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Electronic Funds Transfer Facility

Electronic Funds Transfer facility enables funds transfer between bank accounts, either within the same Bank or to another Bank or financial institution, using alternative delivery channels including ATMs, POS terminals, mobile and internet banking platforms, call center or any other channel approved by the State Bank of Pakistan.

Bank AL Habib provides customers the following alternate delivery channels to initiate electronic funds transfer:

  • AL Habib ATM through Debit Card
  • AL Habib Mobile App
  • AL Habib Netbanking

Getting Started with Bank AL Habib`s Electronic Funds Transfer Services

You need to have a Savings or Current Account in Bank AL Habib along with either a Debit Card or AL Habib Mobile App / Netbanking.

EFT Limits

Through AL Habib Debit Cards:

  • AL Habib Platinum Debit Card Rs 500,000/-
  • AL Habib Gold Debit Card Rs 400,000/-
  • AL Habib Silver Debit Card Rs 300,000/-
  • AL Habib UnionPay Debit Card Rs 250,000/-
  • AL Habib PayPak Debit Card Rs 200,000/-

Through AL Habib Mobile App/Netbanking:

Raast P2P / 1-link per day Transaction Limits in PKR
Transaction ModeTransaction Limits
Any Bank AL Habib AccountPKR 2,000,000
Own Account PKR 4,000,000
Any other Bank Account via RAASTPKR 500,000
Any other Bank Account via 1-Link (IBFT)PKR 500,000

EFT Charges

There are no charges for customers who wish to transfer funds from one Bank AL Habib Account to another account within Bank AL Habib.

If you wish to transfer funds from your Bank AL Habib account to a Bank Account in another Bank, the charges are as follows:

Inter Bank Funds Transfer

Free IBFT - Upto Rs. 25,000/- per month / per account.

For the additional amount above Rs. 25,000/- per month per account, 0.1% of the transaction amount or Rs. 200, whichever is lower will be charged

Error/Dispute/Complaint Reporting Procedures

For support, you may contact:

  • Your relationship branch where your Bank Account is maintained
  • Our 24/7 Call Center (+92 21) 111-014-014 (+92 21 32446978 69 for international customers)
  • Through Email via info@bankalhabib.com

You may also drop your complaint / suggestion in the Complaint Box available at all Bank AL Habib branches and ATMs

Alternatively, you may visit the provided link to submit a complaint, where the entire procedure is outlined for your convenience.
Click here

Availability of Online Funds Transfer Facility

Service Availability: 24/7

Expected Duration for Fund Transfer

Instantly, funds transfer on a real time basis. On successful funds transfer a SMS alert will be sent to customer registered mobile number, where available. An email alert along with the SMS alert will be sent to customers registered email address if transfer funds through AL Habib Mobile and Netbanking.

Funds Transfer to Member Bank account

  • ADVANCE MICROFINANCE BANK
  • ALBARAKA
  • ALLIED BANK LIMITED
  • APNA MICROFINANCE BANK
  • ASKARI BANK LIMITED
  • BANK ALFALAH LIMITED
  • BANK OF KHYBER
  • BANK OF PUNJAB
  • BANK ISLAMI
  • CITI BANK
  • DUBAI ISLAMIC BANK
  • FINCA
  • FINJA EMI WALLET
  • FAYSAL BANK LIMITED
  • FIRST WOMEN BANK
  • HABIB BANK LIMITED
  • HABIB METROPOLITAN BANK
  • ICBC
  • JS BANK LIMITED
  • KMBL KHUSHALI MICRO FINANCE BANK
  • MCB ARIF HABIB SAVINGS
  • MCB BANK LTD
  • MCB ISLAMIC BANK LTD
  • MEEZAN BANK LIMITED
  • MOBILINK MICROFINANCE BANK
  • NAYAPAY
  • NBP FUNDS MANAGEMENT
  • NRSP
  • NATIONAL BANK OF PAKISTAN
  • SAMBA
  • SILK BANK
  • SINDH BANK
  • SONERI BANK
  • STANDARD CHARTERED BANK
  • SUMMIT BANK
  • TELENOR MICROFINANCE BANK LTD
  • THE FIRST MICROFINANCE BANK LTD
  • U MICROFINANCE BANK
  • UNITED BANK LIMITED
  • ZARAI TARAQYATI BANK LTD