AL Habib Roshan Digital Business Account

Introduction

AL Habib Roshan Digital Business Account is designed to empower Non-Resident Pakistanis and Foreign Nationals seeking to invest in Pakistan with ease. This fully digital account provides a seamless gateway to Pakistan’s financial ecosystem, enabling businesses to conduct transactions, manage funds, and access growth opportunities remotely.

With a streamlined onboarding process, secure banking channels, the account offers convenience, flexibility, and efficiency for global entrepreneurs. Manage and invest your business finances in Pakistan anytime, anywhere without the need for physical presence.

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Other
Investment Opportunities

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Roshan
Survey Form

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Roshan
Service Request Form

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Product Features

Free E-Statements

Cheque Book Facility

Digital Banking for Non-Residents

Offered in Pak Rupee & Foreign Currency

Free registration for Netbanking and AL Habib Mobile

No Initial deposit or minimum balance is required

No charges on opening, closure and maintenance of account

Availability of 24/7 Dedicated Roshan Digital Unit (RDU)

Available in Current & Saving account types with both Conventional & Islamic variants

Local credits are allowed to the extent of proceeds received from permissible investments

Access to host of investment avenues e.g. TDR Booking, Naya Pakistan Certificate, investment in Pakistan Stock Exchange, property investment, Government registered debt securities etc.

Account can be fed by Foreign Inward Remittances originating from the account holder themselves & other formal SWIFT

Account is fully repatriable

Monthly Profit Payout on Savings Accounts

Free welcome pack delivery globally

No deduction of Zakat

FCY to PKR Transfer & Bill Payments through internet banking

Key Fact Sheet

To learn more about Roshan Digital Business Account fees & charges, click below to download the detailed KFS

Download Current Account KFS Download Saving Account KFS

How to Open Roshan Digital Business Account

The following steps are required to open the Roshan Digital Business Account in Pakistan:

Provide Business Information.
Enter the OTP received on your email address & provide the account opening information.
Provide details of all natural persons associated with the business.
Choose the type of Digital Account: A Foreign Currency Account or a Pak Rupee Account.
Upload the documents mentioned in "required documents" and a Live Photo.
Receive confirmation in the provided email with a reference number.
The account opening confirmation will be emailed within 5 working days.

Documents Required for Roshan Digital Business Account Registration

The following scanned documents are required for the registration of AL Habib Roshan Digital Account in Pakistan:

Documents for Directors/Person Authorized to Operate the Account:

Identity documents (Foreign ID card/CNIC, SNIC, NICOP, POC) must be valid or Scanned original Passport 1st & 2nd page.
Specimen Signature (on white plain paper)

Documents for Company:

Registration Certificate
Verification link or details of registration certificate (if any)
By-Laws / Memorandum of Association / Article of Assosciation / Partnership Deed / Trust Deed / Relevant Incorporation etc
Company Profile along with concern Directors & Stakeholders
Tax Certificate / Declaration / Exemption
Existing Bank Account Verification Certificate
Board Resolution / Authority Letter
Signatories Sign with T&C Consent
ID documents of all Natural persons.

Before Getting Started

Filling out the account opening form will approximately take 10-15 minutes.
After gathering the Required Documents, you will need to scan and upload them.
You will also need access to a webcam so that your live photo can be captured.
All fields are mandatory.
You will have to acknowledge the declaration to proceed to the next steps.

Disclaimer: Please make sure that you have the latest version of Microsoft Edge, Chrome, or Firefox to avoid any difficulties during the process. Before you start, we advise you to also clear your browser cache/cookies to ensure the application runs smoothly.