Business Banking

Corporate Banking

At Bank AL Habib, Corporate Banking is all about building relationships and bridging gaps. Whether you are a large corporation or a small business house, being a business-oriented bank we have the expertise, insights, technology and financial solutions designed specifically for your needs.

Our team of dedicated Relationship Managers, headed by experienced and seasoned Team Leaders are committed and trained to provide practical solutions to support your business ambition in the quickest possible time.

Working Capital Finance

Bank AL Habib is your companion for all business banking needs. We provide working capital finance to corporates for facilitating day to day operations and liquidity needs.

Trade Finance

Export Financing (including SBP Export Finance Scheme)
Dollar Based Financing under FE-25 (Both for Imports and Exports)
Discounting/Negotiation of Documentary Bills (Both Foreign and Local)
Financing against Imported Merchandise
Financing against Trust Receipt
Letters of Credit (Both Foreign and Local)
Letters of Guarantees

Long Term Finance

Facilities for new projects, expansions and BMR (Balancing modernization and replacement) also include long-term finance facility offered by State Bank of Pakistan.

SME Banking

For us, supporting Small & Medium Enterprises is of great importance as they play a vital role in employment generation and poverty reduction. They are a chief component of economic growth and resource mobilisation activities in the industrial sector in Pakistan. SMEs constitute 90% of all enterprises in Pakistan, employing 80% of non-agricultural labour force with an approximate share of 40% in the annual GDP.

Bank AL Habib SME Banking provides proactive, quick and quality services by simplifying procedures and reducing turnaround time for lending to the SMEs, so you can continue your activities on a fast -track. A team of qualified staff in all our branches is at your service to extend their support to you regarding all procedures.

Facilities offered for SMEs

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SME Products & Services

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SBP Refinance Scheme

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Agriculture Banking

Agriculture sector is a vital component of Pakistan’s economy as it provides the raw materials to industries down the line and helps in poverty alleviation.

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Trade Services

Bank AL Habib provides a range of services to facilitate your trading business needs.

Technical assistance for all types of foreign trade business. Our qualified Branch Staff is available in BAHL Branches to assist you.

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Cash Management Services

To provide value added services and solutions is part of our mission statement. We understand the complex requirements of corporate when it comes to effectively manage their liquidity/cash flows. Our Cash Management suite of services/products is geared towards addressing these business and operational complexities with the objective to streamline a company's receivables and payables.

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Guarantees

Upon the request of our customers and against collaterals and limits accorded to them subject to approval of our Central Bank (if required), we issue Counter Guarantees ( SBLCs, Performance Bonds, Bid Bonds and Advance Payment Guarantees etc) to our Foreign Correspondent Banks.

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