AL Habib Roshan Digital Account for Foreign Nationals

Introduction

The Roshan Digital Account for Foreign National Individuals offers a convenient and fully digital banking solution for individuals looking to access Pakistan’s financial system. Whether you wish to invest, remit funds, or manage your finances in Pakistan, this account enables you to do so seamlessly from anywhere in the world.

With a simplified digital onboarding process, secure transactions, and access to a range of banking and investment opportunities, this account is designed to provide ease, transparency, and flexibility. Experience hassle-free banking and explore financial opportunities in Pakistan with confidence.

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Investment Opportunities

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Roshan
Survey Form

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Roshan
Service Request Form

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Product Features

Free E-Statements

Cheque Book Facility

Digital Banking for Non-Residents

Debit Card Facility (PKR Account Only)

Offered in Pak Rupee & Foreign Currency

Free registration for Netbanking and AL Habib Mobile

No Initial deposit or minimum balance is required

No charges on opening, closure and maintenance of account

Availability of 24/7 Dedicated Roshan Digital Unit (RDU)

Available in Current & Saving account types with both Conventional & Islamic variants

Local credits are allowed to the extent of proceeds received from permissible investments

Access to host of investment avenues e.g. TDR Booking, Naya Pakistan Certificate, investment in Pakistan Stock Exchange, property investment, Government registered debt securities etc.

Account can be fed by Foreign Inward Remittances originating from the account holder themselves & other formal SWIFT & Home Remittance channels

Account is fully repatriable

Also available in Joint Account

Monthly Profit Payout on Savings Accounts

Free welcome pack delivery globally

No deduction of Zakat

FCY to PKR Transfer & Bill Payments through internet banking

Key Fact Sheet

To learn more about Roshan Digital Accout fees & charges, click below to download the detailed KFS

Download Current Account KFS Download Saving Account KFS

How to Open Roshan Digital Account for Foreign Nationals

The following steps are required to open the Roshan Digital Account (RDA) in Pakistan:

Provide Basic Information.
Enter the OTP received on your email address & provide the account opening information.
Choose the type of Digital Account: A Foreign Currency Account or a Pak Rupee Account.
Upload the documents mentioned in "required documents" and a Live Photo.
Receive confirmation in the provided email with a reference number.
The account opening confirmation will be emailed within 2 working days.

Documents Required for Roshan Digital Account Registration

The following scanned documents are required for the registration of AL Habib Roshan Digital Account in Pakistan:

Customer's Foreign ID Card
Customer Passport (first 2 pages)
Specimen Signature (scanned on a white page)
Proof of profession and Source of income / Funds (For example: For salaried individuals; employment letter, salary slip or bank account statement & for business persons; business registration document, business letterhead or bank account statement, etc.)
Live Photograph

Before Getting Started

Filling out the account opening form will approximately take 10-15 minutes.
After gathering the Required Documents, you will need to scan and upload them.
You will also need access to a webcam so that your live photo can be captured.
All fields are mandatory.
You will have to acknowledge the declaration to proceed to the next steps.

Disclaimer: Please make sure that you have the latest version of Microsoft Edge, Chrome, or Firefox to avoid any difficulties during the process. Before you start, we advise you to also clear your browser cache/cookies to ensure the application runs smoothly.