AL Habib Biometric App

3D Secure

Following Debit Cards and Credit Cards of Bank AL Habib are now protected by 3D Secure. Visa Debit Cards: Platinum, Gold, and Silver PayPak Debit Card Mastercard Credit Card: Classic & Gold 3D Secure is the latest technology aimed at improving online security through authentication of each transaction by the cardholder so that you use your card with more confidence and peace of mind. With this service, when you use your Bank AL Habib Debit or Credit Card on websites that display "MasterCard SecureCode” and “Visa Secure” sign respectively, you will receive a One-Time-Password (OTP) through SMS and email as you complete your transaction. To perform E-Commerce transactions on your cards, please call our 24/7 call center on (+92-21) 111-014-014 to activate the service. Note: E-Commerce per day transaction limits of VISA and PayPak Debit Cards is clubbed with POS limits. Click here to download Rules/Terms & Conditions Click here to download the PayPak 3D Secure - Merchant List 3D Secure Enablement Process 1 Shop online at any 3D Secure enabled website 2 Enter your Card details in payment section 3 You will receive an email (if available) and SMS with a unique 6-digit OTP 4 Enter the unique 6-digit OTP shared by the Bank 5 Upon submission, your transaction will be processed Disclaimer Bank AL Habib is indemnified against any and all actions, proceedings, liabilities, claims, losses, damages, costs and expenses incurred or sustained by Bank AL Habib in relation to or arising as a result of action of internet session. In case a non 3D Secure website is used to perform an online transaction, an OTP will not be generated and the liability for all reversals will reside with the merchant. Therefore, kindly avoid using non 3D secure websites. Bank AL Habib will never contact you asking for your Personal Information, Debit/Credit card number, PIN, OTP or CVV via Phone, SMS or email, and it will not be liable for any loss, damage, costs or expenses of any nature whatsoever arising from any disclosure that you make of the aforesaid information. Please contact our 24/7 call center on (+92-21) 111-014-014 to activate the e-commerce service on your card. .featureWrapper { display: inline-block; text-align:center; width:100%; } .featureWrapper .featureImg { padding-right: 0; text-align:center; height:100px; line-height:100px; margin-bottom:15px; } .featureWrapper .featureImg img { width: 20%; } span.step { /* float: left; */ width: 35px; height: 35px; background: #fbb040; line-height: 35px; text-align: center; display: block; margin: 0 auto 15px auto; font-weight: bold; font-size: 20px; border-radius:100%; } .bgPosBtmLeft { background-position: center center !important; }

Rewards Program

Introduction Earn Reward Points with every PKR. 50 (or equivalent foreign currency) purchases on Basic or Supplementary Cards. Redeeming your Reward Points for desired items or services is quick and easy. Choose from a wide variety and options available at our Reward Points Redemption Partners. Only 2500 Reward Points are required to embark on the redemption journey. Just call our Helpline for redemption. Program Details Monetary value of Reward Points is Rs 0.10 per Rs 50 of retail spend, on all outstanding points. FOREX Premium Charges on all foreign retail transactions is 4.5%. How To Redeem Reward Points Download Reward Redemption Form Download Scan and Email it to info@bankalhabib.com Call us at our Helpline (021) 111-014-014 Reward Points Calculator Submit Captcha is required Points Earned Value of Points (in PKR)

AL Habib Gold Credit Card

AL Habib Roshan Digital Account for Foreign Nationals

Introduction The Roshan Digital Account for Foreign National Individuals offers a convenient and fully digital banking solution for individuals looking to access Pakistan’s financial system. Whether you wish to invest, remit funds, or manage your finances in Pakistan, this account enables you to do so seamlessly from anywhere in the world. With a simplified digital onboarding process, secure transactions, and access to a range of banking and investment opportunities, this account is designed to provide ease, transparency, and flexibility. Experience hassle-free banking and explore financial opportunities in Pakistan with confidence. View Details View Details View Details Other Investment Opportunities View Details RoshanSurvey Form View Details RoshanService Request Form View Details Product Features Free E-Statements Cheque Book Facility Digital Banking for Non-Residents Debit Card Facility (PKR Account Only) Offered in Pak Rupee & Foreign Currency Free registration for Netbanking and AL Habib Mobile No Initial deposit or minimum balance is required No charges on opening, closure and maintenance of account Availability of 24/7 Dedicated Roshan Digital Unit (RDU) Available in Current & Saving account types with both Conventional & Islamic variants Local credits are allowed to the extent of proceeds received from permissible investments Access to host of investment avenues e.g. TDR Booking, Naya Pakistan Certificate, investment in Pakistan Stock Exchange, property investment, Government registered debt securities etc. Account can be fed by Foreign Inward Remittances originating from the account holder themselves & other formal SWIFT & Home Remittance channels Account is fully repatriable Also available in Joint Account Monthly Profit Payout on Savings Accounts Free welcome pack delivery globally No deduction of Zakat FCY to PKR Transfer & Bill Payments through internet banking Key Fact Sheet To learn more about Roshan Digital Accout for Foreign National fees & charges, click below to download the detailed KFS Download Current Account KFS Download Saving Account KFS How to Open Roshan Digital Account for Foreign Nationals The following steps are required to open the Roshan Digital Account (RDA) in Pakistan: Provide Basic Information. Enter the OTP received on your email address & provide the account opening information. Choose the type of Digital Account: A Foreign Currency Account or a Pak Rupee Account. Upload the documents mentioned in "required documents" and a Live Photo. Receive confirmation in the provided email with a reference number. The account opening confirmation will be emailed within 2 working days. Documents Required for Roshan Digital Account Registration The following scanned documents are required for the registration of AL Habib Roshan Digital Account in Pakistan: Customer's Foreign ID Card Customer Passport (first 2 pages) Specimen Signature (scanned on a white page) Proof of profession and Source of income / Funds (For example: For salaried individuals; employment letter, salary slip or bank account statement & for business persons; business registration document, business letterhead or bank account statement, etc.) Live Photograph Before Getting Started Filling out the account opening form will approximately take 10-15 minutes. After gathering the Required Documents, you will need to scan and upload them. You will also need access to a webcam so that your live photo can be captured. All fields are mandatory. You will have to acknowledge the declaration to proceed to the next steps. Disclaimer: Please make sure that you have the latest version of Microsoft Edge, Chrome, or Firefox to avoid any difficulties during the process. Before you start, we advise you to also clear your browser cache/cookies to ensure the application runs smoothly. AL Habib Roshan Digital Account User Guide Please Download The User Guide For Roshan Digital Account Opening Process. Download Now .mt25{ margin-top: 25px !important;} .decimal ul{margin-left:15px;} .decimal ul li{list-style:decimal; color:#ffaf3c; padding-left:10px;} .decimal ul li span.gray{color:#333;} × Disclaimer × Dear Valued Customer, The request for Qurbani is subject to the availability of sacrificial animals with the service provider. The Bank reserves the right to cancel the request based on non-availability of sacrificial animals. Roshan Digital Unit Bank AL Habib Limited Proceed .bannerOverlay:after{ background: linear-gradient(106.01deg, #070e19 -30.56%, rgba(7, 14, 24, 0.2) 52.00%) !important; } .bgPosBtmLeft { background-position: top right!important; } .roshan-linked-tabs { background: #fff; display: block; border-radius: 15px; height: 100%; padding: 10px; box-shadow: 0 0 10px 0 #eee; border: 1px solid #eee; transition: all .5s; } .logoCarouselImg { height: 125px; width: 100%; position: relative; } .iconCarouselImg { position: relative; } .iconCarouselImg { height: 90px !important; width: 100% !important; } .logoCarouselImg img { position: absolute; top: 0; bottom: 0; left: 0; right: 0; margin: auto; max-width: 100%; } .roshan-linked-tabs:hover { text-decoration: none; box-shadow: inset 0 0 45px 0 #ddd; } h4.mt-0.mt-md-4.display-3 { font-size: 0.8rem !important; margin-top: 0 !important; } h1.caption-heading.mt-md-5 { margin-top: 0 !important; } .iconCarouselImg img{width: 65px;}

AL Habib FX Gateway

Introduction AL Habib FX Gateway is specifically designed to cater to customers growing need of digitization with respect to Foreign Exchange (FX) cases. This portal provides a single screen to meet all our customers’ needs for submitting FX cases enabling enhanced customer experience and providing ease to initiate FX related cases without having to visit any branch. This user guide contains instructions regarding the procedure to sign up and initiate the cases. Click here to download the user guide. FX Gateway Login FX Portal Awareness and User Feedback Survey Downloads FX Telegraphic Transfer Forms FX Telegraphic Transfer Form For Individuals FX Telegraphic Transfer Form For Entities

Long Term Financing Facility (LTFF) for Plant & Machinery

Introduction SBP introduced the scheme for Exporters (including SMEs) to avail financing under the facility through Participating Financial Institutions (PFIs) for new imported and locally manufactured plant and machinery. The facility will be available to the export oriented projects with at least 50% of their sales constituting exports if their annual exports are equivalent to US$ 5 million, which ever is lower. Period of Financing 3,5 and 10 years. End User Rate 5% (Textile Sector) End User 6% (Non-Textile Sector) Maximum period of Loan is 10 years including a grace period of 2 years. However, where financing facilities have been provided for a period of up to 5 years a grace period of 1 year is allowed. Disclaimer Lending under the facility shall also be subject to compliance with the Prudential Regulations as prescribed by the State Bank from time to time for different categories of borrowers. Underserved Areas Districts Excluded From Definition of Underserved Areas

Lost or Stolen Card Replacement

In case your Card is lost or stolen, call our Helpline immediately to report the incident. Our Customer Service Officer will ensure that the Replacement Card is sent to you within turnaround time. In case the incident occurs while you are traveling abroad, you may call MasterCard International Helpline Numbers. No matter, where you are in the world……feel safe and secure with efficient global assistance.

AL Habib Roshan Apna Ghar

Roshan Samaaji Khidmat