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Term Deposit
Fixed Term Deposit Salient Features Minimum Investment of PKR 25,000/- Available in Tenure of 1 Month, 2 Month, 3 Month, 6 Month & 1 to 5 Years Up to 90% Financing against Deposit Available Pre mature Encashment option available Profit payment frequency at maturity for 1, 2, 3 & 6 months. For 1 to 5 Year, profit payment frequency is annual Indicative Rates of Profit on Fixed Deposit Schemes 1 Month Deposit 9.50% p.a 3 Months Deposit 9.50% p.a 6 Months Deposit 9.50% p.a 1 Year Deposit 11.50% p.a 2 Year Deposit 10.75% p.a 3 Year Deposit 10.75% p.a 4 Year Deposit 10.75% p.a 5 Year Deposit 10.75% p.a Profit rates are indicative and are subject to change from time to time. Note: On premature encashment, profit will be calculated as per rate of last nearest completed tenure while profit on the remaining number of days deposit held, will be calculated and paid on the Savings Account Profit Rate, applicable at the time of Booking of deposit Book A Fixed Term Deposit Visit nearest Bank AL Habib Branch or download form online and submit the duly completed form with all supporting documents. Download Form Download KFS All taxes will be imposed as per government regulation and directives by State Bank of Pakistan. Apply Now
View DetailsHome
Download AL Habib Mobile App Now! Experience hassle-free banking with the new AL Habib Mobile app designed to make your digital banking experience more convenient. Manage your finances quickly and securely with a host of new features that provide you with an enhanced user experience. Your feedback is important to us Click Here Plan with us
View DetailsGlobal Presence
Overseas Branches Wholesale Branch, Manama, Kingdom of Bahrain Wholesale Banking Branch, 1302 Almoayyed Tower, Al Seef District, P.O. Box 50786 Manama, Kingdom of Bahrain SWIFT BAHLBHBM Telephone No (00973) 175 64044 Fax No (00973) 175 64033 General Manager Mr. Yaqoob Yousif Al Asiri Click here to view Payment Purpose codes and Explanatory notes Labuan Branch, Malaysia Unit Level 11(B), Level 11, Main Office Tower, Financial Park Labuan Complex, Jalan Merdeka, 87000 W.P. Labuan, Malaysia. SWIFT BAHLMY2A Telephone No + 60 (87) 418906, 422488 & 422610 Fax No 60 (87) 418501 Country Manager/Principal Officer
View DetailsAnti-Bribery And Corruption Policy
Definitions “Corruption” means abuse of official position for an improper private advantage or gain. “Bribery” means inducing the holder of an official position to act in a corrupt manner, by providing such person or their close relative anything of value in order to obtain or retain business or to reward an improper decision or favour. Explanation: “Anything of Value” extends beyond cash or cash equivalents to include non-cash items and favours as well. Prohibition and Zero Tolerance All employees of Bank AL Habib, whether temporary or confirmed, permanent or contractual, are instructed to carefully note and strictly comply with the following: Values and Code of Conduct of the Bank are totally incompatible with bribery and corruption, which have no place at all at Bank AL Habib. The Bank has Zero Tolerance for any activity involving bribery and corruption. It is strictly prohibited for all employees of the Bank to engage in any activity involving bribery and corruption, in Pakistan or overseas. Employees working in overseas offices of the Bank should familiarize themselves with the applicable anti-bribery and corruption laws and regulations of the respective country, and meticulously comply with the same. This policy should be circulated to all employees of the Bank. It should be brought to the notice of all new employees by Human Resource Division at the time of their joining the Bank. Reporting of Violations: It is the duty of all employees to ensure compliance with this policy. Any violation or suspected violation of the policy noted by an employee should be reported by them as laid down in the Bank’s Policy on Reporting of Violations (“Whistleblowing Policy”) and investigated promptly. As the Bank has Zero Tolerance for violation of this policy, any employee who violates it will be subject to disciplinary action and may also face penalties under the applicable laws and regulations of the country. Records of bribery and corruption related instances should be maintained at Fraud Investigation Unit (FIU) who should arrange to present these to the Audit Committee and the Board for information and review, on semi-annually basis. Review and Amendments The Anti-bribery and Corruption Policy will be approved by the Board of Directors and will be effective from the date of its approval. This policy will be reviewed on annual basis for any amendments.
View DetailsSitemap
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View DetailsPurpose Of The Code
Purpose Of The Code This Code of Conduct aims to ensure compliance with the highest ethical and professional standards which have characterized the Habib’s banking operations over the years. The Bank places the highest priority on its corporate values and its ethical and professional standards, and requires compliance thereto by all directors and employees.
View DetailsExport Finance Scheme
Introduction SBP introduced Export Finance Scheme (EFS) which is a concessional short term financing facility provided to exporters through banks for exports of manufacturing goods and services especially value added products. Financing Tenor Upto 180 Days Mark Up Rate 3.0% Per Anum Salient Features Financing under EFS is available to direct exporters including manufacturers, trading companies and new exporters Underserved Areas Districts Excluded From Definition of Underserved Areas 01 Lahore 09 Gujrat 17 Kasur 02 Faisalabad 10 Jhang 18 Khanewal 03 Sialkot 11 S
View DetailsHarassment At Work Place
Harassment At Work Place Employees must avoid any behavior that may be termed as gender-related harassment of female / male staff / customers. Offensive, threatening or disturbing behavior towards staff and customers at the workplace or in any interaction or situation that is linked to official activity outside the office would also be termed as harassment. In this connection, reference may also be made to HR circulars, Reference No. HR-008(A) and HR-008(B) dated October 29, 2010.
View DetailsCustomer Awareness
Important information pertaining to features of currency notes, illegal money value transfer services, and other announcements can be found here. Money Laundering & Terrorism Financing notice SBP Awareness Videos SBP Awareness video ×
View DetailsBasic Banking
Helping you open your basic bank account. A current account to facilitate and provide basic banking facilities to the people. The account can be singly or jointly operated and provides host of value added services for the customer.
View DetailsArmed Forces Pensioner Savings
“AL Habib Armed Forces Pensioner Account” facilitates Armed Forces personnel to receive pension funds timely and conveniently. The Account is being offered with host of free and value added services.
View Detailsریمٹ اکا ئونٹ
AL Habib Remit Account facilitates in receiving remittances directly into your account from your loved ones abroad through safety and convenience.
View DetailsDigital Account PKR
The Digital Account provides a plethora of options to account holders for a seamless, end-to-end banking experience.
View DetailsFreelancer Digital Account
AL Habib Freelancer Digital Account aims to provide banking opportunities to individuals who are involved in freelancing activities.
View DetailsAL Habib Signature Account
AL Habib Signature Account is designed for those who value personalized service and premium benefits. This account offers unmatched convenience, lifestyle rewards, and an exceptional customer care experience.
View DetailsForeign Currency Saver
Ease of savings in foreign currency Bank AL Habib offers saving accounts in major foreign currencies i.e. US Dollar, Pound Sterling and Euro and lets you earn monthly interest.
View DetailsArmed Forces Pensioner Current
“AL Habib Armed Forces Pensioner Account” facilitates Armed Forces personnel to receive pension funds timely and conveniently. The Account is being offered with host of free and value added services.
View DetailsMonthly Saver
Let your savings add to your monthly income Bank AL Habib Saver Account with profits paid every month is for individuals (single or joint) salaried persons, self-employed, retired, housewife, minor, etc. of any age group.
View DetailsAsaan Saving
Opening a bank account was never so easy If you are a resident Pakistani national and have never opened a bank account before, Bank AL Habib Asaan Saving Account is just for you. Easy to open, it is loaded with value added services.
View DetailsAL Habib Digital Account Classic
AL Habib Digital Account Classic enables you to access your account from anywhere in the world and make transactions effortlessly.
View DetailsUnionPay Debit Card
24/7 access and a nominal fee structure makes Bank AL Habib UnionPay Debit Card your perfect banking companion.
View DetailsAL Habib Woman Debit Card
Experience financial ease with our AL Habib Woman Debit Card and enjoy the following benefits:
View DetailsGold Debit Card
Linked to the Global Visa Network, Bank AL Habib Visa Gold Debit Card empowers you to handle purchases and withdraw cash while travelling abroad.
View DetailsUnionPay Apna Debit Card
24/7 access and a nominal fee structure makes Bank AL Habib UnionPay Apna Debit Card your perfect banking companion.
View DetailsAL Habib Digital Account Gold
Go Global with our AL Habib Digital Account Gold Debit Card which is accepted everywhere and enjoy the following benefits:
View DetailsSilver Debit Card
Bank AL Habib Visa Silver Debit Card enables you the access to your account from over 1.65 million ATMs and 20 million merchants in 148 countries.
View DetailsAL Habib Remit Debit Card
Seamless global interactions are now possible with our AL Habib Remit Account Debit Card that empowers the Account Holder and beneficiaries worldwide.
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