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The Asaan Digital Account (ADA) will provide banking opportunity to the underserved local diaspora. The key target audience are Pakistani resident individuals who do not have a bank account. Only CNIC and basic information is required to start banking with and to enjoy a host of value-added services.

Key

Product Features

PayPak Debit Card (Default)*
PayPak Debit Card (Default)*
Free AL Habib Netbanking & Mobile Banking
Free AL Habib Netbanking & Mobile Banking
Free Life Insurance*
Free Life Insurance*
Free E-Statements
Free E-Statements
Free SMS Alerts
Free SMS Alerts
PKR Account only
PKR Account only
Maximum Monthly Credit Balance Limit of PKR 1,000,000
Maximum Monthly Credit Balance Limit of PKR 1,000,000
Maximum Monthly Debit Limit of PKR 1,000,000
Maximum Monthly Debit Limit of PKR 1,000,000
No Service Charges at Opening or Closure of Account
No Service Charges at Opening or Closure of Account
No Initial Deposit or Minimum Balance Requirement
No Initial Deposit or Minimum Balance Requirement
Physical Statement of Account on Request
Physical Statement of Account on Request
Cheque Book Facility
Cheque Book Facility
Financing against 90% Deposits*
Financing against 90% Deposits*

* Terms & Conditions Apply

Account Opening

Documents Required

  • Live Photo Required
  • Computerized National Identity Card (CNIC)/ Smart National Identity Card (SNIC)
  • CRS & FATCA
  • Any other necessary documentation deemed necessary

Frequently Asked Questions

The Digital Account provides a plethora of options to account holders for a seamless, end-to-end banking experience.

Key

Product Features

Free SMS Alert Facility
Free SMS Alert Facility
PayPak Debit Card (Default)*
PayPak Debit Card (Default)*
Free E-Statement Facility (Physical Statement of Account on request)
Free E-Statement Facility (Physical Statement of Account on request)
Free Banker`s Cheque Facility
Free Banker`s Cheque Facility
Free Life Insurance*
Free Life Insurance*
Offered in PKR, GBP, Euro and USD
Offered in PKR, GBP, Euro and USD
Available in Current and Savings Category
Available in Current and Savings Category
No Service Charges at Opening or Closure of Digital Account
No Service Charges at Opening or Closure of Digital Account
No Minimum Balance Requirement
No Minimum Balance Requirement
Personalized Cheque Book Facility
Personalized Cheque Book Facility
Financing against 90% Deposits and Opening of Term Deposit Facility*
Financing against 90% Deposits and Opening of Term Deposit Facility*

*Terms and Conditions Apply

Account Opening

Documents Required

  • Source of Income/ Funds and/or Self-Declaration Required
  • Live Photo of Customer Required
  • Computerized National Identity Card (CNIC)/ Smart National Identity Card (SNIC)
  • For Minors (Juvenile Card, Form B, CRC and Live Photo are required)
  • CRS & FATCA
  • Any other necessary documentation deemed necessary

Frequently Asked Questions

AL Habib Remit Account facilitates in receiving remittances directly into your account from your loved ones abroad through safety and convenience. The account offers various value added features.

Key

Product Features

FREE PayPak Debit Card on Current Account*
FREE PayPak Debit Card on Current Account*
FREE Cheque Book on Current Account*
FREE Cheque Book on Current Account*
FREE Life Insurance*
FREE Life Insurance*
FREE E-Statement
FREE E-Statement
FREE AL Habib Mobile & Netbanking Facility
FREE AL Habib Mobile & Netbanking Facility
No Initial Deposit Requirement
No Initial Deposit Requirement
Local Credits are Allowed
Local Credits are Allowed
SMS Alert Facility
SMS Alert Facility
Monthly Profit Payout on Savings Account
Monthly Profit Payout on Savings Account

* Term & Conditions apply
Note: Minimum monthly balance requirement of PKR 5,000 to avail Free PayPak Debit Card, Cheque Book & Life Insurance

*Insurance Details:

  • The minimum eligibility age will be 18 years and the maximum 60 years
  • New accounts eligible after 30 days of account opening
  • In case of a joint account, any one of the account holders will be covered
  • Insurance coverage for death and disability is also PKR 250,000/-
Account Opening

Documents Required

Any one of the following documents may be used as a proof of identity:

  • Computerized / Smart National Identity Card (CNIC/SNIC)
  • National Identity Card for Overseas Pakistanis (NICOP)
  • Child Registration Certificate / B-Form / Student ID Card (For Minor)
  • Original CNIC along with a verified copy
  • Job Card / Job Letter and Salary Slip for Salaried Individual
  • Any other proof of income

Frequently Asked Questions

Ready to open your AL Habib Digital Account?

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