SBP Refinance Scheme

About Scheme To promote availability of storage facilities to enhance food security, State Bank of Pakistan has launched a Refinance Scheme in the name of “Financing Facility for Storage of Agricultural Produce (FFSAP)” for the establishment of agricultural produce storage facilities. The salient features of this scheme are as under: Main Features Financing is available: On a long-term basis for establishment, expansion and balancing, modernization & replacement (BMR) of Steel/Metal/Concrete Silos, Warehouses & Cold Storage facilities for storing agricultural produce Purchase of new imported & locally manufactured plant & machinery, equipment and accessories thereof, to be used in Steel/Metal/Concrete Silos, Warehouses, and Cold Storages Purchase of new generators. The capacity of the generator shall, however, not be in excess of the in-house energy requirements of the Silos/Warehouses / Cold storage . Up to 65% cost of entire civil worksFinancing is sub

Climate Smart Agriculture

Introduction This product is designed to promote Climate Smart Agriculture resource efficient operations/ techniques in farming Main Features Financing is available for resource efficient operations/ technologies/ techniques related to Agriculture Farm and Non-Farm sectors. This product caters fund requirement for Alternate energy resources/ solar panel, farming techniques based on efficient use of chemicals/ fertilizers and pesticides, draught resistant and water resistant crops, Modern water management techniques, precision agriculture management, etc. Priority service is offered on discounted mark up rate. Financing period ranges from one year to five years depending on nature of Agri business. Finance amount is assessed as per volume of Agri Business activities in the light of SBP’s guidelines and bank’s policy/ procedures. Debt servicing on a monthly/ quarterly/ half-Yearly basis as per business cycle. Talk to our Agri Experts Agri. Business Manager, Agriculture Division, Lahore – Pakistan Mr. Malik Muhammad Fiaz 042-36676808   Agri. Business Manager, Agriculture Division, Multan – Pakistan Mr. Muhammad Shahid 061-6524116-8 Agri. Portfolio Manager, Agriculture Division, Lahore - Pakistan Mr. Muhammad Asad Ayub 042-36676807   Incharge Agri. Islamic Finance, Agriculture Division, Lahore – Pakistan Syed Shawaz Hassan 042-36603228 Email Us info@bankhabib.com Email Us info@bankalhabib.com BAHL Helpline (021) 111-014-014 Nearest Branch Branch Locator If you want to reach us Click Here .bgPosBtmLeft { background-position: center center !important; } .support-columns.investor-columns.shaded-background { background-color: #eee !important; } .fixedImgDynamic.climate { background-image: url(files/images/climate-breaker.png); } .contentSection ul li { line-height: 1.5; font-size: 18px; font-weight: 300; }

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Ways to Bank

Debit Cards Bank AL Habib offers Debit Cards with different transaction limits. Choose the one that fits your needs. Debit Cards are a secure and convenient option shopping, paying bills and more without the need to carry cash. You can also withdraw money from an Automated Teller Machine (ATM) using your BAHL Debit Card and enjoy exclusive offers and discounts. View Details

AL Habib Kamyab Khatoon Zarai Finance

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AL Habib Mobile

Mera Ghar Mera Ashiana

Bank AL Habib along with the Government of Pakistan and with the support of the State Bank of Pakistan offers an affordable and flexible Housing Finance Scheme. With the help of this scheme, you can turn your dream of owning a home into a reality and secure your future. Avail this facility through all our Conventional and Islamic Banking branches. Key Features Free Life Insurance Subsidised Markup Rate Financing up to PKR 10 Million Available for up to 20 years Easy Documentation Quick Processing No restrictions and no charges on early repayment No cap on Property Price Eligibility Criteria All men / women holding valid CNIC. First time home owner. Not Owing any housing unit on his/her name. Minimum Income PKR 25,000/- for applicant and PKR 20,000/- for co-applicant(s) Minimum 3 years proof of busniess for SEB (Self Employed Businessmen) & SEP (Self Employed Professional). Minimum 2 years employment period for Salaried. Product Variants Purchase of House/flat/apartment Construction of house on already owned plot Purchase of plot and construction of house thereon Age (Applicant & Co-applicant) 60* Years for Salaried Individuals and 65* Years for Self Employed Businessmen/Professionals *at Maturity Financing Tenor Up to 20 years (subsidy for 10 years) Early Repayment No restrictions and no charges on early repayment Insurance Property Insurance Free Life Insurance Financing to Value (FTV) Ratio 90:10 (90% financing & 10% equity) Processing Charges No processing charges. However, documentation/stamping charges will be charged at actual .fixedImgDynamic.mera-pakistan{background-image:url('" ~ image_url("theme::images/individual-financing-icons-04.svg") ~"')} .fixedImgDynamic.mera-pakistan::after { content: ""; position: absolute; width: 100%; height: 100%; left: 0; right: 0; top: 0; bottom: 0; margin: auto; background: linear-gradient(106.01deg, #070e19 -30.56%, rgba(7, 14, 24, 0.26) 53.89%); z-index: 1; } .Summary_Middle .LargeText { font-size: 24px; line-height: normal; display: block; } .d-inline-block.icon-wrap{ width:75px; } .d-inline-block.icon-wrap img{ width:100%; } .bgPosBtmLeft { background-position: top right !important; } .pr-15 { padding-right: 15rem; } .secondary2.color { color: #ffaf3c; } a.secondarybtn { background: #ffaf3c; padding: 8px 10px; font-size: 15px; } a.secondarybtn:hover { color: #212529; background-color: #ffa016; border-color: #ff9b09; text-decoration:none; } .productLogo img{ width:400px; } .font18 { font-size: 18px; } @media (max-width:991px) { .pr-15 { padding-right: 0; } }

Agriculture Banking

Introduction Bank AL Habib Limited offers financing facilities for Agricultural activities both in conventional and Islamic variants. A wide range of financial products including Crop Cultivation, Farm Mechanization, Livestock (Dairy & Poultry), Fisheries, Feed/ Wanda units, Seed Processing Units, Cold Storage and more are available to fulfill the needs effectively. Agriculture Financing Products Kamyab Khatoon Zarai Finance Climate Smart Agriculture SBP Refinance Scheme Talk to our Agri Experts Head, Agriculture Division, Lahore - Pakistan Mr. Fiaz Ahmed Malik 042-35701431   Unit In-Charge Agri Corporate/ Commercial Mr. Wasim Irfan 042-35701432 Agri. Business Manager, Agriculture Division, Lahore – Pakistan Mr. Malik Muhammad Fiaz 042-35701433   Agri. Business Manager, Agriculture Division, Multan – Pakistan Mr. Muhammad Shahid 061-6524116-8 Agri. Portfolio Manager, Agriculture Division, Lahore - Pakistan Mr. Muhammad Asad Ayub 042-35701434   Incharge Agri. Islamic Finance, Agriculture Division, Lahore – Pakistan Syed Shawaz Hassan 042-35701435-8 Email Us in