Supreme Court & Prime Minister fund for Diamer & Bhasha Dams
Introduction In accordance with the directives of the State Bank of Pakistan, Bank AL Habib has opened an account titled “The Supreme Court of Pakistan and the Prime Minister of Pakistan Diamer-Bhasha and Mohmand Dams Fund” where donations/contributions can be deposited to raise finances for construction of the above mentioned dams. Notice of Complains for Diamer-Bhasha and Mohmand Dam Fund Diamer Bhasha And Mohmand Dam Fund Donation Donations and contributions to this fund can be made in the form of cash, cheque, prize bonds and other cash equivalents at any of our branches and sub branches nationwide or through our following digital channels: ATMs AL Habib Mobile and Netbanking Mobile Banking
View DetailsRewards Program
Introduction Earn Reward Points with every PKR. 50 (or equivalent foreign currency) purchases on Basic or Supplementary Cards. Redeeming your Reward Points for desired items or services is quick and easy. Choose from a wide variety and options available at our Reward Points Redemption Partners. Only 2500 Reward Points are required to embark on the redemption journey. Just call our Helpline for redemption. Program Details Monetary value of Reward Points is Rs 0.10 per Rs 50 of retail spend, on all outstanding points. FOREX Premium Charges on all foreign retail transactions is 4.5%. How To Redeem Reward Points Download Reward Redemption Form Download Scan and Email it to info@bankalhabib.com Call us at our Helpline (021) 111-014-014 Reward Points Calculator Submit Captcha is required Points Earned Value of Points (in PKR)
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View DetailsCorporate Social Responsibility
Your Bank is fully committed to the concept of Corporate Social Responsibility and fulfills this responsibility by engaging in a wide range of activities which include: Corporate philanthropy amounting to Rs. 626.95 million by way of donations & charities during the year for social and educational development and welfare of people. Energy conservation, environmental protection, and occupational safety and health by restricting unnecessary lighting, implementing tobacco control law and “No Smoking Zone”, and providing a safe and healthy work environment. Business ethics and anti-corruption measures, requiring all staff members to comply with the Bank’s “Code of Conduct” and “Anti-Bribery and Corruption Policy”. Consumer protection measures, requiring disclosure of the schedule of charges and terms and conditions that apply to the Bank’s products and services. Amicable staff relations, recognition of merit and performance, and on-going opportunities for learning and growth of staff, both on-the-job and through formal training programs. Equal opportunity employment through a transparent procedure, without discrimination on the basis of religion, caste, language, etc., including employment of special persons. Expansion of the Bank’s branch network to rural areas, which helps in ru
View DetailsCash Management
Services We Offer To provide value added services is part of our mission statement. When it comes to optimize cash flows and liquidity of our clients, we tailor need-based solutions for them. Our Cash Management suite of products and services is geared towards addressing business and operational complexities of clients with the objective to streamline receivables and payables. With our branch network of 1323 Branches (inclusive of Sub-Branches & Islamic Banking Branches) in 538 cities / towns of Pakistan, scalable systems and experienced product specialists, we add significant efficiencies in streamlining cash flows and financial operations of our clients. Following products and services are readily available under the ambit of Cash Management: Collections Collection Solutions for Corporates, SMEs & Commercial clients Utility Bills Collection Arrangements Domestic (LCY) Correspondent Banking Services for FIs School Fee Collection Arrangements (via Branches, Netbanking & ATMs) Club Fee Collection Arrangements (via Branches, Netbanking & ATMs) Bar Code Enabled Bills / Fee Collection Arrangements for Schools & Clubs General Public Flotations – (TFCs / IPOs / Rights Shares Arrangements) API Based Collection Arrangements Special Receipts Issuance based Collection Arrangements Collection Arrangements (via internet banking, Mobile Apps & ATMs of other banks) using servic
View DetailsE-Statement Facility
Introduction eStatement is the electronic version of your account physical statement. You can view and print your statement right from your computer whenever you need it. You will start receiving the eStatement service within three business days after registration. For different accounts you need to update different email IDs in each account in order to get registered for each of them. Individual Account Corporate Account Individual Account Individual Account Holders are offered e-statement facility on following frequencies: Monthly Quarterly Half-Yearly Yearly Corporate Account Corporate Account Holders are offered e-statement facility on following frequencies: Daily Weekly Fortnightly Monthly Quarterly Half-Yearly How to register for e-Statement? • Download online form or collect it from Bank AL Habib branch. • Fill and submit the form at your relationship branch. Bank AL Habib account holders may also subscribe to E-Statements by calling the 24/7 call center at (+92 21) 111-014-014 from their registered mobile number. Corporate customers may only register for E-Statement facility by submitting the application form at their relationship branch. Login Registration Form for Individuals Registration Form for Corporates Click here to download Rules/Terms & Conditions Setting up E-Statement Frequency Click Login Validate by entering account details Verify your account details by entering the 6-digit OTP received on your registered Email or Mobile Number Select your E-Statement frequency A confirmation message will be sent to the registered Mobile Number or Email Address Unsubscribing E-Statement Facility Click on Login On the Account Details page, click "Unsubscribe" Review the pop-up message and call our 24/7 helpline for further support or visit the nearest branch @media (max-width:767px){ .responsivebtn { margin-left: 0 !important; padding: 0.5rem 0.88rem !important; } .m0responsive { margin-bottom: 0 !important; } }
View DetailsPrime Minister's Youth Business and Agriculture Loan Scheme (PMYB&ALS)
Eligibility Criteria All citizens holding CNIC, aged between 21 and 45 years with entrepreneurial potential are eligible. For IT/ E-Commerce related businesses, the lower age limit will be 18 years For IT/E-Commerce related businesses, at least matriculation or equivalent education will be required Above age limit condition is applicable on individual and sole proprietors. In case of all other forms of business including partnership and companies, only one of the owners, partners or directors must in the age bracket prescribed above Small & Medium Enterprises (startups and existing businesses) owned by youth as per above mentioned age brackets are also eligible In case of agriculture, farmers classification as per SBP’s "Indicative Credit Limits & Eligible Items for Agriculture Financing 2020” will be applicable Loan Type Working Capital Loan / Term Loan. Financing of Machinery & locally manufactured vehicle for commercial use (also available under Diminishing Musharakah) Only one vehicle per borrower is allowed. A borrower in food franchise and distribution business may avail financing for more than one vehicle Upto 65% of total financing limit can be availed for Civil Works. For agriculture, production and development loans are eligible Loan Tenor Long Term Loan: Upto 8 years with maximum grace period of 1 year For working capital/production loans and murabaha under T2 and T3, tenor will be upto 5 years. Banks will have the option to lend working capital/production loans wherein only markup will be payable during first 2 years and thereafter both principal along with the markup will be paid in next 3 years making it total repayment period of upto 5 years Loan Size Product Financing Limit Tier 2 Above Rs. 0.5 Million and upto Rs. 1.5 Million Tier 3 Above Rs. 1.5 Million and upto Rs. 7.5 Million Pricing Tier 2 : 5% Tier 3 : 7% Security Arrangement Tier 2 (T2) loans – Clean (secured only by personal guarantee of the borrower) Tier 3 (T3) loans – As per Bank Policy Vehicle financed under T2 and T3 to serve as collateral Number of loans per borrower A customer may avail maximum two loans (including one long term and one short term loan) within overall maximum financing limit of Rs 7.5 million In case of agriculture, a customer may avail one production loan and one development loan within overall maximum financing limit of Rs 7.5 million Sector & Products All sectors and products. Moreover, in case of agriculture, all crop and non-crop sectors (including crop production, livestock, poultry, fishery, dairy etc.) are also eligible. Debt Equity Requirement New Business Tier 2 (T2) loans – 90:10 Tier 3 (T3) loans – 80:20 Existing Business Nil for all Tiers Turn Around Time The processing time will not exceed 45 days and will be stated clearly in the application form Application for PMYB&ALS Visit the Prime Minister Youth Loan Portal to start your application now. Apply Now .fixedImgDynamic.mera-pakistan{background-image:url('" ~ image_url("theme::images/individual-financing-icons-04.svg") ~"')} .fixedImgDynamic.mera-pakistan::after { content: ""; position: absolute; width: 100%; height: 100%; left: 0; right: 0; top: 0; bottom: 0; margin: auto; background: linear-gradient(106.01deg, #070e19 -30.56%, rgba(7, 14, 24, 0.26) 53.89%); z-index: 1; } .Summary_Middle .LargeText { font-size: 24px; line-height: normal; display: block; } .d-inline-block.icon-wrap{ width:75px; } .d-inline-block.icon-wrap img{ width:100%; } #main-slider .carousel-inner .container .carousel-caption{width: 61%;} .contentSection ul li { line-height: 1.5; } .bgPosBtmLeft { background-position: center center !important; }
View DetailsSMS Alerts
Introduction Do you want to stay connected with your account without visiting your bank? The Bank AL Habib SMS Alerts Facility helps you stay updated on your financial activity every step of the way. We offer a wide range of alerts that help you monitor your finances and keep your account safe. The charges of the service are applicable as per prevailing Bank’s schedule of charges. Alerts on all Digital banking transactions will be communicated FREE of cost to all bank customers. Eligibility Criteria Individual Account Holders Joint Account Holders (where the Account is operated on “Either or Survivor” basis only) Sole Proprietorship Account Holders Entity Account Holders Click here to download Rules/Terms & Conditions Types of Alerts Cash Withdrawals / Deposits from BAHL branches Funds Transfers Cheque Clearing Inward / Outward (as well as returns) ATM / Debit Card transactions
View DetailsScooter Finance
View DetailsAbout Us
Bank AL Habib Dawood Habib Group, the sponsor of Bank AL Habib Limited has a history in the banking sector dating back to the 1920’s. The group played a major role in meeting the financial needs of Pakistan making it the first institution to provide banking services to the new Country. Dawood Habib Group Dawood Habib Group, the sponsor of Bank AL Habib Limited has a long track record in banking that dates back to the 1920s. The Group was among the founder members of Habib Bank Limited and played a major role in meeting the financial and banking needs of Pakistan. It was nationalized along with other Banks in Pakistan on Januar
View DetailsAsaan Remittance Current
It’s a Free, Safe and Easy way to receive remittances Receive money from your loved ones abroad directly into your account with Bank AL Habib Asaan Remittance Current Account. Account can be opened with a one-page simplified account opening form. Only individuals (Joint/Single) can open this account.
View DetailsAsaan Remittance Savings
Receive money directly into your account and see it grow. Open Bank AL Habib Asaan Remittance Saving Account and receive your money from abroad directly in your saving account.
View DetailsFreelancer Digital Account
AL Habib Freelancer Digital Account aims to provide banking opportunities to individuals who are involved in freelancing activities.
View DetailsArmed Forces Pensioner Savings
“AL Habib Armed Forces Pensioner Account” facilitates Armed Forces personnel to receive pension funds timely and conveniently. The Account is being offered with host of free and value added services.
View DetailsDigital Account PKR
The Digital Account provides a plethora of options to account holders for a seamless, end-to-end banking experience.
View DetailsAL Habib Signature Account
AL Habib Signature Account is designed for those who value personalized service and premium benefits. This account offers unmatched convenience, lifestyle rewards, and an exceptional customer care experience.
View DetailsForeign Currency Saver
Ease of savings in foreign currency Bank AL Habib offers saving accounts in major foreign currencies i.e. US Dollar, Pound Sterling and Euro and lets you earn monthly interest.
View DetailsArmed Forces Pensioner Current
“AL Habib Armed Forces Pensioner Account” facilitates Armed Forces personnel to receive pension funds timely and conveniently. The Account is being offered with host of free and value added services.
View DetailsMonthly Saver
Let your savings add to your monthly income Bank AL Habib Saver Account with profits paid every month is for individuals (single or joint) salaried persons, self-employed, retired, housewife, minor, etc. of any age group.
View DetailsAsaan Saving
Opening a bank account was never so easy If you are a resident Pakistani national and have never opened a bank account before, Bank AL Habib Asaan Saving Account is just for you. Easy to open, it is loaded with value added services.
View DetailsAL Habib Digital Account Classic
AL Habib Digital Account Classic enables you to access your account from anywhere in the world and make transactions effortlessly.
View DetailsUnionPay Debit Card
24/7 access and a nominal fee structure makes Bank AL Habib UnionPay Debit Card your perfect banking companion.
View DetailsAL Habib Woman Debit Card
Experience financial ease with our AL Habib Woman Debit Card and enjoy the following benefits:
View DetailsGold Debit Card
Linked to the Global Visa Network, Bank AL Habib Visa Gold Debit Card empowers you to handle purchases and withdraw cash while travelling abroad.
View DetailsPlatinum Debit Card
Bank AL Habib Visa Platinum Debit Card is your financial power-key. Linked to over 1.7 million ATMs and 24 million merchants globally, Bank AL Habib helps you unlock premium lifestyle facilities globally.
View DetailsUnionPay Apna Debit Card
24/7 access and a nominal fee structure makes Bank AL Habib UnionPay Apna Debit Card your perfect banking companion.
View DetailsAL Habib Digital Account Gold
Go Global with our AL Habib Digital Account Gold Debit Card which is accepted everywhere and enjoy the following benefits:
View DetailsSilver Debit Card
Bank AL Habib Visa Silver Debit Card enables you the access to your account from over 1.65 million ATMs and 20 million merchants in 148 countries.
View DetailsFreelancer FCY Debit Card
In today’s digital economy, freelancers and IT/ITES exporters need simple, secure, and reliable ways to manage their international payments. With the Bank AL Habib Freelancer (FCY) Debit Card, you can now access your funds globally and spend with confidence directly from your USD Exporters’ Special Foreign Currency Account (ESFCA) under the State Bank of Pakistan (SBP) framework. Whether it’s paying for software tools, digital subscriptions, certifications, or meeting business expenses, this card gives you the global reach you need.
View DetailsAL Habib Remit Debit Card
Seamless global interactions are now possible with our AL Habib Remit Account Debit Card that empowers the Account Holder and beneficiaries worldwide.
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