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The Asaan Digital Account (ADA) will provide banking opportunity to the underserved local diaspora. The key target audience are Pakistani resident individuals who do not have a bank account. Only CNIC and basic information is required to start banking with and to enjoy a host of value-added services.

Key

Product Features

Free PayPak Debit Card (Default)
Free PayPak Debit Card (Default)
Free AL Habib Netbanking & Mobile Banking
Free AL Habib Netbanking & Mobile Banking
Free Life Insurance (Term and Conditions applied/ to be checked)
Free Life Insurance (Term and Conditions applied/ to be checked)
Free E-Statements
Free E-Statements
Free Regular SMS Alerts
Free Regular SMS Alerts
PKR Account only(as per regulator)
PKR Account only(as per regulator)
Maximum Monthly Credit Balance Limit of PKR 1,000,000 (as per regulator)
Maximum Monthly Credit Balance Limit of PKR 1,000,000 (as per regulator)
Maximum Monthly Debit Limit of PKR 1,000,000 (as per regulator)
Maximum Monthly Debit Limit of PKR 1,000,000 (as per regulator)
No Service Charges at Opening or Closure of Account
No Service Charges at Opening or Closure of Account
No Initial Deposit or Minimum Balance Requirement
No Initial Deposit or Minimum Balance Requirement
Statement of Account Hardcopy on Customer Request
Statement of Account Hardcopy on Customer Request
Cheque Book Facility
Cheque Book Facility
Financing against 90% Deposits. (Subject to management approval / Bank`s Terms & Conditions)
Financing against 90% Deposits. (Subject to management approval / Bank`s Terms & Conditions)
Account Opening

Documents Required

  • Source of Income/ Funds and/or Self-Declaration Required
  • Live Photo of Customer Required
  • Computerized National Identity Card (CNIC)/ Smart National Identity Card (SNIC)
  • For Minors (Juvenile Card, Form B, CRC and Live Photo are required)
  • CRS & FATCA
  • Any other necessary documentation deemed necessary

Frequently Asked Questions

The Digital Account provides a plethora of options to accountholders for a seamless, end-to-end banking experience.

Key

Product Features

Free Regular SMS Alert Facility
Free Regular SMS Alert Facility
Free PayPak Debit Card (Default).
Free PayPak Debit Card (Default).
Free E-Statement Facility by default, however physical SOA on request
Free E-Statement Facility by default, however physical SOA on request
Free Banker`s Cheque Facility
Free Banker`s Cheque Facility
Free Life Insurance (Term and condition applied/ to be checked)
Free Life Insurance (Term and condition applied/ to be checked)
Offered in PKR, GBP, Euro and USD (as per regulator)
Offered in PKR, GBP, Euro and USD (as per regulator)
Available in Current and Savings Category
Available in Current and Savings Category
No Service Charges at Opening or Closure of Digital Account
No Service Charges at Opening or Closure of Digital Account
No Minimum Balance Requirement
No Minimum Balance Requirement
Personalized Cheque Book Facility
Personalized Cheque Book Facility
Financing against 90% Deposits and Opening of Term Deposit Facility (Subject to management approval / Bank`s Terms & Conditions)
Financing against 90% Deposits and Opening of Term Deposit Facility (Subject to management approval / Bank`s Terms & Conditions)
Account Opening

Documents Required

  • Source of Income/ Funds and/or Self-Declaration Required
  • Live Photo of Customer Required
  • Computerized National Identity Card (CNIC)/ Smart National Identity Card (SNIC)
  • For Minors (Juvenile Card, Form B, CRC and Live Photo are required)
  • CRS & FATCA
  • Any other necessary documentation deemed necessary

Frequently Asked Questions

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