are current and subject to change)

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AL Habib Mahana Munafa Account

Boost your monthly income

AL Habib Mahana Munafa Account lets your earn high profits when you keep your savings for a fixed term. No more temptation to use the principal, just enjoy the monthly profits.

High Returns Reliable and Convenient

1 Year Deposit

10.25%

p.a

2 Year Deposit

8.50%

p.a

3 Year Deposit

8.50%

p.a

4 Year Deposit

8.50%

p.a

5 Year Deposit

8.50%

p.a

* Expected Rate of Return on deposits effective May 06, 2025. (The Indicative rate of profit on deposit schemes are subject to change)

Key Features

Mahaha Munafa Account can be opened with PKR. 25,000/-.
Profit paid on the 1st working day of each month.
Deposit rolled over on maturity for same period at prevailing rates unless otherwise requested.
Profit may be drawn through Cheque at any branch of Bank AL Habib or ATMs nationwide.
Option available for premature encashment.
On premature encashment, profit will be calculated as per rate of last nearest completed tenure while profit on the remaining number of days deposit held, will be calculated and paid on the Savings Account Profit Rate, applicable at the time of Booking of deposit.

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AL Habib Salana Munafa Account

Augment your yearly income

Bank AL Habib Salana Munafa Account lets your earn high profits when you keep your savings for a fixed term. So no more temptation to use the principal, just enjoy the annual profits.

Indicative Rate of Profit

10.50%

p.a

* Expected Rate of Return on deposits effective 01 January, 2025.
(The Indicative rate of profit on deposit schemes are subject to change)

Key Features

Minimum investment of PKR, 25,000/-.
Deposit rolled over on maturity for same period at prevailing rates unless otherwise requested.
If the Term deposit is encashed before completing the tenure, the profit on the broken period/remaining number of days deposit held will be calculated and paid on the Savings Account Profit Rate, applicable at the time of Booking of deposit

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Investment in Real Estate

Bank AL Habib Roshan Digital Account holders are now empowered to invest their funds digitally in commercial and residential real estate in Pakistan with ease and convenience.

Direct Investment Registered Scheme