AL Habib WhatsApp Banking

Bank AL Habib is excited to introduce WhatsApp Banking. This user-friendly service allows you to access a range of banking information about products, balance inquiries, transaction history, ATM & CDM branch locator facility, and more. Customers need to save Bank AL Habib’s UAN Number (+92 21) 111-014-014 in the contact list and start availing services via WhatsApp Banking. Message Us Key Features View your Account Balance Generate your Last 5 transactions Product Information including account types, cards, loans, and discounts ATM & Branch Locator Islamic Banking offerings Schedule of Bank Charges /* #main-slider .carousel-inner .sliderImg { min-height: 475px; } */ .bgPosBtmLeft { background-position: center center !important; } .primaryBefore.video img { width:300px !important; } .iconCarouselWrapper { box-shadow: 0 0 10px 0 #e0e0e0; transition: all .5s; } body.dark-mode .iconCarouselWrapper { box-shadow: 0 0 10px 0 #202020; } .iconCarouselWrapper:hover { transform: translateY(-10px); } a:hover { text-decoration:none; } .owl-carousel .owl-item { height: auto; }

Customer Complaint

We strive to make your experience with Bank AL Habib pleasant and memorable. If you have any complaints, please register by clicking below Complaint Procedure Email Us feedback@bankalhabib.com BAHL Helpline (+92-21) 111-014-014 Nearest Branch Branch Locator If you want to reach us Click Here SBP Launches Sunwai - A Customer Complaint Management Portal Customers may register their complaint related to banking services, through ‘ Sunwai – A Customer Complaint Management Service by SBP ' accessible through web browser (https://sunwai.sbp.org.pk) as well as mobile application, both for Android and IOS users. Lodge a Complaint × You may also submit your suggestion/complaint at the website now.Are you sure want to proceed further? Proceed #main-slider .carousel-inner .sliderImg{ background-position:center 25% !important; }

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Download AL Habib Mobile App Now! Experience hassle-free banking with the new AL Habib Mobile app designed to make your digital banking experience more convenient. Manage your finances quickly and securely with a host of new features that provide you with an enhanced user experience. Your feedback is important to us Click Here Plan with us

Ways to Bank

Debit Cards Bank AL Habib offers Debit Cards with different transaction limits. Choose the one that fits your needs. Debit Cards are a secure and convenient option shopping, paying bills and more without the need to carry cash. You can also withdraw money from an Automated Teller Machine (ATM) using your BAHL Debit Card and enjoy exclusive offers and discounts. View Details

AL Habib Mobile

AL Habib at Work

Salary Account Digital Advance Salary AL Habib At Work is a comprehensive banking solution designed to cater to both employers (businesses) and their employees. It is suitable for large and mid size companies as well as small businesses operating with a sizable payroll. Be it, convenient on-site account opening, quick debit card delivery, an exclusive array of account privileges or seamless digital salary payment solutions, all features are designed to elevate the banking experience for both employers and their dedicated workforce. Key Features No Initial Deposit or Minimum Balance Requirement On Site Account Opening & Debit Card Delivery Free AL Habib Mobile & Netbanking Facility Free Debit Card Issuance And Annual Fees* (VISA, Union Pay & PayPak as per salary bracket) Free First Cheque Book (10 Leaves) Free Bankers Cheques (up to 5 per month) Free ATM Cash Withdrawals From Any Bank’s ATM Across Pakistan Free Inter Bank Funds Transfers Exclusive Insurance/Takaful Coverage* Consumer Banking Offering on Special Terms (Auto Financing, Motorcycle Financing & Solar Financing) *Terms and Conditions apply Complimentary Insurance/Takaful Bank AL Habib offers the following Financial Protection and complimentary Insurance/Takaful benefits to all eligible AL Habib At Work account holders. ATM Cash Withdrawal Protection Coverage against loss of cash by way of theft and / or armed holdup, forced deprivation of cash from the possession of the plastic Card holder whilst withdrawal from an ATM in Pakistan. Coverage is upto per day cash withdrawal limit of the respective debit card and is applicable within a radius of one kilometer or within the prescribed time limit of one hour from the time of ATM cash withdrawal (whichever comes first) Death and Permanent Total Disability Coverage Insurance/Takaful coverage incase of Death, Permanent Total Disability upto PKR 1,000,000. Incase of Accidental Death, coverage shall be upto PKR 2,000,000 Insurance/Takaful coverage is offered in collaboration with Insurance Service Providers and is subject to applicable Terms & Conditions. Benefits For Employers/Companies Streamlined salary transfer solution through AL Habib Payments System. Simplified on-site bulk account opening process Convenient MIS reports ensuring up-to-date insights Swift salary disbursal turn around time Dedicated Relationship Manager to address all your payroll related needs and concerns Benefits For Employees On premises account opening, eliminating the need to visit a branch No minimum balance and no initial deposit requirement A suite of  special account privileges Debit Cards delivered at premises Availability of Consumer Banking products Complimentary Insurance/Takaful Coverage AL Habib Digital Advance Salary is a fully end-to-end digital financing solution, designed for employees of approved organizations enrolled under the AL Habib At Work program with Bank AL Habib Limited. Through the Bank AL Habib Mobile App, eligible employees can instantly access funds to meet urgent financial needs anytime, without any manual intervention or branch visit. Key Features & Eligibility Criteria Eligible employees may access up to 40% of their net take-home salary, subject to an aggregate Debt Burden Ratio (DBR) not exceeding 40% inclusive of all existing financings Financing amounts ranging from PKR 5,000 to PKR 300,000. Instant disbursement of loan amount directly into Bank AL Habib At Work salary account. Minimum 6 months of salary relationship with Bank AL Habib under the AL Habib At Work arrangement. Minimum service charges per transaction Automatic repayment on the salary credit or the financing due date, whichever occurs earlier. Option for early repayment at any time before the due date. Approved financing limit may be utilized through multiple withdrawals before salary/due date, not exceeding the approved limit *Terms and Conditions apply Email Us info@bankalhabib.com BAHL Helpline (+92-21) 111-014-014 Nearest Branch Branch Locator .bgPosBtmLeft.page-al-habib-at-work { background-position: center center !important; } .dark-mode .card{background-color:#333 !important} .carousel-caption h1.caption-heading { display:none !important; } img { max-width:300px; } .nav-tabs .nav-link.active, .nav-tabs .nav-item.show .nav-link{ background: transparent !important; border-color: transparent !important; border-bottom: 1px solid #000 !important; } .nav-tabs .nav-link:hover, .nav-tabs .nav-link:focus{ border: 1px solid transparent !important; border-bottom: 1px solid #000 !important; } .nav-link{ font-size: 20px; } @media screen and (max-width: 767px) { img { max-width:180px; } }

Lost Or Stolen Cards

Livestock Financing For Dairy Farmers

About Scheme Finance facility is available for eligible farmers, under our approved product “AL Habib Kissan Livestock & Dairy Development Finance Scheme" against acceptable collateral and cash flows. Bank AL Habib and Nestle’ Pakistan have an agreement to provide short, medium and long-term financing facilities to dairy farmers affiliated with and duly recommended by M/S. Nestle’ Pakistan Ltd. Main Features Dairy farmers working with Nestlé since last more than 2 years with a valid CNIC/identity doc, living / working in the area for more than five 5 years. One year running finance facility, renewable every year upon satisfactory conduct to meet day to day requirement of running dairy/livestock farms. Term Finance Facility, for a tenor from 2 to 5 years to purchase animals, livestock & dairy equipment/machinery and distribution / transportation requirement. These financing facilities are available at discounted mark-up rates. SBP Refinance Scheme Talk to our Agri Experts

Whistle Blower Policy

Whistle Blower Policy Policy in Reporting Violations Bank AL Habib Limited requires all employees to observe high standards of business and personal ethics in the conduct of their duties and responsibilities. They must practice honesty and integrity in fulfilling their responsibilities and comply with all applicable laws, regulations, policies, and instructions issued from time to time. This Policy outlines a process to enable employees and outside parties to report their knowledge or suspicions about any unethical, illegal, fraudulent, improper, or unauthorized activity within the Bank. This process is intended to be used for serious and sensitive matters. It is not meant for employment-related grievances, which should continue to be routed through normal channels. It is also not meant for business-related complaints, which should continue to be routed to Customer Complaint Unit at Principal Office, Karachi. Procedures/ Communication Channels for Lodgment of Complaints Duty to Report If an employee knows, believes, or suspects that any unethical, illegal, fraudulent, impr

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