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Credit Card Terms & Conditions

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AL Habib Kamyab Khatoon Zarai Finance

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Bank AL Habib’s Conversion to Islamic Banking

At Bank AL Habib, we are committed to providing financial solutions that align with Islamic principles, ensuring Shariah compliance in all aspects of banking. In line with the directives of SBP, we aim to offer the highest standards of trust, transparency, and excellence through Islamic Banking services. We Offer Shariah-compliant products and services Comprehensive solutions for personal and business needs Experienced and dedicated Islamic Banking experts Need Assistance with the Transition? Our dedicated Islamic Banking support team is available to address your questions and concerns regarding this transition. Guides & Resources Islamic Banking Product Portfolio Click here to learn about which Bank Account will be offered to you post Account Conversion Feedback Click here for to request support, provide your thoughts or to make complaints Tutorials View this informative series about the benefits of Islamic Banking Documents for Customers Intimation Letter Consent Form Dissent Form Terms & Conditions Locker Application Form Product Information Product Mapping Schedule of Charges Deposit Rates Downloads Current Account KFS AL Habib Islamic Foreign Currency Current Account AL Habib Islamic Armed Forces Pensioner Current Account AL Habib Islamic Asaan Current Account AL Habib Islamic Asaan Digital Current Account AL Habib Islamic Asaan Remittance Current Account AL Habib Islamic Basic Banking Account AL Habib Islamic Current Account AL Habib Islamic Digital Current Account (FCY) AL Habib Islamic Digital Current Account (PKR) AL Habib Islamic Freelancer Current Account AL Habib Islamic Freelancer Digital Current Account AL Habib Islamic Pensioners Current Account AL Habib Islamic RDA Current Account (FCY) AL Habib Islamic RDA Current Account (PKR) AL Habib Islamic Remit Current Account AL Habib Islamic Remit Digital Current Account AL Habib Woman Islamic Digital Current Account AL Habib Woman Islamic Asaan Current Account AL Habib Woman Islamic Asaan Digital Current Account AL Habib Woman Islamic Current Account Saving Account KFS AL Habib Islamic Pay Plus Account AL Habib Islamic Pay Account AL Habib Islamic Tijarat Account AL Habib Islamic Signature Account AL Habib Islamic Freelancer Saving Account AL Habib Islamic Freelancer Digital Saving Account AL Habib Islamic Armed Forces Pensioner Savings Account AL Habib Woman Islamic Asaan Digital Savings Account AL Habib Woman Islamic Savings Account AL Habib Woman Islamic Digital Savings Account AL Habib Woman Islamic Asaan Savings Account AL Habib Islamic Young Savers Account AL Habib Islamic Senior Citizen Account AL Habib Islamic Savings Account AL Habib Islamic Remit Savings Account AL Habib Islamic Remit Digital Savings Account AL Habib Islamic RDA Savings Account (PKR) AL Habib Islamic RDA Savings Account (FCY) AL Habib Islamic Mahana Amdani Savings Account AL Habib Islamic Income Plus Account AL Habib Islamic Digital Savings Account (PKR) AL Habib Islamic Digital Savings Account (FCY) AL Habib Islamic Asaan Savings Account AL Habib Islamic Asaan Remittance Savings Account AL Habib Islamic Asaan Digital Savings Account AL Habib Islamic Apna Individual Account AL Habib Islamic Foreign Currency Saving Account Islamic Term Deposit KFS AL Habib Islamic Mahana Munafa Term Deposits (Monthly) AL Habib Islamic Senior Citizen 1-Year TDR AL Habib Islamic Term Deposits - PKR (maturity) .accordion-list .accordion-list-items{ display:block; } .downloadFieldWrapper .downloadList.mt-4{ margin-top:0 !important; } .accordion-list .accordion-list-items:last-child { border-top: 1px solid #eee !important; } .links-wrapper a{ text-decoration: underline; } .links-wrapper a:hover{ color:#00a25a; }

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Scooter Finance

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Signature

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Trainee Officer Program

Management Trainee Officer Program Graduate Trainee Officer Program Trade Batch OfficerProgram IT Trainee OfficerProgram Management Trainee Officer Program Bank AL Habib Management Trainee Officer Program is a talent nourishment program guided by our value system, and it is aligned with our corporate goals for developing future leaders of Bank AL Habib and Pakistan. Fast-track your career with Bank AL Habib Management Trai

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Financial Reports

Third Quarter - 2025

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AL Habib Mobile

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Mera Ghar Mera Ashiana

Bank AL Habib along with the Government of Pakistan and with the support of the State Bank of Pakistan offers an affordable and flexible Housing Finance Scheme. With the help of this scheme, you can turn your dream of owning a home into a reality and secure your future. Avail this facility through all our Conventional and Islamic Banking branches. Key Features Free Life Insurance Subsidised Markup Rate Financing up to PKR 3.5 Million Available for up to 20 years Easy Documentation Quick Processing No restrictions and no charges on early repayment No cap on Property Price Eligibility Criteria All men / women holding valid CNIC. First time home owner. Not Owing any housing unit on his/her name. Minimum Income PKR 25,000/- for applicant and PKR 20,000/- for co-applicant(s) Minimum 3 years proof of busniess for SEB (Self Employed Businessmen) & SEP (Self Employed Professional). Minimum 2 years employment period for Salaried. Product Variants Purchase of House/flat/apartment Construction of house on already owned plot Purchase of plot and construction of house thereon Age (Applicant & Co-applicant) 60* Years for Salaried Individuals and 65* Years for Self Employed Businessmen/Professionals *at Maturity Financing Tenor Up to 20 years (subsidy for 10 years) Early Repayment No restrictions and no charges on early repayment Insurance Property Insurance Free Life Insurance Financing to Value (FTV) Ratio 90:10 (90% financing & 10% equity) Processing Charges No processing charges. However, documentation/stamping charges will be charged at actual .fixedImgDynamic.mera-pakistan{background-image:url('" ~ image_url("theme::images/individual-financing-icons-04.svg") ~"')} .fixedImgDynamic.mera-pakistan::after { content: ""; position: absolute; width: 100%; height: 100%; left: 0; right: 0; top: 0; bottom: 0; margin: auto; background: linear-gradient(106.01deg, #070e19 -30.56%, rgba(7, 14, 24, 0.26) 53.89%); z-index: 1; } .Summary_Middle .LargeText { font-size: 24px; line-height: normal; display: block; } .d-inline-block.icon-wrap{ width:75px; } .d-inline-block.icon-wrap img{ width:100%; } .bgPosBtmLeft { background-position: top right !important; } .pr-15 { padding-right: 15rem; } .secondary2.color { color: #ffaf3c; } a.secondarybtn { background: #ffaf3c; padding: 8px 10px; font-size: 15px; } a.secondarybtn:hover { color: #212529; background-color: #ffa016; border-color: #ff9b09; text-decoration:none; } .productLogo img{ width:400px; } .font18 { font-size: 18px; } @media (max-width:991px) { .pr-15 { padding-right: 0; } }

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AL Habib Digital Account

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Results 1-5 of 36
Basic Banking

Helping you open your basic bank account. A current account to facilitate and provide basic banking facilities to the people. The account can be singly or jointly operated and provides host of value added services for the customer.

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Armed Forces Pensioner Savings

“AL Habib Armed Forces Pensioner Account” facilitates Armed Forces personnel to receive pension funds timely and conveniently. The Account is being offered with host of free and value added services.

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ریمٹ اکا ئونٹ

AL Habib Remit Account facilitates in receiving remittances directly into your account from your loved ones abroad through safety and convenience.

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Digital Account PKR

The Digital Account provides a plethora of options to account holders for a seamless, end-to-end banking experience.

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Freelancer Digital Account

AL Habib Freelancer Digital Account aims to provide banking opportunities to individuals who are involved in freelancing activities.

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AL Habib Signature Account

AL Habib Signature Account is designed for those who value personalized service and premium benefits. This account offers unmatched convenience, lifestyle rewards, and an exceptional customer care experience.

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Foreign Currency Saver

Ease of savings in foreign currency Bank AL Habib offers saving accounts in major foreign currencies i.e. US Dollar, Pound Sterling and Euro and lets you earn monthly interest.

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Armed Forces Pensioner Current

“AL Habib Armed Forces Pensioner Account” facilitates Armed Forces personnel to receive pension funds timely and conveniently. The Account is being offered with host of free and value added services.

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Monthly Saver

Let your savings add to your monthly income Bank AL Habib Saver Account with profits paid every month is for individuals (single or joint) salaried persons, self-employed, retired, housewife, minor, etc. of any age group.

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Asaan Saving

Opening a bank account was never so easy If you are a resident Pakistani national and have never opened a bank account before, Bank AL Habib Asaan Saving Account is just for you. Easy to open, it is loaded with value added services.

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Results 1-5 of 12
Master Credit Card GREEN

GREEN Features

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Master Credit Card GOLD

GOLD Features

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Gold Debit Card

Linked to the Global Visa Network, Bank AL Habib Visa Gold Debit Card empowers you to handle purchases and withdraw cash while travelling abroad.

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UnionPay Debit Card

24/7 access and a nominal fee structure makes Bank AL Habib UnionPay Debit Card your perfect banking companion.

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AL Habib Woman Debit Card

Experience financial ease with our AL Habib Woman Debit Card and enjoy the following benefits:

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Silver Debit Card

Bank AL Habib Visa Silver Debit Card enables you the access to your account from over 1.65 million ATMs and 20 million merchants in 148 countries.

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AL Habib Digital Account Gold

Go Global with our AL Habib Digital Account Gold Debit Card which is accepted everywhere and enjoy the following benefits:

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UnionPay Apna Debit Card

24/7 access and a nominal fee structure makes Bank AL Habib UnionPay Apna Debit Card your perfect banking companion.

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Al Habib Remit Debit Card

Seamless global interactions are now possible with our AL Habib Remit Account Debit Card that empowers the Account Holder and beneficiaries worldwide.

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Freelancer Debit Card FCY

Go Global with our AL Habib Freelancer Debit Card which is accepted everywhere and enjoy the following benefits:

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Results 1-5 of 65
Introduction of IBAN Generator

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Special Offer for Bank AL Habib Visa Debit Cardmembers at Shell

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Inauguration of Islamic Banking Branch at Bahria Town, Lahore

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Bank AL Habib and Suzuki bring you yet another exciting offer!

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بینک الحبیب اور پاک سوزوکی خصوصی ڈیل

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Ehsaas - Koye Bhooka Na Soye (EKBNS) Fund 2021

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Use your Bank AL Habib PayPak Debit Card and get a chance to win 24 karat Gold Bars

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Save a Life - Send your Zakat & Donations to SIUT

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E-ticketing made easy with Bookme.pk now on AL Habib Mobile and Netbanking!

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Now Tap & Pay using Bank AL Habib's ATM

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Results 1-10 of 223
Nami Zumi

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Asian Wok

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CIP Airport Lounge

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Kitchen Cuisine

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Bar BQ Tonight

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Freddy's Cafe

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Royal Elephant

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Marco Polo

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Jason’s Steak House

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